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Sedans Nissan Maxima 2009 Nissan Maxima
681 messages, Last post on Oct 08, 2009 at 11:05 AM
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Replying to: habitat1 (Sep 18, 2008 5:38 pm)
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Replying to: out4cat (Sep 19, 2008 3:22 pm) Just out of curiosity, since I have never leased and have always paid cash, what do the lease payments on a Maxima / Altima look like compared to, say, a BMW 3 series? I was under the impression that, if you are inclined to lease, BMW's look relatively more affordable because they have both higher resale (residual) and more leasing incentives. A couple of years ago, a friend leased a 530i for only about $100 a month than his wife's Maxima, even though the MSRP's were nearly $20k apart.
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Replying to: habitat1 (Sep 20, 2008 7:06 am) As far as payments vs BMWs, I agree that the higher residual on a BMW can sometimes make the payment difference even less than $100.00 a month. Add to that the free maintenance the BMW throws in these days and the customer certainly has options. In seeing the incentive plans on leases by BMW and Benz, the initial cash payment is way out of control. It used to be that leasing was attractive because of no down-payments, not that way anymore. I have seen Benz deals with 5K initial payments, and BMW with about 4K. Between the fees, capitalized cost reduction (Fancy term for down payment), acquisition fees and all that nonsense, the incentive of leasing goes away for someone without that much cash to lay out. I always tell my salesman that all I have is enough for first month's payment and he even works the tax into the lease, at end of year the incentives to the dealer must be enough to be able to work some magic. Example: 07 SE 33, 830 sticker/ 429.00 1st month and 38 more payments of the same amount, right out the door. 04 SL 32,700 sticker/ 800.00 including 1st month and 41 more payments of the same amount, right out the door. (the incentives on the SL did not match the SE in 04, don't know why). My 04 by the way had the elite package with 4 bucket seats which was very nice. 02 Altima for my wife, 21k Sticker, paid 1000K including 1st monthly payment and deposit with another 35 payments of $289.00. 06 Altima for my wife, 23K sticker (special edition with more equipment than the 02) paid 289.00 first month payment and right out the door with 38 more payments due. (4 weeks later I got a check from Nissan for $600.00 because the salesman took the 02 in as a trade instead of a lease return vehicle and it was worth $600.00 more than the pay-off). This refund made up for the extra money I paid at the beginning of the lease. I am mostly loyal to my salesman than Nissan, so far so good. Since 99, I have taken delivery of 7 cars from him, including some Sentras for my older son. Now here is the kicker, by contrast an American car, my daughter's 07 Pontiac G6, 18K sticker, that one is 240.00 a month, no deposit but it is for 48 months, totally different depreciation schedule. She is in College and the town she lives in (Farmville Va.) does not have a Nissan dealer for service so I had to go with GM. I still follow the advise that a Honda salesman once gave me, buy appreciating assets and lease depreciating assets. Since my cars are selected for transportation and out of being in love with the darn thing, I can follow that advice. If I were to suddenly be looking for a 911, SL550, Audi A5/S5, BMW 6 series, then I would be selecting out of loving the darn thing and would want to own it regardless of the depreciating asset advice. Oh I also love the new Maserati Quattroporte.... |
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Replying to: traindriver (Sep 18, 2008 6:21 pm) I ended up getting my car out of Crown in Greensboro. Apex also had very similar internet pricing. The bigger cities like Charlotte and a few of the dealers in Raleigh had the poorest prices. I also even shopped my Maxima in Atlanta, and they were also way too high. BTW - I like your userid as I have a big HO Train collection...
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Replying to: go_mdx1 (Sep 21, 2008 9:54 am) BTW - I like your userid as I have a big HO Train collection... Honestly, I can't say I am much of a fan or collector. My user id comes from the fact that it's my occupation....(locomotive engineer) |
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| Ok well i am dying to get the 09 maxima. Ok here's my story. i have a 05 pathfinder lease with 37000 miles and aloud 39000 miles. my lease is up in July so i will be going over my miles. i pay 409.00 a month. Would it make sense to roll the final 9 payments into the Maxima or pay the final payment'S off. i was told from the dealer for the sport 37,500.00 would be 2000.00 down 500.00 a month or roll the payments from the pathfinder and it would be 463.00 a month. Need some help. Thanks | |
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Replying to: eric106 (Sep 23, 2008 3:32 pm) |
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Replying to: eric106 (Sep 23, 2008 3:42 pm) What is the sticker price of the Maxima you are leasing? How many monthly payments of 563.00 (that seems way high). What is the 2,000 down for (You need to know where your money is going because they will pocket it in fees and you will just lose your hard earned money). Ask for the residual for your Maxima and work your deal backwards from there. If you want a simple way to calculate, take the sticker price multiply it by .0125 and by .015, your monthly payment should fall within that range with only 1st month and tags out the door.
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Replying to: eric106 (Sep 23, 2008 3:42 pm) |
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Replying to: out4cat (Sep 23, 2008 4:38 pm)
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