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Prices Paid: Buying & Leasing Experiences Nissan Rogue Lease Questions
231 messages, Last post on Nov 23, 2009 at 3:17 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Oct 19, 2008 5:11 pm) MSRP -including 780 destination charge - 29,030 Invoice - including 780 destination charge is 26764 Sales tax here [NJ is 7%] 15k miles - 0 down 36mo / 39 mo -what other fees would there be? motor vehicle etc? my concern is that this lease is going to be over 400 a month.[hopefully not when you work up the numbers correctly]. If that's the case is it worth it to buy for just a few bucks more a month [even though i dont like to buy because i think a car is a bad investment, and enjoy getting a new one every 3 so i remain under warranty the whole time] Is it ever possible to get a lease based on a cap cost BELOW dealer invoice? In this economy right now what do you think a feasible amount below dealers cost would be on a PURCHASE? As you can see im a bit indecisive here. Hope you can help. Thanks
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Replying to: nagy (Oct 13, 2008 9:18 am) Banks have always used different criteria to determine who qualifies for their top credit tier anyhow. If you believe that your credit is in good shape, but this dealer is telling you otherwise, you may be able to clear this up by getting a quote from another dealer. If you hear the same thing about your credit elsewhere it is probably true. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: aeropostel (Oct 19, 2008 5:39 pm) You could lease a loaded out Ford Edge, Subaru Forester, bigger vehicles, for $350 a month. I would definitely ONLY consider buying the Rogue for about $430 a month on a 72 month loan. Don't lease this thing.
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Replying to: djhalptert (Oct 20, 2008 11:20 am) thanks
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Replying to: aeropostel (Oct 20, 2008 1:56 pm) |
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Replying to: Car_man (Oct 12, 2008 4:37 pm) |
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MSRP 29,155 24 months money factor was like 0.004... (seems high?) Payment was $490.81 for 24 months 2009 Rogue SL AWD Purchased in Illinois.
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Replying to: murf01 (Oct 22, 2008 6:16 pm)
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Replying to: indianajohns (Oct 22, 2008 7:04 pm) So we see this as the same cost per year as trying to buy, but we are not locked into 5 + years of the same car.
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Replying to: murf01 (Oct 23, 2008 4:29 am) 2. You wouldn't have had to keep the car for more than 2 years. That's the beauty of owning. You are not "LOCKED IN" for 5 years just because that's the loan term, it isn't a lease. 3. When you're sick of the car you get rid of it. After 2 years payoff would be $16K. Are you telling me a Nissan is going to depreciate $13,000 in 2 years time? Residual is over 70% on a 2 year lease for a reason. Because it's worth 70 some percent after 2 years. $490 a month on this $29,000 lease is just unimaginable to me. Should've bought it. People lease to LOWER their monthly payments, usually by a significant amount. I would use the general rule if you can't save $100 over a regular bank loan, BUY IT. PS: My mistake. $27K at 60 months 3.9% would be $496. So for a grand total of $144 more you could've owned it. The residual value on a 24 month lease is over 70% so after 2 of your 5 year bank loan you would've owed $16,000 and it would've allegedly been worth $20,000.
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