- #7 of 102
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Re: Lease rates for Jaguar XF? [Car_man]
by tryingtobuyone
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Jan 22, 2009 (9:13 am)
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Replying to: Car_man (Jan 19, 2009 2:51 am)
I am currently looking at a lease in NJ. XF Luxury Premium. I am 800 dollars a month incl tax for 15k. He told me that the moeny factor is .0155 but said thru US Bank the residual is 41%. Is this correct? Above it says 61%.. Big difference.
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- #8 of 102
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Jag XF Premium Luxury 2010 Date
by themaven
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Jan 26, 2009 (11:45 pm)
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When do you think the 2010's will be advailable in dealerships? Looking at the new premium luxury?
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- #9 of 102
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Re: Lease rates for Jaguar XF? [tryingtobuyone]
by basamx
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Feb 02, 2009 (3:13 pm)
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Replying to: tryingtobuyone (Jan 22, 2009 9:13 am)
Take my advice man, DO NOT LEASE THROUGH US BANK!!! I save $8 a month on a 350z lease with them and it was the WORST experience I every had. Once they tack on more fees, secondly if you every sell the car or trade it in early it's a nightmare dealing with the lease department in New Jersey. That office is full of incompetent morons. They fumble my payoff check for over 7 weeks and then had the nerve to report a late payment to the credit bureau. After many, many, many frustrating conversation I was able to have the negative information removed. I'm not even going to mention how long it took to get a simple pay off quote. When you see US BANK. RUN!
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- #10 of 102
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Re: Lease rates for Jaguar XF? [veebee66]
by Car_man HOST
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Feb 03, 2009 (2:33 am)
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Replying to: veebee66 (Jan 19, 2009 6:05 am)
You're very welcome, veebee66. Yeah, I was surprised that Jag's lease program was this decent as well. The XF is a pretty nice car. I had an opportunity to drive one around the track and it performed admirably. Plus, you don't see a ton of them on the roads. It's nice to be different.
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum
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- #11 of 102
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Re: Lease rates for Jaguar XF? [sellmyhome55]
by Car_man HOST
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Feb 03, 2009 (2:37 am)
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Replying to: sellmyhome55 (Jan 21, 2009 3:50 pm)
Hey sellmyhome55. Money factors and residual values are two of the inputs that are used to calculate lease payments. The money factor is used to calculate the interest portion of your payment. You can convert it into an approximate interest rate equivalent by multiplying it by 2400. So a money factor of .00155 is equivalent to an interest rate of around 3.72%.
The residual value is used to calculate the other half of your lease payment, the depreciation portion. During the course of the three years that you have your car, the bank that you are leasing through estimates that it will lose approximately 39% of its value (MSRP). As a lessee you have to pay for this depreciation.
It sounds like you are new to leasing. If so, you definitely should check out the following informative articles that are available here at Edmunds.com prior to visiting any dealers: 10 Steps to Leasing a New Car and Calculate Your Own Lease Payment.
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
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- #12 of 102
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Re: Jag XF Premium Luxury 2010 Date [themaven]
by Car_man HOST
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Feb 03, 2009 (2:43 am)
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Replying to: themaven (Jan 26, 2009 11:45 pm)
Hi themaven. I really don't know when the 2010 Jaguar XF will be introduced. It is still a little early for '10s (man it feels weird to type that). The only 2010 model that is out right now is the Mercedes GLK. I would guess that the 2010 XF won't be out for several months, but you may be able to get a better idea by asking around over in the "2009 Jaguar XF" discussion.
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
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- #13 of 102
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Re: Lease rates for Jaguar XF? [tryingtobuyone]
by drjmak
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Feb 04, 2009 (8:44 pm)
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Replying to: tryingtobuyone (Jan 22, 2009 9:13 am)
what dealer is that at and what options?
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- #14 of 102
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Re: Lease rates for Jaguar XF? [kyfdx]
by mega2
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Feb 05, 2009 (10:48 pm)
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Replying to: kyfdx (Jan 19, 2009 4:30 am)
Thanks so much Car Man for your help on these topics.
Got an offer on a lease and the numbers don't seem to add up, can you tell me why my numbers might not jive with their numbers? Thanks.
XF Pre Lux '09
MSRP $57,350
Initial Cap Cost $46,100
Residual 41%
$ Factor .00229
Down Payment $4,399
36 mo - 12k/yr
Monthly cost = $713.36 + tax
When I do the math I get: $505.22 + $149.34 = $654.56/mo
I deducted Down from Initial Cap to get Net Cap, is that wrong?
Thanks again for your help.
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- #15 of 102
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XF Pre Lux Lease in IL
by travelguy
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Feb 07, 2009 (3:12 pm)
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I am looking to lease a 2009 XF Luxury Premium (red with Beige Interior).
MSRP was $58587.
36 Months, 15K/year.
Let me know if anyone can advise on what a good lease rate would be.
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- #16 of 102
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Re: XF Pre Lux Lease in IL [travelguy]
by drjmak
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Feb 08, 2009 (6:15 pm)
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Replying to: travelguy (Feb 07, 2009 3:12 pm)
i can get for about 815 a month with nothing down except for inception fees in nj thru us bank and jaguar
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