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Smart Shopper Got a Quick Question for a Car Dealer?
2394 messages, Last post on Nov 03, 2009 at 11:03 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: donmckinley (Jul 05, 2009 12:22 pm) You pay it one way or the other. Either up front, or in the price of the car. Makes no differnce. |
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| if i purchased a used vehicle in nyc 1 day ago and i dont want it anymore can i return it | |
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Replying to: elias5 (Jul 06, 2009 6:50 pm)
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Replying to: jb_turner (Jul 06, 2009 7:20 pm) 
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Replying to: verdugo (Jul 06, 2009 7:50 pm) |
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Replying to: elias5 (Jul 06, 2009 6:50 pm) |
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Replying to: elias5 (Jul 06, 2009 6:50 pm) Yes, you can return it to my house as long as it is all paid for.
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Replying to: elias5 (Jul 06, 2009 6:50 pm) |
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Replying to: elias5 (Jul 06, 2009 6:50 pm) Consumers often ask the New York Attorney General’s office whether they can cancel a contract after signing. There is no general “cooling-off” law in New York. Consumers should be very wary of salespeople who tell them differently. There are some consumer cancellation rights under the New York buyers remorse laws, however. Whether these rights are applicable depends on the facts and circumstances surrounding each contract. Under the Federal Trade Commission’s Cooling Off Rule, a consumer has until midnight of the third business day after a contract was signed to cancel either of the following: •Door-to-door sales contracts for more than $25, or •A contract for more than $25 made anywhere other than the seller’s normal place of business-for instance, at a sales presentation at a hotel or restaurant, outdoor exhibit, computer show or trade show (other than public car auctions and craft fairs). A federal law called the Truth in Lending Act lets a consumer cancel a home improvement loan, second mortgage or other loan where the consumer pledged his or her home as security (except for a first mortgage) until midnight of the third business day after the contract was signed. A number of state laws collectively called the New York buyers remorse laws allow a consumer to cancel written contracts covering the purchase of certain goods or services within a few days of signing, including contracts for dance or martial arts lessons, health club memberships, and home food service plans. Consumers also have the right to cancel contracts with charitable organizations, membership campgrounds, home improvement contracts, prize award schemes, personal emergency service response agreements, sale of foam insulation, dating services, weight loss programs, time-share properties and hearing aids. In most cases, the contract must be cancelled within 3 to 7 business days. |
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Replying to: joel0622 (Jul 10, 2009 4:22 pm) tidester, host SUVs and Smart Shopper
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