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BMW X3, Car Leasing, SUV
#141 of 1201 Re: BMW Finance Rates [timmboj]
Mar 07, 2006 (5:05 am)
Hi timmboj. BMW is not currently providing any sort of finance support on the 2006 X3. As a result, if you were to finance one through BMW Financial Services, you would have to use its standard finance rates. These rates often change monthly, but it doesn't really matter what they are right now because like most captive finance companies' standard rats, BMW Financial Services usually can be beaten fairly easily. It is in your best interest as a consumer to go to a local bank, credit union, or a bank that conducts business on-line and get pre-approved to finance the truck that you are interested in prior to discussing interest rates with any dealers. doing so will serve two purposes. One, it will give you an idea of what sort of interest rate you qualify for. And two, it often motivates dealers to try to beat the rate that you already have in hand.
Smart Shopper / Prices Paid Forums
#142 of 1201 good deal, or not?
Mar 10, 2006 (5:49 pm)
I'm looking at a 2006 X3: Auto Trans, Heated front seats, Privacy Glass, and Metallic Paint are the only options. Dealer figured lease cost based on MSRP and $2500 down as 401.55/month. Tax and MV fees up front, no security deposit. I'm trying to figure out if this is a good deal, but I don't know the residual or other factors, so I wanted to see if someone could help me with these here. Is this a decent deal?
#143 of 1201 multiple security deposit lease
Mar 13, 2006 (5:28 pm)
When do you have to pay the additional security deposits? If I choose to pay all nine, how is spaced out?
I'm from Canada and assuming your BMW leases are the same as ours...
#144 of 1201 Re: multiple security deposit lease [drshoegal]
by kyfdx@Edmunds HOST
Mar 13, 2006 (5:28 pm)
You pay the additional deposits at lease signing..
#145 of 1201 Re: Who is this Middleman??
Mar 15, 2006 (5:58 pm)
So I get a call from BMW today, my X3 finally arrived.
But this call wasn't from my salesmen, it was some other person I'll call the "Middleman"
So after agreeing on a day I can pick-up my vehicle, I ask about adding the rest of the Sirius satellite raido into my X3, I ask how much much will it cost " I see the accesory itself on BMWUSA.com costs 325.00 so I realize there is tax and installation.. She "looks" up the price and goes... "$799" I said I'll call her back, since I had to get her my insurance info anyway.
So I call the service area IN THE DEALER SHE WORKS AT... and the girl goes "442.18 with tax and installation"
So when I call her back and tell this she goes.. There no way that includes installation, they have to take the whole raido out of the car and put the siruis thing behind it... I hate to lose the business but I can't even match that price.
So I go "that was YOUR service center !!!!"
Also, she wanted to charge me $150 for the cargo mat that the part dept want $70 plus tax... I'm sorry lady but I can't justify paying you $80 to walk 20 feet to the parts dept.
Then after i told her to forget all that I'll do it myself, she starts telling me how she thinks I should roll my taxes into the lease payment... She goes I can't tell you over the phone because you'll think I'm playing 3 card monty with you... " I 'm like lady, I 'm a CPA with a MBA in finance... Hit me !!!"
So I have to go there saturday and have her show me the new lease structure...
Sorry lady but I've calculated the lease with the taxes rolled in to the penny and if she tried to screw me but 1 penny a month aI'm telling them to forget the whole deal.
So back to my original question... WHO IS THIS MIDDLEMAN???
Has anyone else almost gotten scammed from a dealer after waiting 8 weeks for your car...
I was real excited but now I have a bad taste in mouth regarding this deal.
#146 of 1201 Re: Who is this Middleman?? [stevevey]
Mar 16, 2006 (7:12 am)
IS your original salesperson still working there? The sales business has pretty high turnover rates.... Perhaps this is just another salesperson who was told to take over the previous salesperson's customers.
#147 of 1201 Re: Who is this Middleman?? [bdr127]
Mar 16, 2006 (11:49 am)
Yes, my original salesperson is still working there. I had to coordinate between my schedule and hers for the actual pick-up. She is in charge of the vehicle delivery, I found out this other person's title is "Business Manager" but I think it should be "Crook" for short.
Well, I can't wait to see what happens Saturday.
#148 of 1201 What do you think?
Mar 24, 2006 (7:56 pm)
I saw an ad today in the local paper. 2006 X3 auto/AWD 36 months/10K miles per year for $399 month + taxes/tags with nothing down but a $400 security deposit. It doesn't list all the options or the MSRP so I emailed the dealer for more details. Even without all the details it seems like a pretty good offer. What do you think?
#149 of 1201 Re: What do you think? [chmcmm]
Mar 25, 2006 (7:08 am)
Check all the details....
Does that price include tax, tags, bank acquisition fee, doc fee, etc? (You indictate "+ taxes/tags", so I presume not?) What is your state tax rate? Are you in Texas or Illinois? Usually those ads leave all that extra stuff out....
Interesting, though, that it says no money down other than a $400 deposit. Chances are that you'll also need to make the first month payment up front (as almost all leases require), so total out of pocket at delivery would be more like $800.
Regardless, this X3 probably has automatic transmission as its only option. I'd check to see if it even has a sunroof....
#150 of 1201 New 2006 X3 Residuals
Mar 25, 2006 (2:17 pm)
3 years, 12,000 miles