- #417 of 681
-
Re: GO MDX1: [go_mdx1]
by traindriver
-
Sep 21, 2008 (12:51 pm)
-
|
|
Replying to: go_mdx1 (Sep 21, 2008 9:54 am)
Thanks, mdx. I always like to find out which dealers will deal when I find that someone is from my neck of the woods.
BTW - I like your userid as I have a big HO Train collection...
Honestly, I can't say I am much of a fan or collector. My user id comes from the fact that it's my occupation....(locomotive engineer)
|
- #418 of 681
-
Need some advise
by eric106
-
Sep 23, 2008 (3:32 pm)
-
|
|
Ok well i am dying to get the 09 maxima. Ok here's my story. i have a 05 pathfinder lease with 37000 miles and aloud 39000 miles. my lease is up in July so i will be going over my miles. i pay 409.00 a month. Would it make sense to roll the final 9 payments into the Maxima or pay the final payment'S off. i was told from the dealer for the sport 37,500.00 would be 2000.00 down 500.00 a month or roll the payments from the pathfinder and it would be 463.00 a month. Need some help. Thanks
|
- #419 of 681
-
Re: Need some advise [eric106]
by eric106
-
Sep 23, 2008 (3:42 pm)
-
|
|
Replying to: eric106 (Sep 23, 2008 3:32 pm)
Sorry $563.00 a month
|
- #420 of 681
-
Re: Need some advise [eric106]
by out4cat
-
Sep 23, 2008 (4:38 pm)
-
|
|
Replying to: eric106 (Sep 23, 2008 3:42 pm)
I suggest you call NIMAC if they financed/leased you the Pathfinder. Ask if for customer loyalty they have a deal where your remaining payments will be waived. I have done that for 3 month remaining but not for as many as you have left, never hurts to call and ask.
What is the sticker price of the Maxima you are leasing? How many monthly payments of 563.00 (that seems way high). What is the 2,000 down for (You need to know where your money is going because they will pocket it in fees and you will just lose your hard earned money). Ask for the residual for your Maxima and work your deal backwards from there. If you want a simple way to calculate, take the sticker price multiply it by .0125 and by .015, your monthly payment should fall within that range with only 1st month and tags out the door.
|
- #421 of 681
-
Re: Need some advise [eric106]
by out4cat
-
Sep 23, 2008 (4:44 pm)
-
|
|
Replying to: eric106 (Sep 23, 2008 3:42 pm)
Hey also look at message 415, some of the prices I have paid in lease monthly payments with the actual sticker on each car.
|
- #422 of 681
-
Re: Need some advise [out4cat]
by eric106
-
Sep 23, 2008 (5:10 pm)
-
|
|
Replying to: out4cat (Sep 23, 2008 4:38 pm)
I called nissan and asked for early termination figure and it was something around 3900 wasn't worth it. $563.00 was for 39 month lease with the remaining 9 months at 409.00 from the pathfinder and if i didnt have those pathfinder payment the lease would be 500.00 for 39 months. the sticker of the 2009 maxima is 37,500.00 and sales tax in new jersey is 7% so what do u think i should be paying for the maxima. 15000 miles a year. thank. need help please
|
- #423 of 681
-
Re: Need some advise [eric106]
by habitat1
-
Sep 24, 2008 (7:52 am)
-
|
|
Replying to: eric106 (Sep 23, 2008 5:10 pm)
I think you should just keep the Pathfinder for at least another 6-7 months, pay the cost of the additional miles, and then switch to a Maxima if the economics make more sense. As I have indicated before, I'm not a leasing expert, but if I take all the figures you are quoting and net them out, it looks like you are grossly overpaying for a Maxima. There is a good chance Maxima's will be selling under invoice well before your Pathfinder lease is up and your negotiating power will be considerably greater.
|
- #424 of 681
-
Re: Need some advise [eric106]
by alexstore
-
Sep 24, 2008 (8:27 am)
-
|
|
Replying to: eric106 (Sep 23, 2008 5:10 pm)
HOLD ON WITH PATHFINDER and IT HAS NOTHING TO DO WITH PAYMENTS. In 9 month 2010 maxima will be out and most if not all issues/ problems 09 has will be addressed. Compare for example 04 and 05 maxima for recalls and TSBs.
|
- #425 of 681
-
Re: Need some advise [eric106]
by sanjaysdca
-
Sep 24, 2008 (9:49 am)
-
|
|
Replying to: eric106 (Sep 23, 2008 3:32 pm)
If I were you I would keep the pathfinder and curb my desire to get a Maxima...This is purely based on financials..
There is an emotional aspect to owning the car. If you are dealing with GOTTA HAVE MAX and get rid of Pathfinder..then I would do the following:
Negotiate better price on Max
Try to negotiate 3900 for lease termination
if everything fails and the numbers are written in stone and YOU GOTTA HAVE MAX then terminating pathfinder lease and getting a max seems like a simpler and cleaner option.
I generally dont lease cars...but if I was bitten and HAVE to lease I would only lease it in multiple of 12 months (So I dont pay taxes/use fee for 48 months & use the car for 39 months) and NOT more then 36 month (at which the warrenty expires..you spend $500 to reset the chk engine light in 39th month just before returning the car)
|
- #426 of 681
-
Re: Need some advise [eric106]
by out4cat
-
Sep 24, 2008 (3:21 pm)
-
|
|
Replying to: eric106 (Sep 23, 2008 3:42 pm)
Eric I know what it is like to have the itch for a car but the best advise I can give you when it comes to Nissans is DON'T GET 1ST YEAR OF PRODUCTION. In July the 2010 model will be out and hopefully tweaked to address recurring problems (I second that advise).Don't be the guinea pig with the 09, I was that with the 04 and it does not feel good at all to have 32K tied up in a nightmare. Each of the replies to your questions have merit, calculate how much you will pay in excess mileage by end of lease and figure that against the $3,900.00 early termination cost, I doubt you will hit that. But if you absolutely don't care about that and just have to have the 09 Max, the monthly payments on your car at $37,500 should be between $469.00 for 39, or $562.00 for 30 months or so. These are just target figures based on my experience with leases. Certainly the car will have a good discount and that will help with the payments. By the way those figures are out the door with 0.00 down, tax included, 0.00 deposit because you are a repeat customer, plus tag and title. Also shop around, dealers vary in sleaziness, car direct.com is an option. Yellow pages used to have auto brokers instead of auto dealers, they do not have inventory costs and therefore you save money. If you do not have trustworthy dealer with which you have a relationship, shop around.
|
![[F]](http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/townhall/webxicons/site.gif){kind=small}
Forums
Sedans 
