Last post on Apr 25, 2013 at 9:52 AM
You are in the Ford Fiesta
What is this discussion about?
Ford Fiesta, Fuel Efficiency (MPG), Hatchback
#56 of 134 Re: 2011 Ford Fiesta Actual MPG [ivan_99]
Dec 29, 2011 (5:22 pm)
I have a 17 year old driver so that might be the difference. When I asked my agent why the Fiesta was $380 a year and the Accent was $680 a year he told me that he was not sure but guessed it was the crash ratings. I looked up the crash ratings and the Fiesta is a IIHS top pick for its class. It has good across the board. The Accent has good for the most part but only an acceptable on side impact. I am guessing that is the difference. $300.00 a year is not a lot to some people but over the next 10 years that will be a nice vacation.
#57 of 134 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Dec 30, 2011 (5:01 am)
I'm just surprised you can get the Fiesta insured for only $380 a year with a 17 year old driver.
I'm 46 with no tickets and accidents on my record and pay about $700 a year. And that's with a $1250 deductible.
#58 of 134 Re: 2011 Ford Fiesta Actual MPG [iamz]
Dec 30, 2011 (6:31 am)
I totally agree with iamz. Where in the hell do you live where you can insure a brand new vehicle, be it a 2012 Ford Fiesta or a Honda 50cc Moped Scooter with or without a 17 year old driver with Full coverage including liability, property damage, comprehensive, without a $5000 deductible, for only $3000 year. Wanna share the name of your insurance company? You can`t be located anywhere near a metro city. As far as the safety ratings go on the 2012 Hyundai Accent and Kia Rio5, they received "top" ratings recently with the european equivalent of our NHTSA and Insurance Institute rating that perform staged car crashes here in North America. The only significant safety feature difference that I`m aware of is the Ford Fiesta has an extra airbag installed to protect the passengers knees upon impact that the Accent and Rio does`nt have.
#59 of 134 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Dec 30, 2011 (11:25 am)
Did you mean for a 6 month policy? $31 per month sure sounds appealing no matter what age the insured
That rate (for me, not a 17 year old) sounds about right for a 6 month policy...
I pay approx $400 for each of my vehicles for a 6 month policy...
#60 of 134 Re: 2011 Ford Fiesta Actual MPG [ivan_99]
Dec 30, 2011 (5:14 pm)
I live in Cincinnati and remember the Fiesta/Accent was the 3rd car on the insurance policy. I am paying $1500.00 a year for the first 2 cars one of which is a 2004 Caviler that only has liability on it. So when I called to add the Fiesta or Accent is when I got the $380 fiesta additional or the $680 Accent additional. I do love my insurance company. I do not know if I am allowed to say names on this forum? but they have been great to me and a heck of a lot cheaper than the company that is on your side Bottom line is call your agent to see what kind of rate you will get before purchasing.
#61 of 134 Re: 2011 Ford Fiesta Actual MPG [phill1]
Dec 30, 2011 (5:37 pm)
iamz: Why are you so angry? Look at the crash data here http://www.cars.com/hyundai/accent/2012/safety-ratings/ It gets a bunch of acceptable score including a final grade of acceptable on side impact. As far as my insurance bill I just bought the Fiesta for me (48 year old) so it made my total bill go from $1500 to $1880.00 a year. My son drives the 04 cavalier with liability only. My insurance company is Donegle insurance. Look them up they have been great to me.
#62 of 134 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Jan 02, 2012 (7:06 am)
Hackattack5, I think you meant to reply to Phill1.
He used the phrase "Where in the hell do you live...."
I don't think he was angry though.
#63 of 134 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Jan 02, 2012 (8:34 am)
Sorry you took offense to my terminology of of "where the hell", just an expression. You explained (now) that the increase in your annual premiums went up from $1500 to $1880 for both your 04 Cavalier (and) adding the the 2012 Fiesta. Thank makes sense, since your only carrying liability on the 04 Cavalier. I live in Urban South Florida, have both a 2011 Ford Fiesta SE Hatchback and a 2012 Kia Rio5 Hatchback with 11k/300 liability, 100k property damage, full comprehensive coverage with $100 deductible and full collision with $500 deductible and both vehicles cost me a total of $1200 annually. Of course, my wife an I are 56 and 66, and we have no children except our 2 Golden Retrievers. My insurance company is Auto Owners, very highly rated too.
#64 of 134 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Jan 02, 2012 (8:41 am)
Oh, almost forgot. Check out the Kia Blog, www.kiaworld.com. It has a interesting video showing the 2012 Kia Rio5 being tested in Europe by EuroPCAP, their equivalent of the NHTSA. European safety standards are much less then here in North America and the 2012 Kia Rio still got its top "5 Star" safety rating, go figure.
#65 of 134 Re: 2011 Ford Fiesta Actual MPG [phill1]
Jan 02, 2012 (7:49 pm)
When I sold my 1999 Miata automatic and bought a 2011 Fiesta SE, my insurance went up $6, to a total of $217 for 6 months. That's with full coverage and $500 deductable. Insurance Co is USAA. I'm 69 years old.