Edmunds.com | Inside Line | Auto Observer Your Account | Help | Directory
You are here:
![[F]](http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/townhall/webxicons/site.gif){kind=small}
Forums
Prices Paid: Buying & Leasing Experiences 2010 Toyota Prius Prices Paid and Buying Experiences
270 messages, Last post on Nov 24, 2009 at 8:57 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
|
Replying to: civicbuyer (May 13, 2009 9:50 pm) It gives the buyers the option of a $1000 rebate OR 0% financing for 60 days, but not both AND it applies only to the remaining 2009 models currently in stock...not the 2010 models soon to arrive. If you want one you shop and haggle and decide soon. Whatever models are left on the lots are the last ones so your choices might be limited
|
|
|
|
|
Replying to: kdhspyder (May 14, 2009 5:38 am) See, I learn something new with each car-buying experience -- you're saying there may only be a conflict when these special offers come from the dealer in particular -- not the manufacturer? Thanks!
|
|
|
Replying to: civicbuyer (May 14, 2009 6:08 am) Good luck and make it fun! Call the finance department and ask them what credit score is needed to qualify for the 0%. If you fall in the window, you're good to go. The reason I'm posting is to remind you and anyone else, "Be prepared for the Finance Manager calling the following morning telling you the loan did not go through". They will usually try to extract additional interest from you. ie: 2.9%, 3.9%, 4.9% etc. If they try this on you. Tell the Finance guy you will be returning the vehicle in 10 minutes. He will call back and tell you the loan was approved. Same thing applies when negotiating the initial deal with finance. They will tell you, "you qualify for a higher rate" to feel you out. If you take the bait, they win! Have a copy of your credit score before ever entering a dealership!
|
|
|
Replying to: rbk3 (May 14, 2009 9:30 am) Yes everyone should have a good knowledge of their personal credit score, but see below*. The procedures in the Toyota system are simple. Your Fico score falls into different 'tiers'. If your score is Tier 3 and higher you automatically qualify for the 0%....providing your debt to income level is not out of whack. This is a new requirement for nearly all banks. *We had two married military officers both with FICO scores over 700 but every scrap of credit was maxxed out. They had a Hummer and I believe a Bimmer on credit and they wanted to buy a Corolla for their daughter. No bank or lender would accept the loan. This is the new 'make or break' criteria. *A lady with a 750 score had bills totalling $5500 a month and wanted to finance a new Sequoia for $750 a month. Her stated monthly income was $3000!!! In the past before the credit crisis she would have been approved in a heartbeat. Now no bank would take the loan.
|
|
|
|
|
Replying to: kdhspyder (May 14, 2009 11:58 am) 
|
|
|
Replying to: civicbuyer (May 14, 2009 12:01 pm)
|
|
|
Replying to: archer1 (May 15, 2009 12:43 am) Your net after about a year's driving should be in the 47-49 mpg range. |
|
|
|
|
Replying to: archer1 (May 15, 2009 12:43 am) I'm in Seattle, and I think they are pretty popular around here. Wonder if my timing is not so great or if it's a combination of factors. Or maybe this is just part of the runaround? It is still early in the day. Would love to hear your thoughts! |
|
|
Replying to: civicbuyer (May 15, 2009 10:31 am) LOL, that's funny. I can understand them not wanting to take a loss, but I can't imagine them not wanting to clear the lot before the 2010 hits their dealership. having a 2010 sitting beside a 2009 will not be a good selling point for the old ones.
|
|
|
|
|
Replying to: wvgasguy (May 15, 2009 10:56 am) We'll see! I've been without a car for 8 months, so if this doesn't work out, I will live.
|
|
You are here:
Forums
Prices Paid: Buying & Leasing Experiences 2010 Toyota Prius Prices Paid and Buying Experiences
New? Join Now!
Forum Tools
Search Forums
Browse by Vehicle
2010 Toyota Prius
Browse by Board
Browse by Topic
Today's Chats
