Last post on Jun 12, 2011 at 8:05 AM
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Car Buying, Car Financing, Car Leasing
#25 of 44 Re: hmm.... [kyfdx]
Jan 28, 2011 (1:20 am)
I don't really want to talk about it
That bad huh?
Let's see, my last car payment was in September, but hubby still has a payment on his Civic, its a low payment and a low interest loan. Not in a huge hurry to pay it off, probably by next spring though since he may replace it then.
I've done my time with high car payments and massive negative equity. We won't discuss the loan I had on the Pilot. No more of that for me, if the payment is over 3 years and $350/mo, I don't need it.
#26 of 44 Re: . [fintail]
Jan 28, 2011 (11:09 am)
My last car payment was due on November 23 but I paid it off near the end of October. You'd think you're going to have a surplus, but my wife finds ways to spend it!
Jan 28, 2011 (11:12 am)
You'd think you're going to have a surplus, but my wife finds ways to spend it!
Yeah, they're good at that. You should have just paid it off early and kept your mouth shut. "Sorry honey, got two more years of payments to make!" I have a feeling she's too smart to fall for that, though.
#28 of 44 Re: . [andre1969]
Jan 28, 2011 (11:16 am)
I think so too!
Funny thing is, when I bought the car, I called her hoping she would talk some sense into me and she replied, "If it makes you happy, buy it!"
Jan 28, 2011 (12:46 pm)
I bought my first car in 1998, a 1996 Accord, had a payment of about $270. I paid it off early and drove the car for 2 or 3 years payment free but I hated the car, so in 2002 I traded for a Nissan Pathfinder SE, took on a payment of about $375 and loved the vehicle. I should have never gotten rid of it. Since then I've had a payment, usually around $400 give or take. That will probably go up with the new Explorer, but to me it's worth it. I still manage to save money, pay extra on the house and enjoy life, so to me the payment is worth it.
Jan 28, 2011 (1:01 pm)
paid cash for the last few vehicles, paid the house off last year.
Oh, what a feeling...
#31 of 44 Re: . [lemko]
Jan 28, 2011 (1:28 pm)
Wow! That DTS is all yours now? Sweet!
#32 of 44 Re: $0 debt! [slorenzen]
Jan 28, 2011 (5:13 pm)
Been this way since 1995 & it's a great way to live...owe nothing to anyone & live within one's means...priceless!
#33 of 44 Re: $0 debt! [sandman_6472]
Jan 28, 2011 (7:25 pm)
My last payment was in April 2007.
Jan 28, 2011 (7:44 pm)
The only bad thing is that I really want to drive something a bit nicer & more back friendly but don't want to go back in years & spend more $! Been seeing & liking the RX 330 from 2004 to 2007 generation. Friend had one and the ingress/egress was excellent for my spinal issues & with the leather seats, it was like heaven!!! Just to be able to slide over into a power seat was wonderful...don't really need a 6 cylinder engine as a 4 is plenty for my kind of driving. I guess any power seated car will do but these RX's are the "whole package" as far as I'm concerned.
Unfortunately the wife would go ballistic even though we each use our own funds to purchase our cars...the amount of aggravation she'd give me would be outrageous. She went "nuts" back in '09 when I briefly considered buying a used late model Volvo S40 just to get better seats. Found that the seats were no better than my current Civic but she made me miserable for the few days I actually went test driving them! A shame that she reacts so stupidly when an idea I have is different than what she thinks is logical.
Will have the funds within a short time period, but the point is it's not a smart financial move on my part especially since I was let go from Uncle Sam and am deciding between retirement & some other plan for the future. The point of my rant is that I'd like to eventually get something much more comfortable EVENTUALLY with a power seat so I can have the perfect pain free driving position. Time will tell!
Thanks guys for letting me get this out finally in a community that understands about my passion for cars. She doesn't get it...sure most wives don't...but I'm tired of settling & always doing the right thing financially also!!!!
(End of rant)!