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Prices Paid: Buying & Leasing Experiences Jaguar XF Lease Questions
100 messages, Last post on Nov 03, 2009 at 2:41 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Leasing has changed dramtically and iff you are used to leasing you are looking for some great residual at the end so that your payment is lower! If you are not going through a company that leases like Infiniti, Audi or Lexus, the banking residuals stink! How many of actually buy the car at the end of the lease? So who do you think eats the differance for what the bank says the car is worth and what it will acutally bring at auction? I have been dealing with a Jaguar Sales Guide, who used to work for Saturn...yeah you know the one price store. Honesty... She said that everyone she meets is so focused on the cap cast reduction and the residual, becuase they have been leasing for years and like most smart people, want to know where thier money is, but what no one gets is that all of those Denalis, Cadilacs, Yukons and other "gas guzzling" cars were leased and when the gas prices went up the vehicles were worth half. I'm a nurse and I work hard for my money. I'll admit that I usually buy my cars and run them into the ground, then I got into leasing. Now I want to buy again and leasing the XF for 36months and then buying it at 2.9% finacing is a no brainer. That residual being so low makes the car worth buying. I think that the problem is car sales people are scared and things are lean so if they don't take the time to explain things and help us through the changes, they fudge it and that is frustration. 
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Replying to: kyfdx (Jun 07, 2009 8:27 am) |
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Just got the following quote. Is this a good deal? It's a no money down, 36 month, 12K/year lease on a 2009 premium luxury with advanced vision package. Will appreciate any feedback. MSRP 56,975.00 LEASE TERM 36 MONTHS LEASE END VALUE % 39.00% LEASE FACTOR 0.00212 INITIAL CAP COST 44,803.00 ACQ DOC ACC 840.00 TOTAL MILES 36k MILAGE PENALTY RATE 0.18 LEASE END VALUE $ 22,220.00 CALIF TIRE FEE 8.75 LIC & REG 603.00 AMT DUE AT START 1479.74 BASE MONTHLY RATE 794.50 MONTHLY TAX  9.25% 73.49 TOTAL MONTHLY PAYMENT 867.99 |
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Replying to: sai1 (Jun 10, 2009 3:34 pm)
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Replying to: larvid (Jun 10, 2009 6:13 pm) |
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Replying to: sai1 (May 30, 2009 11:33 am) Chase's current buy rate lease money factor and residual value for a 24 month lease of a 2009 Jaguar XF Premium Luxury with 15,000 miles per year are .00023 and 51%, respectively. The numbers for an otherwise identical lease of an '09 XF Luxury are .00015 and 52%. I believe that the 12,000 mile per year residual values for leases through Chase are 2% higher than its 15k residuals. Chase's current 24 month, 15k buy rate lease money factor and residual value for the 2009 Jaguar XF Supercharged are .00015 and 55%. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: sai1 (Jun 10, 2009 3:34 pm) that is an ok rate for that lease. but you can get that car for those terms at 799/ month including the tax. i just did. if you are in the midwest call jaguar of troy michigan speak to russ. or nationally patrick with fleetrates.com will get it delivered to your house. also if you are coming off a current lease jaguar will pay up to 1500 dollars of your last 2 lease payments also to car man that 24 month chase lease unfortunately does not have the same favorable cap cost reduction so despite the favorable residual and mf the starting cap cost they will give you on that lease is at least 6k higher than the us bank lease program. thus making that 24 month lease less favorable. just my experiences in leasing/negotiating over the last 6 weeks with multiple dealers here in the midwest and also nationally mike grab33 yahoo.com
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Replying to: Car_man (Jun 11, 2009 2:20 am)
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Replying to: green33 (Jun 11, 2009 5:20 am) Would you mind sharing the details of your lease (particularly CAP Cost, Residual and Money factor). I'm in California, so the higher tax rate might be a factor here as well. Still it would be useful for me to compare terms, since you seem to have done quite a bit of research before buying. Thanks in advance for your help.
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Replying to: sai1 (Jun 11, 2009 7:31 am) i am on vacation so i don't have the contract with me however, i leased a 2009 premium luxury xf for 39 months with 15k/yr. the msrp on the car was approx 58.5k. my payment is 799/month. this includes the tax in indiana which is 7% paid on each monthly payment so the actual monthly is about 740 before tax. out of pocket was the first month, the acq fee which was 799 and some title/doc fees the total was approx 1800. i did get back 1500 for my last 2 payments from jaguar. i hope this helps. i would strongly encourage you to call patrick teague at fleetrates.com. although i ended up getting the car from the dealer he was able to get me the best price by far and can get cars anywhere in the country. if you need more info email me. mike |
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