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2006 BMW X3 vs. 2009 Subaru Forester

18 messages,  Last post on Sep 21, 2009 at 1:19 PM

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What is this discussion about? BMW X3, Subaru Forester, Car Buying, SUV

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#12 of 18 Re: 2006 BMW X3 vs. 2009 Subaru Forester [aatherton] by palefire Sep 18, 2009 (9:14 pm)
Replying to: aatherton (Sep 18, 2009 2:00 pm) Thanks for this. On the good side, i just bought a Forester 2.5 limited. The bad news, reading this I realized I want a 2.5t. No T! I am besides myself. Why didn't I think of that?
#13 of 18 Taking back an X for a nXT by aatherton Sep 20, 2009 (1:02 pm)
If this is a major issue you can trade the X back in on an XT, and the sooner and less miles on the X the better. You might do better with the dealer with few hundred miles on the car, than with a private seller. In order to make a second sale, the dealer has an incentive to allow you more for the X than you can get from a private buyer. The dealer might give you $3000 less than you paid, while a private buyer might give you $4000 less.   In addition to that, the XT is about $2k more than the X, and you would also lose what you paid for tax. Replies to this message: tinycadon (Sep 21, 2009 4:47 am)
#14 of 18 Re: Taking back an X for a nXT [aatherton] by tinycadon Sep 21, 2009 (4:47 am)
Replying to: aatherton (Sep 20, 2009 1:02 pm) The tax issue is not necessarily true aatherton, losing what you paid already. Here in Maryland they changed the tax law a couple of years ago so that you only pay tax on the difference of the new vehicle vs. the amount you get in your trade. So if your new vehicle were, for example, $27,000; and you received $21,000 for your trade in, you would only pay tax on the $6,000. Hence, instead of paying $1,620 in sales tax (27k x .06), you would instead only pay $360 in sales tax (6k x .06). In Maryland it would make more sense to trade in the car asap to get the largest sales tax break, the longer you wait the more the value of the trade goes down, and the more you'd pay in sales tax.
#15 of 18 Look at the numbers by pp2009pp Sep 21, 2009 (5:52 am)
So, let us consider trading in a *** X3 with a few hundred miles on it because its ride is so bad you will never, ever, ever buy another BMW again after owning them for years.   Cost: 20% of the purchase price in less than 1 month of ownership.   Why?   Dealer: difference between new and used to a prospective buyer because of BMW's current financing for NEW cars. So a NEW car that has more miles on it because it has been used as a loaner by the dealership is worth much more than your USED car because of the title transfer.   No one ever needs to buy a new car ever again because the 'depreciation' for plunking down your cash is much worse than it used to be by dealer calculations.     Replies to this message: aatherton (Sep 21, 2009 1:02 pm) pp2009pp (Sep 21, 2009 1:19 pm)
#16 of 18 Not including tax and license by pp2009pp Sep 21, 2009 (5:55 am)
That 20% drop in the 'value' of a BMW to a dealership in less than a month's worth of ownership does not include tax and registration. With those it is even worse plus the profit goes back to the people who sold you the *** car in the first place which makes the pain and suffering of owning the BMW even worse.
#17 of 18 Re: Look at the numbers [pp2009pp] by aatherton Sep 21, 2009 (1:02 pm)
Replying to: pp2009pp (Sep 21, 2009 5:52 am) "... So, let us consider trading in a *** X3 with a few hundred miles on it... Cost: 20% of the purchase price in less than 1 month of ownership..."   But he wants to trade back a Forester with a few hundred miles on it, to the dealer that sold it, for another Forester. At least he can look at the deal. Maybe it will be 10%. Replies to this message: pp2009pp (Sep 21, 2009 1:19 pm)
#18 of 18 Re: Look at the numbers [aatherton] by pp2009pp Sep 21, 2009 (1:19 pm)
Replying to: aatherton (Sep 21, 2009 1:02 pm) Yes, that's a good point. They will provide more 'aggressive' pricing for another of the same make even if it is a different model. I suspect 'aggressive' pricing isn't anything to write home about. People's deals of course will vary depending on how badly dealerships are doing these days.   Still, simply because of the transfer of title, the car will lose an amazing amount of value. Check out cars driven by the dealership personnel. They have never had transfer of title so they are considered 'new' even with hundreds of miles on them. At some point, the warranty clock may kick in (say 700 miles) but otherwise they are new.   It is aggravating that it is really only in the paperwork.

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