Last post on Dec 05, 2013 at 3:32 PM
You are in the Prices Paid - Buying & Leasing Experiences
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Audi S4, Car Buying, Car Leasing, Sedan
#513 of 559 Lease and price
Sep 18, 2013 (10:23 am)
2014 Audi S4 Premium plus - 60,165
ESTORIL BLUE CRYSTAL EFFECT
Audi Side Assist
Audi quattro w/Rear Sports Differential
Bang & Olufsen Sound System
Carbon Atlas Decorative Inlays
Fine Nappa Leather Seat Trim
Front License Plate Holder
The dealer said I can have this vehicle for $55,000
The lease is:
$5000 $645/36 for 12K BO 34900
$5000 $683/36 for 15k BO 33700
I am wondering if I should lease or just buy the car outright. Do you guys think this is a good deal?
#514 of 559 Re: Lease and price [madness99]
Sep 18, 2013 (10:42 am)
Sales price is very good (probably too good at 8.5% off MSRP). Which begs the questions: What is the Money Factor, what fees are being added, and what (in addition to the down payment of $5K) is due at signing?
IMO, putting any significant money down on a lease is a bad decision. If anything, use the money for Multiples Security Deposits to "buy down" the Money Factor (if allowed in your state).
I am not one for buying cars, especially if you can stay within the allowed mileage of a lease. With the conservative residuals Audi uses, you will have a favorable buyout at the end of term, which leaves you with equity for a trade, or the ability to buy the car and sell it yourself or simply enjoy buying a car worth many thousands more than you could on the open market and knowing exactly where its been and how it has been driven.
Also, ESTORIL BLUE CRYSTAL EFFECT is very susceptible to swirl marks. So plan on avoiding all car washes (hand or otherwise) and detailing it yourself using high-end products to keep the paint looking good.
#515 of 559 Re: Lease and price [isles1]
Sep 19, 2013 (2:38 am)
I was told the money factor was .00088
Doc/MV/Bank = $1400
I have asked for the rest of the $5000 breakdown. I should find out today
#516 of 559 2014 Audi S4 lease help!!!!
Oct 03, 2013 (4:14 am)
May be in the market for a 2014 Audi S4 and need some help please! I live in Honolulu, Hawaii where there is only one Audi dealer on the whole island. Monopoly i guess you can say?...
Looking to order a 2014 Audi S4 Premium Plus
7 speed auto
Glacier white metallic
Red leather upgrade
Pretty basic stuff.....
42 month term
$605 per month
They said they will throw in Audicare at no charge....
This seems rather high. Any advice / feedback / comments would be greatly appreciated! thank you very much all!
#517 of 559 2013 S4 LEASE Review & Money Factor Question
Oct 06, 2013 (5:20 pm)
I've been eyeing S4's for the past month and have a dealer offering me the following:
2013 S4 Premium Plus
$50,500 Sale Price INCLUDING $1000 extra bonus cash for competitor brand.
15k/year 42 Months.
Acquisition Fee: $695.00
Adjusted Cap Cost: $55,048.44
0 Down Except 1'st months payment.
Money Factor: 0.00069
$738.31-Monthly including Tax.
IS THIS A DEAL? I feel the payment is still very high and something is being manipulated here by dealer? Anyone know what the buy rate Money Factor is for October? Residuals for October as well? In September, I was given a quote with I believe 52%??
#518 of 559 Audi S4 Lease Help
Oct 06, 2013 (5:28 pm)
I know you have all seen this many times but this is my first time leasing so guidance is appreciated. Looking at a 2014 Audi S4 lease. Details below, pretty much describes exactly what I am looking for. What are the gotchya's that I need to ask for clarification on?
Audi Mission Viejo, CA. $599 S4 Lease Special, $2999 down. 42 Month lease. Excludes 1st payment, tax, title, bank fee, and dealer fee. 10,000 miles per year/$0.25 per mile excess charge.
2014 Audi S4 DSG in Ibis White with Black Leather with an MSRP of $58,090 that includes PREMIUM PLUS PACKAGE NAVIGATION PLUS PACKAGE, BANG & OLUFSEN SOUND, FINE NAPPA LEATHER PACKAGE, SPORT DIFFERENTIAL, CARBON FIBER INLAYS, 19 INCH ALLOY WHEELS, and SUPERCHARGED BADGES.
#519 of 559 Re: 2013 S4 LEASE Review & Money Factor Question [mike1983]
by kyfdx@Edmunds HOST
Oct 06, 2013 (7:08 pm)
2013 S4 Premium Plus 42mo, 15K/yr
.00069 MF and 47% residual
That 52% residual in September was probably for 36 months, not 42.
Why is the adjusted CAP cost on your quote $4500 more than the selling price?
#520 of 559 Re: Audi S4 Lease Help [mgski1]
by kyfdx@Edmunds HOST
Oct 06, 2013 (7:15 pm)
It should be pretty straight forward.. but, you'll come up against a few things..
1) Bank fee aka acquisition fee (around $700)
2) Tax... CA is around 9% on the down payment, doc fee and bank fee, plus the same rate on the monthly payment
3) Dealer/doc fee.. I think is limited to $80 in CA
So.. you'll have about $4800 due at signing.. and the monthly payment will be about $655/mo, with tax...
If you want AudiCare (factory recommended service included), add around $900, but that will raise the residual by 1%, so about $10/mo extra on the lease payment..
They may try to sell you extras or add fees on top of that, but those would be unnecessary..
#521 of 559 Re: 2013 S4 LEASE Review & Money Factor Question [kyfdx@Edmunds]
Oct 07, 2013 (2:22 am)
I'm not sure why the cap cost is $4500 more than selling. This is exactly what's on the lease print out from dealer. Is this easily changed by dealer for us novice lessee's? I'm thinking something is off for the payment to still be $736.xx ?
What should the cap cost really look like with 6% state tax?
#522 of 559 Re: 2013 S4 LEASE Review & Money Factor Question [mike1983]
by kyfdx@Edmunds HOST
Oct 07, 2013 (3:13 am)
Well.. if tax is paid upfront in your state, that could account for a lot of it.. That, plus an acquisition fee.. In what state do you reside?