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Prices Paid: Buying & Leasing Experiences Jaguar XF Lease Questions
100 messages, Last post on Nov 03, 2009 at 2:41 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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What is the best money factor / residual I can obtain directly from an outside finance company (US Bank, Wells, Bank of the West, etc...) on a 2009 XF Luxury for a term of 48 months, 12K miles a year? MSRP with options is 53,850. I have negotiated well below that in regard to price, but that's inconsequential for these purposes. I have reasons to not use Chase Bank (who the dealership is presently working with), so I need to know where I can get the best deal. I have excellent credit and will qualify w whomever.
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Replying to: themaven (May 05, 2009 10:47 pm) |
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Replying to: sai1 (May 03, 2009 11:58 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: livefromny (May 05, 2009 9:46 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: lincrussell (May 09, 2009 3:11 pm) Chase's current buy rate lease money factor and residual value for a 36 month lease of a 2009 Jaguar XF Luxury with 12,000 miles per year are .00029 and 45%, respectively. The numbers for an otherwise identical 48 month lease are .00093 and 36%. I'm not sure what bank outside of Chase has a decent lease program on this car right now. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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| All the dealers in my area seem to have problems with honesty. I was looking at a Jag XF Supercharged Lease. In addition to the $4,000 down payment (not inceptions), they said that there was a tax on the Capitalized Cost reduction of about $1,000. The dealer was coming off the MSRP by about $10k. I've never heard of this before, a tax on the cap cost reduction? Is this legit? In a way it doesn't matter what it is called, I'm only paying so much. Thanks! | |
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Replying to: Car_man (Apr 27, 2009 3:26 am) 1) Premium Luxury - 24 Months/15K - .00023 MF / 51% Residual 2) Luxury - 24 Months/15K - .00015 MF / 52% Residual How much would these change with a 12K/year lease? Can u also please share details of the Chase 24 month lease on a 2009 Supercharged XF? Many thanks in advance for your help. |
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Replying to: green33 (May 05, 2009 12:34 pm) When I said I would be better off just buying the car outright, I was told that Chase and US Bank would not finance it at their incentive rates at that price. I said "fine - then I will just buy it outright and worry about the financing myself. Then I was told that they could not sell the car at that price because they are receiving a large incentive for 2009 leases that they are willing to pass on to me, but there is no incentive available to the dealer if it is not leased. So it looks like you can either drive down the price $5 to 6K or more below invoice and put up with crappy lease terms that jacks your payment back up, or you can get better financing or lease terms but without the price break. I have used this dealer for years and trust him and he really went to the mat to squeeze every penny out of the cost of the car, but he said his hands were tied by the leasing companies as to what lease terms he could offer if the incentive payment was taken. And I understand why he cannot sell the car at such a low price without the incentive payment. So I am running all of the different options to see what is best. Also waiting to see what the June leasing rates are for both Chase and US Bank (does anyone know?). I have no issue with the dealer as he is really working hard with the hand he has been dealt and I will likely purchase from him as soon as I figure out the best deal including going outside of the Jag financing world. I am in the Chicago area. Has anyone seen this elsewhere? Even with the lousy residual, the lease payment is not too bad because the capital cost is so low. But I sure wish it was easier to compare all of the alternatives. Also, it does appear that US Bank is offering a Jag leasing program along with Chase - at least in this area. |
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Replying to: jwiz1 (May 31, 2009 6:57 am) But, then I noticed you were in Chicago... You'd have to pay the full sales tax twice, which would negate most, if not all, of your savings... Not that familiar with Jaguar leases, but Volvo has the same sort of programs.... Massive incentives if you lease through a 3rd party, but not if you purchase. It really makes no sense to me. regards, kyfdx Host-Prices Paid Forums
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Replying to: kyfdx (May 31, 2009 9:21 am) just wrapped up a lease on a 2009 prem lux with msrp of 58.5 k. i found the same issue as noted recently on this forum, they will not sell the car for anywhere close to the discount they will give you to lease it but the mf and residual suck. by far the best 2 prices i found were from patrick of fleetrates.com and jaguar of troy, michigan. i am curious about the last post and buying out the lease at 6 months. i am in indiana. what would be involved in that process? thanks
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