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Smart Shopper Got a Quick Question for a Car Dealer?
2394 messages, Last post on Nov 03, 2009 at 11:03 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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I have some newbie car buyer's questions. When I go to close the deal on a used car, do I need either to buy insurance from the Finance and Insurance office at the dealership or have car insurance beforehand? If I don't have insurance or don't buy it at the dealership, will they still close the deal and sell the car to me? I was plannning to buy the car first and then shop/buy for insurance afterwards. Also, how much should the dealer charge for title and registration fees?
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Replying to: lhy (Apr 27, 2009 3:23 am) Shop for and get insurance beforehand, that way you have insurance at a reasonable price and you will know what it will cost before you have the car. If I don't have insurance or don't buy it at the dealership, will they still close the deal and sell the car to me? Not sure about the dealership but finance companies require that a car be insured. Also, how much should the dealer charge for title and registration fees? That depends on the dealership and the state. |
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Replying to: lhy (Apr 27, 2009 3:23 am) |
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Replying to: dtownfb (Apr 24, 2009 5:58 pm)  Actually, I really hope the automakers make it, no pun intended. I am trying desperatly to get a Dodge Challenger, my wife has a Jeep Liberty with warranty, my mother just got a focus, and if I can't get the Challenger, I was looking at a couple GM cars. So, I really want things to work out, but ya never know what's going to happen. If you do, please let me know. 
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Replying to: lhy (Apr 27, 2009 3:23 am) |
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Replying to: sabre52270 (Apr 27, 2009 5:36 am) So, I really want things to work out, but ya never know what's going to happen. If you do, please let me know. If I could predict this mess, I wouldn't be posting here on Edmunds. I'd be out making some money as a consultant. 
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Replying to: tidester (Oct 01, 2008 10:08 am)
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Replying to: scottinky (Apr 29, 2009 5:54 am)
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Replying to: kirstie_h (Apr 29, 2009 8:48 am)
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Replying to: scottinky (Apr 30, 2009 4:13 am) KY charges personal property tax on any car registered on January 1st, for the entire year... No proration.. It's usually collected at the time you renew your tags.. So, in the last year of a lease, you'll almost always have a bill coming for the entire property tax for that year, but, it's likely to come from the bank after the lease is up, because you aren't renewing your tags. The bank pays it, because they are the owner, but all registration and tax costs are passed along to the lessee (you). Hope that helps.. I've got a lot of experience with leasing in KY.. regards, kyfdx |
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