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Prices Paid: Buying & Leasing Experiences Volkswagen Tiguan Lease Questions
139 messages, Last post on Nov 06, 2009 at 4:16 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: indianajohns (Oct 22, 2008 8:24 pm) $34,196 is invoice (SEL 4motion, black, navigation, panorama) so NET cap cost is $33,196 MF .00135 RESIDUAL 56% 39 month lease. taxes in lease. NY state. $430 a month. i'm not sure about the bank fee i forgot to write it down in my notes. this was almost a week ago but i'm pretty sure it was up front. though if it is covered by the sign then drive event they have then it is not. but like i said, it's not a big deal since the first payment is not covered. so worst case i am paying like $595 + dmv ($90) out of pocket and driving away. the deal makes sense financially. it is the $1000 owner loyalty plus the fact that i got them to lease the car out  invoice. you just tell them look you can spend 3 weeks see-sawing between every dealer within 50 miles until it comes down to invoice anyway or save your time and let's get it done now. works most of the time, at least for me it has.
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Replying to: aramism (Oct 22, 2008 8:28 pm) |
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Replying to: aramism (Oct 22, 2008 8:28 pm) |
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Replying to: aramism (Oct 22, 2008 8:28 pm) SOURCE: http://www.nydailynews.com/money/2007/08/28/2007-08-28_paying_sales_tax_on_lease- - d_car_drives_a_-2.html So again. I don't see how you are getting your $440. Not that any of this matters. This whole conversation has been based on a quote you received. You didn't get the car yet. When you do please post the numbers. Until then I don't think it's possible.
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Replying to: indianajohns (Oct 22, 2008 8:45 pm) the tax rate in NYC is 8.625% (this makes the total taxes on this about $1400 i think off the top of my head so even with the upfront (the tax sum being added into the cap cost) i am still getting a payment of $429. you can check it yourself on an auto lease calc. there is a $2 difference in payment when you pay the taxes "in the lease" like you said or "on top of the payment" like in other states. regardless, i don't think $2 a month is that big of a deal.
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I'm considering a lease on a 09 Tig SEL 4 mo, NAV, Pano and the best rate I'm getting is about $500/mo with $1000 down!!  (39 mo, 15k, .00185 money factor) |
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Replying to: aramism (Oct 22, 2008 9:30 pm)
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Replying to: stoopy (Oct 23, 2008 7:25 pm) |
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Replying to: indianajohns (Oct 23, 2008 8:21 pm) it's not brain surgery. funny every car i've gotten people have told me i will never get what i said i was going to get and sure enough i do. it's pretty simple, negotiate the sales price (cap cost) and the MF and residual are what they are. for the record i was not emailed something this is something i went over in person. do yourself a favor and google a car lease calculator and input the numbers i have said and you get that payment. the fact that this is so unbelievable is the reason car dealers exist, consumers that just lay down on what they are told. there is a "skeleton" to any transaction, instead of just fishing for the lowest payment, better to understand how leases work and negotiate inside out as opposed to letting them play smoke and mirrors with payments. same thing with any loan. people 3 years ago that only cared about interest rates never bothered to look at loan amounts, amortization type, the breakdown of the loan, payoffs, closing costs, yield spread, etc. etc. but hey not my problem. it is possible to get this car at invoice. it's simple logic you tell the dealer they are wasting their time if they don't give you the car at invoice. you can go back and fourth and play dealers against each other or they can cut their losses and cave in right a way. you will be surprised how well this works. the economy sucks and it is a buyers market. they are more than willing when pushed the right way to make little money. and by they way, they are still making money at invoice. don't let them tell you otherwise. they can't always hit a home run though, sometimes you gotta accept the intentional walk. you get on base, it's not fun, and it doesn't help out much. but at least you don't strike out if you are the dealer.
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Replying to: aramism (Oct 23, 2008 9:31 pm)
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