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Buying a Car During the Credit Crunch

343 messages,  Last post on Nov 14, 2008 at 5:59 AM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Buying, Car Financing, Car Leasing


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#275 of 343
Re: "THAT sale is special for a number of reasons. " [duke23] by kdhspyder
Oct 29, 2008 (9:11 pm)
Reply

Replying to: duke23 (Oct 29, 2008 7:09 pm)

LOLOL..what the hell does this gibberish mean?
 
Write a complete sentence in a well-constructed paragraph and I'll reply. Eliminate any innuendo's and just pose a clear question.
#276 of 343
Re: stay away from Huntington Beach Ford [doug15] by tidester HOST
Oct 29, 2008 (9:24 pm)
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Replying to: doug15 (Oct 29, 2008 5:20 pm)

You may be interested in writing up a review in Dealer Ratings and Reviews. And My Salesperson Misled Me may also interest you.
 
tidester, host
SUVs and Smart Shopper
#277 of 343
Re: "THAT sale is special for a number of reasons. " [kdhspyder] by jipster
Oct 30, 2008 (4:42 am)
Reply

Replying to: kdhspyder (Oct 29, 2008 9:11 pm)

Write a complete sentence in a well-constructed paragraph and I'll reply.
 
The way your posts are structured does make them difficult to read duke. I suggest putting whoever you are quoting in italic text, located just above the emotorcons. Then separate your quoted italic text and what your reply is by starting a new paragraph. Then the rest is grammar 101, paragraphs, periods, commas, complete sentences.
#278 of 343
Re: Buying 2 Cars [volvomax] by oldfarmer50
Oct 30, 2008 (5:56 am)
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Replying to: volvomax (Oct 29, 2008 9:38 am)

"...Absolutely immaterial..."
 
Immaterial if the sales person lies? Surely you jest.
 
As to the doc fees and other junk pre-printed on the invoice, at least the buyer is aware of it. Fair game if the buyer is not educated.
 
Lying though is all on the seller's head.
#279 of 343
Re: Buying 2 Cars [oldfarmer50] by volvomax
Oct 30, 2008 (1:15 pm)
Reply

Replying to: oldfarmer50 (Oct 30, 2008 5:56 am)

Lying though is all on the seller's head.
 
Not open this can of worms, but customers do PLENTY of lying.
"No, my car's never been in an accident"
"Don't worry about my credit,it's excellent"
" You competitor will give me X more for my trade"
 
So let's not pretend that dealers are always the problem.
 
In fact, I would submit that most instances where a customer believes a dealer is lying is due to the ignorance of the customer.
I've had people tell me that I have rebates I don't have or thst they KNOW their car is worth what it clearly isn't.
Lying only works if you let the other party get away with it.
There are 3 things to remember when buying a car.
Remeber these and you can't go wrong.
 
1 There is no such thing as a free lunch.
2 Make sure you get everything in writing
3 If you feel unsure or uncomfortable WALK AWAY.
#280 of 343
Re: Buying 2 Cars [volvomax] by kdhspyder
Oct 30, 2008 (3:29 pm)
Reply

Replying to: volvomax (Oct 30, 2008 1:15 pm)

Case in point.. a young couple comes in to trade an SUV for a new midsized sedan. The deal gets done with some massaging of the lender but the trade is 'home' and the lender wants certain stips.
 
The trade is appraised sight-unseen at $2500 for an 8 y.o. with 88,000 miles as being in good shape. In fact the next day when it's brought in the ABS light is on ( 'it was too expensive to fix it' ), the tires are bald, the O/S rearview mirror is broken and one of the front doors is broken. It's not a $2500 vehicle it's a $1000 vehicle.
 
The POI shows $3600 monthly gross whereas on the credit app the borrower had stated $5500 monthly gross with the loan being approved on this income level. ( 'What's the problem? On every other loan in the past I always stated $5500. )
 
For those of you NOT in the business this occurs very very often. In some cultures this pattern of misrepresentation is simply part of the negotiation and it's perfectly acceptable to lie. Caveat Emptor to the extreme.
#281 of 343
Re: Buying 2 Cars [volvomax] by mikefm58
Oct 30, 2008 (6:35 pm)
Reply

Replying to: volvomax (Oct 30, 2008 1:15 pm)

I agree this is becoming a can of worms and I also agree that customers do lie. How many? I have no idea as I've never been on that side of the process. But I'd be willing to bet there are a fair number out there.
 
And I will also repeat myself that sales persons who lie are in greater numbers than what you've posted and that is based on my own personal experience here in central Florida.
 
So I'll end my part of this discussion by saying that customers and sales persons who lie deserve each other.
#282 of 343
Re: "THAT sale is special for a number of reasons. " [jipster] by duke23
Oct 30, 2008 (6:46 pm)
Reply

Replying to: jipster (Oct 30, 2008 4:42 am)

jipster wrote:
"The way your posts are structured does make them difficult to read duke. I suggest putting whoever you are quoting in italic text, located just above the emotorcons. Then separate your quoted italic text and what your reply is by starting a new paragraph. Then the rest is grammar 101, paragraphs, periods, commas, complete sentences.
Fair criticism and accepted.
jip it's emoticons, not that I'm a stickler.
 
Now on , to thy who lacks recognition of specious assertations.So how does $100 oil make sense? LOLOL . Pretty fair grammar. And the reply is? Note: this actually requires a reply and not a deflection kdhspyder. Said again most kindly, but inquiring minds want to know.
j: Crap, keep up with the program willya, ok I'll slow it down. jip it's emoticons but I was able to understand your point. Hell maybe they do call them emotorcons in this forum. That would be stretching correct grammar for the sake of relevance but I still get the point. Accept must I; Yodaism
#283 of 343
Re: "THAT sale is special for a number of reasons. " [duke23] by tidester HOST
Oct 30, 2008 (8:26 pm)
Reply

Replying to: duke23 (Oct 30, 2008 6:46 pm)

it's emoticons, not that I'm a stickler.
...
Hell maybe they do call them emotorcons in this forum. That would be stretching correct grammar for the sake of relevance but I still get the point.

 
Wrong. It IS Emotorcons so the grammar is correct and unstretched. The SM you see attached to "Emotorcons" in the link below stands for Service Mark which means that it is a pending trademark. The jipster is quite correct in his usage of the term.
 
In any case, I'm not sure I see the relevance to buying a car during the credit crunch of grammar and whatever it was that you are attempting to say in your message. Not that I am a stickler but ...
 
tidester, host
SUVs and Smart Shopper
#284 of 343
Re: Buying 2 Cars [mikefm58] by joel0622
Oct 31, 2008 (4:49 am)
Reply

Replying to: mikefm58 (Oct 30, 2008 6:35 pm)

For anyone interested you can go back and read this same conversation rehashed about every 100 pages of this thread.
 
In the normal wold it is called a lie. For some reason in the confines of a car dealership it is called negotiations.
 
I guess I "lie" to customers every day if you really want to split hairs.
 
Customer: Whats the best rate you can get me?
 
Me: I don't know till I submit the deal to the bank
 
Now technically I know what the best rate is if he meets all the parameters so I guess I just lied.
 
Customer: Whats the lowest price you will sell me a service contract for?
 
Me: I don't know sir, come on in my office and lets talk about about it.
 
Another lie, I know what the cheapest service contract we have is but before I price him one I want to ask him about his driving habits and what he wants covered and then price the VSC to him with profit on it.
 
So I guess from that perspective I am going for a trip down the river Styx when my time comes

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