Last post on Dec 05, 2013 at 1:02 PM
You are in the Ford Fiesta
What is this discussion about?
Ford Fiesta, Fuel Efficiency (MPG), Hatchback
#53 of 138 Re: 2011 Ford Fiesta Actual MPG [phill1]
Dec 28, 2011 (8:47 pm)
I test drove a 2012 Accent SE yesterday and it was a nice ride. Hyundai is proud of it and I almost bought it. Luckily I researched it here on Edmund's and noticed that the insurance was higher on the true cost to own so I called my insurance agent and sure enough it was 80% higher than a Fiesta SE. I am picking up my new Fiesta tomorrow. I got the SE hatch 5 speed manual. I found the Ford dealer was honest and I have no comment on the Hyundai dealer
#54 of 138 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Dec 29, 2011 (5:44 am)
Not sure what State or Province you live in or why it should make any difference but I find it very odd that the costs of insuring either a new Hyundai Accent or a comparable Ford Fiesta would be much different. I own both a 2011 Ford Fiesta SE Hatchback with automatic transmission and also recently purchased a new 2012 Kia Rio5 Hatchback, a vehicle (very) similar in cost and design as its sibling twin, the Hyundai Accent Hatchback. My automobile insurance (does not) reflect much difference in cost with both vehicles having the identical coverage.
#55 of 138 Re: 2011 Ford Fiesta Actual MPG [phill1]
Dec 29, 2011 (7:11 am)
I found that large discrepancy between two similar vehicles odd too...but it also changes from insurance company to insurance company.
A few years ago when comparing similar cars I found that VW's were the cheapest to insure; when I asked one of the agents they said because of the favorable crash tests (at the time it was a VW CC).
But...the difference wasn't 80% maybe $100 for the year.
#56 of 138 Re: 2011 Ford Fiesta Actual MPG [ivan_99]
Dec 29, 2011 (4:22 pm)
I have a 17 year old driver so that might be the difference. When I asked my agent why the Fiesta was $380 a year and the Accent was $680 a year he told me that he was not sure but guessed it was the crash ratings. I looked up the crash ratings and the Fiesta is a IIHS top pick for its class. It has good across the board. The Accent has good for the most part but only an acceptable on side impact. I am guessing that is the difference. $300.00 a year is not a lot to some people but over the next 10 years that will be a nice vacation.
#57 of 138 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Dec 30, 2011 (4:01 am)
I'm just surprised you can get the Fiesta insured for only $380 a year with a 17 year old driver.
I'm 46 with no tickets and accidents on my record and pay about $700 a year. And that's with a $1250 deductible.
#58 of 138 Re: 2011 Ford Fiesta Actual MPG [iamz]
Dec 30, 2011 (5:31 am)
I totally agree with iamz. Where in the hell do you live where you can insure a brand new vehicle, be it a 2012 Ford Fiesta or a Honda 50cc Moped Scooter with or without a 17 year old driver with Full coverage including liability, property damage, comprehensive, without a $5000 deductible, for only $3000 year. Wanna share the name of your insurance company? You can`t be located anywhere near a metro city. As far as the safety ratings go on the 2012 Hyundai Accent and Kia Rio5, they received "top" ratings recently with the european equivalent of our NHTSA and Insurance Institute rating that perform staged car crashes here in North America. The only significant safety feature difference that I`m aware of is the Ford Fiesta has an extra airbag installed to protect the passengers knees upon impact that the Accent and Rio does`nt have.
#59 of 138 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Dec 30, 2011 (10:25 am)
Did you mean for a 6 month policy? $31 per month sure sounds appealing no matter what age the insured
That rate (for me, not a 17 year old) sounds about right for a 6 month policy...
I pay approx $400 for each of my vehicles for a 6 month policy...
#60 of 138 Re: 2011 Ford Fiesta Actual MPG [ivan_99]
Dec 30, 2011 (4:14 pm)
I live in Cincinnati and remember the Fiesta/Accent was the 3rd car on the insurance policy. I am paying $1500.00 a year for the first 2 cars one of which is a 2004 Caviler that only has liability on it. So when I called to add the Fiesta or Accent is when I got the $380 fiesta additional or the $680 Accent additional. I do love my insurance company. I do not know if I am allowed to say names on this forum? but they have been great to me and a heck of a lot cheaper than the company that is on your side Bottom line is call your agent to see what kind of rate you will get before purchasing.
#61 of 138 Re: 2011 Ford Fiesta Actual MPG [phill1]
Dec 30, 2011 (4:37 pm)
iamz: Why are you so angry? Look at the crash data here http://www.cars.com/hyundai/accent/2012/safety-ratings/ It gets a bunch of acceptable score including a final grade of acceptable on side impact. As far as my insurance bill I just bought the Fiesta for me (48 year old) so it made my total bill go from $1500 to $1880.00 a year. My son drives the 04 cavalier with liability only. My insurance company is Donegle insurance. Look them up they have been great to me.
#62 of 138 Re: 2011 Ford Fiesta Actual MPG [hackattack5]
Jan 02, 2012 (6:06 am)
Hackattack5, I think you meant to reply to Phill1.
He used the phrase "Where in the hell do you live...."
I don't think he was angry though.