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Gold Plus Extended Warranty -- worth it?

133 messages,  Last post on Feb 19, 2013 at 12:40 AM

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What is this discussion about? Subaru Forester, Subaru, Car Warranties, Wagon

Messages Page 13 of 14

#119 of 133 Re: Wow! That was fast...thanks :) [xwesx] by dcm61

Sep 23, 2012 (9:26 am)

Replying to: xwesx (Sep 21, 2012 10:14 am)
That said, the MSRP of the warranties varies by model and model year.
 
The base warranty price is the same for any "new" (still under 3/36 warranty) Subaru.
 
The following surcharges may apply:
6 cylinder = $95
Turbocharged = $295
STi = $495

#120 of 133 Re: Joe Gingras is the best--efficient, fast... [pepsi1977] by xwesx

Sep 24, 2012 (9:59 am)

Replying to: pepsi1977 (Sep 21, 2012 8:10 pm)
I have had issues with my local dealer honoring the warranty simply because they are obnoxious, but it had nothing to do with the warranty itself. If you have any issues at all, just contact Subaru directly and inform them of your concerns.

#121 of 133 Was I taken for a ride? by deltwelve

Sep 26, 2012 (6:21 am)

After all the research I put into buying a new car (2013 Legacy), I hadn't prepared for the extended warranties. I ended up getting the 6/60 Added Security Plan w/ $50 deductible and the 2/24 Maintenance Plan for a combined $1,860. We are low mileage (5-7k/yr) mostly city drivers. The dealer said their current cost for the 7,500, 15,000, and 22,500 mile service totals about $880, so the Security Plan was an additional ~$1,000 (and the cost of paying up front). There were some additional goodies, like oil changes for life (well, 25 changes, which for us will be 25 yrs...).
 
Another issue is I was told that the deductible only kicks in after year 3. I assume this is because the first 3 years are under the standard warranty, but I was also told that the Added Security Plan covers more during years 2 and 3 than the basic plan, so it looks like there could be a deductible during those years.
 
Looks like I have 90 days to cancel. I like the peace of mind, but feel like I got rolled when I was not prepared to discuss the warranties. Thoughts?

#122 of 133 Re: Was I taken for a ride? [deltwelve] by ateixeira

Sep 26, 2012 (7:50 am)

Replying to: deltwelve (Sep 26, 2012 6:21 am)
You also get 3 extra years of roadside assistance.
 
I think you did OK given you essentially pre-paid for several years of maintenance.

#123 of 133 Re: Was I taken for a ride? [ateixeira] by xwesx

Sep 26, 2012 (12:00 pm)

Replying to: ateixeira (Sep 26, 2012 7:50 am)
From that aspect, I guess it is okay, but you also PREPAID for that maintenance, so saying those cost $880 out of pocket combined should not equate to paying that much up front. I'd say valuing that at more like $600 is more reasonable.
 
I don't think you were "rolled," but the dealer is definitely making good money on this deal. Like you said, though, peace of mind counts for a lot.
 
On a 6/60 warranty, what you get is the extra roadside assistance, some small benefits on the extended that are more limited within the standard bumper-to-bumper (read the warranty details for the details!) - yes, these are subject to the deductible - and one year added warranty on the drivetrain components.
 
What I would do is call Rota Subaru, find out what they'd sell a 6/60 with $50 deductible for, add $600 to it, and see where that puts you as compared to what you paid. If you're over significantly, I'd talk to the selling dealer about converting the plan to a zero deductible or threaten to cancel and buy elsewhere.
 
You might have prepaid all that maintenance, but you could also pocket that money now and make better use of it.

#124 of 133 Re: Was I taken for a ride? [xwesx] by deltwelve

Oct 03, 2012 (4:45 pm)

Replying to: xwesx (Sep 26, 2012 12:00 pm)
Well, I was able to get $700 back and convert it to the zero deductible plan (still 6/60, and 2/24 maintenance), so I feel much better about it now.

#125 of 133 Re: Was I taken for a ride? [deltwelve] by xwesx

Oct 04, 2012 (9:20 am)

Replying to: deltwelve (Oct 03, 2012 4:45 pm)
Nicely done!

#126 of 133 best deal on a genuine subaru warranty from a subaru dealer by russ63

Oct 21, 2012 (7:00 pm)

AutomakerWarranty.com/subaru

#127 of 133 Re: Gold Plus Extended Warranty -- worth it? [legacy2011] by ksdjwd

Nov 13, 2012 (3:50 pm)

Replying to: legacy2011 (Aug 11, 2011 3:06 pm)
Thanks for the referral to Joe. Can you share his email?

#128 of 133 Does anyone have the Ts and Cs? by jacksan1

Nov 23, 2012 (8:03 am)

Just bought a 2013 Outback and, after saying no to our dealer's pitch on the Subaru extended warranty, we are rethinking.
 
Does anyone here have access to a copy of the actual contract for the Subaru Added Security, with all the terms, conditions and limitations? It is not the brochure or the webpage, but the actual "fine print" of the contract that we are looking for. Does anyone know where to find this contract document?
 
Thanks in advance.

Messages Page 13 of 14

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