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Got a Quick Question for a Car Dealer?

2394 messages,  Last post on Nov 03, 2009 at 11:03 AM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Car Buying, Car Selling


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#527 of 2394
Re: Dealer Privacy Policy [gator5000e] by boomchek
Dec 18, 2008 (1:38 pm)
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Replying to: gator5000e (Dec 18, 2008 12:04 pm)

the policy should be very specific about when and where they are going to use it. It can't take too long to write out something specific
 
In that case they'd have to rewrite it every time they hook up with a different vendor, bank, financial institution and so on. And usually they'd have to get a lawyer to rewrite it. The policy now is fairly broad and general, but keep in mind it is protected by law, so they won't sell your name, income, and SSN to a guy in an alley for $100 cause you "gave them persmission".
 
Heck, I am not even getting the lease from GMAC. It's coming from a third party bank. Let me sign or see their privacy form.
 
That's why they have a broad privacy policy in place. Otherwise in this situation, they'd have to be writing out one that deals specifically with that 3rd party leasing company.
 
If you cancel the deal and go elsewhere, chances are you're going to have the same if not very similar policy in place to sign. Unfortunately there's no other way around it unless:
 
You pay cash.
 
or
 
You build your own motorized vehicle out of scrap parts and wood and drive it on your own property unregistered and uninsured.
 
Actually even if you pay cash, they probably would make you sign a privacy form because they might need to share your info with the taxman, DMV, or aninsurance company.
#528 of 2394
Re: Dealer Privacy Policy [gator5000e] by isellhondas
Dec 18, 2008 (2:26 pm)
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Replying to: gator5000e (Dec 18, 2008 12:04 pm)

This makes no sense.
 
We require every person who buys a car to sign a Privacy Report. On it there is a large box that they check where they "opt out" so that even if we did give their info to a third party (we never would do this) we wouldn't be able to do this.
 
I wouldn't sign that either unless I could opt out.
#529 of 2394
Re: Dealer Privacy Policy [isellhondas] by joel0622
Dec 18, 2008 (4:56 pm)
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Replying to: isellhondas (Dec 18, 2008 2:26 pm)

I thought the same thing isell till I read ours today. I know the old ones do. I never pay any attention to them because the sales person gets them signed before the paper work comes to me.
 
BTW, for all of you who say to just pay cash........ Cash buyers sign them to.
#530 of 2394
Re: Dealer Privacy Policy [joel0622] by verdugo
Dec 18, 2008 (5:00 pm)
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Replying to: joel0622 (Dec 18, 2008 4:56 pm)

BTW, for all of you who say to just pay cash........ Cash buyers sign them to.
 
I didn't know that. So I guess if you really don't want to sign that form, you have to buy from a private party and pay cash?
#531 of 2394
Re: Dealer Privacy Policy [verdugo] by oregonboy
Dec 18, 2008 (5:30 pm)
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Replying to: verdugo (Dec 18, 2008 5:00 pm)

I have to think that in today's market, the dealer would not let a real buyer walk over the refusal to sign.
#532 of 2394
Privacy notice by kyfdx HOST
Dec 18, 2008 (6:50 pm)
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Aren't most of these notices, not agreements?
 
Isn't what you are signing just an acknowledgement that you've been provided a copy of the privacy policy?
 
That's their policy... Even if you refuse to sign the acknowledgement, it doesn't really change anything.
 
At least that's my take on it...
#533 of 2394
Re: Privacy notice [kyfdx] by gator5000e
Dec 18, 2008 (9:23 pm)
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Replying to: kyfdx (Dec 18, 2008 6:50 pm)

Bingo, kyfdx! That's exactly right. It's an acknowledgment, not an acceptance or agreement. If I do a deal with them, I have no choice in the matter.
#534 of 2394
Re: Privacy notice [gator5000e] by madmanmoo
Dec 19, 2008 (5:58 am)
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Replying to: gator5000e (Dec 18, 2008 9:23 pm)

Don't you sign something just like this when you sign up for a new credit card?
#535 of 2394
Re: Privacy notice [madmanmoo] by joel0622
Dec 19, 2008 (6:00 am)
Reply

Replying to: madmanmoo (Dec 19, 2008 5:58 am)

It is nothing more really then a car dealers form of a HIPPA. The thing you sign when you go to the Dr.
#536 of 2394
by gator5000e
Dec 19, 2008 (9:32 am)
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A HIPAA authorization is restricted on who the provider can release the information to. You are generally asked on most HIPAA forms who they are allowed to release the info to. All I am saying is be more specific and define who these parties are who may get your information and put in an opt out clause if you don't want it to happen.

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