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2008 Chevrolet Malibu - READ ONLY

29 messages,  Last post on Sep 14, 2009 at 4:07 AM

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What is this discussion about? Chevrolet Malibu, Engine, Sedan

    

Messages Page 3 of 3

#20 of 29 Re: 2008 Extended Warranty [bwia] by sgr5516

Jun 16, 2008 (7:08 pm)

Replying to: bwia (Jun 12, 2008 4:52 am)
I have purchased several GMPP Major Guard plans with $0 deductible from Blacks Pontiac. I do it for peace of mind, since I keep my cars for 6-7 years and you never know what can go wrong. If car is kept overnight for a warranty repair or it will take more than 2 hrs to complete a covered repair, the GMPP covers the cost of a rental car (if your dealer does not have loaner cars). This is good if you have to go to work and can't take time off to get your car fixed. You also get roadside assistance until the GMPP expires. If you sell the car before the GMPP expires, the time left on the GMPP can be transferred to new owner. A good selling point.
 
I just fill out the form, printed it out and mail it to Blacks with a check. They usually give you another $50 dollars off of the discounted price at the bottom of the form. They charge a processing fee if you pay by credit card.
 
The other thing dealers try to tell you is that you have to purchase right away or else the price is more. You can purchase a GMPP plan any time during the 3 yr/36k mi basic warranty. The price does go up after 12 mo/12k miles. Then after 12 mo, the price increases again at 24k.
 
Also, the clock starts ticking on the GMPP on the date and mileage you purchase it. So to get the best value, it pays to wait until just before 12 mo or 12k miles to purchase it at the new car prices. You basically then get an extra year/12k miles of coverage for the same price , which you would not get if you purchase it at the same time you purchased the vehicle. When you fill out the form for Blacks you just tell them your current months and miles since new. They use honor system and don't check what you put on the form.
 
Blacks usually sets their prices once a year in October. So if you purchase from them after October, the price may be higher. Another thing to consider when timing your purchase.
 
For the two plans your dealer quoted, the Black's price from their cost sheet is
For 5/100/$0, $1155, a savings of $575. For 5/75/$0, $825, a savings of $525. You save another $50 if they give that discount on the form.
 
Good Luck with your car, no matter what you decide to do regarding a GMPP.
 
I have an 06 Malibu Maxx.

#21 of 29 Re: 2008 Extended Warranty [sgr5516] by wlbrown9

Jul 03, 2008 (9:53 am)

Replying to: sgr5516 (Jun 16, 2008 7:08 pm)
One other thing about buying from Black's or another of the discount GMPP dealers. In many cases if you purchase out of state, you do not pay sales tax. Example, in Tennessee I pay 9.25% sales tax on the purchase even if the dealer matches the price. So, buying locally a $1000 GMPP would cost me $1092.50 with the added tax. If I bought it from an out of state dealer that does not charge sales tax it would cost me $1000. IIRC Black's is in Penn.

#22 of 29 GMPP by pao

Jul 06, 2008 (6:59 am)

we too purchased an extended plan for out 06 Pontiac Solstice.....best prices around from Blacks...easy to deal with....all over the phone... and received the documentationw within a few days....

#23 of 29 Is Black's Warranty the Real GMPP? by bwia

Jul 06, 2008 (11:20 am)

I spoke with a GMPP representative last Thursday and he was convinced that the reason Black's warranty price is so low is because it not the real GMPP. What gives!
 
Can anybody confirm that? And when it comes to filing a claim has Blacks honored the warranty without hassles?

#24 of 29 Re: Is Black's Warranty the Real GMPP? [bwia] by pao

Jul 06, 2008 (6:46 pm)

Replying to: bwia (Jul 06, 2008 11:20 am)
and what GMPP rep did you talk too..was it at a dealership......we havent had to use it..but Blacks doest honor it....your servicing dealership does.....and it is a GM GMPP insurance card that is issued.....the reason the prices are so low is that other dealers jack up the prices so high....and Blacks sells by the volume....it is a legtimate GMPP plan

#25 of 29 Re: Is Black's Warranty the Real GMPP? [pao] by malexbu

Jul 07, 2008 (8:34 pm)

Replying to: pao (Jul 06, 2008 6:46 pm)
That's actually a damn good question...
 
After I got my warranty from Black's, I did two things:
 
1. I tried to figure out, using GMPP's online site, if that was the
   true GMPP plan.
 
   Sadly, I came to the conclusion that it was likelier a "non-true"
   GMPP plan, whatever that meant.
 
   The card and brochure artfully mimic the genuine plan's docs -- but
   they are not identical to the genuine ones (I don't remember how.)
 
2. I showed the card and brochure to my dealer and he said it was "the
   plan" -- but it was not that car's service visit, so they really
   didn't look into it in earnest.
 
So, I don't know: I hope Black sold me what I thought was the GMPP
plan, but I am not sure. I'd love to hear from somebody who did try
to use a Black-purchased plan for a real repair.
 
Anybody?

#26 of 29 Re: Is Black's Warranty the Real GMPP? [malexbu] by busiris

Jul 08, 2008 (3:24 pm)

Replying to: malexbu (Jul 07, 2008 8:34 pm)
That's actually a damn good question...
  
After I got my warranty from Black's, I did two things:
  
1. I tried to figure out, using GMPP's online site, if that was the
   true GMPP plan.
  
   Sadly, I came to the conclusion that it was likelier a "non-true"
   GMPP plan, whatever that meant.
  
   The card and brochure artfully mimic the genuine plan's docs -- but
   they are not identical to the genuine ones (I don't remember how.)
  
2. I showed the card and brochure to my dealer and he said it was "the
   plan" -- but it was not that car's service visit, so they really
   didn't look into it in earnest.
  
So, I don't know: I hope Black sold me what I thought was the GMPP
plan, but I am not sure. I'd love to hear from somebody who did try
to use a Black-purchased plan for a real repair.
 
I know nothing about these plans, but I do know something about the legal aspects.
 
I would ask these questions...
 
Exactly how is the plan presented? Is the documentation the same as the GM plan's documentation? What does the contract say?
 
These questions should all be answered in the documentation you received, If it is different, and the documentation provided with the plan states that it is different...you are probably screwed.
 
However, if the sales agent is representing it as the GM plan, and providing original GM documentation, then the dealer is in for a bout of lawsuits, which he will eventually lose.
 
In my experience, I can't imaging a dealer would be dumb enough to sell bogus labeled extended warranties through his dealership. He might, however, have a different company selling them under an "umbrella" arrangement, which he can close up at the first sign of problems.
 
I would be highly surprised for that to be the case, but things like that have been know to happen.
 
So, to summarize...examine the documentation. If it isn't crystal clear that it is a GM policy, more than likely you have purchased a "knock-off" policy...ie.,you have been flim-flammed...
 
Good Luck!

#27 of 29 by malexbu

Jul 08, 2008 (7:41 pm)

I would be highly surprised for that to be the case, but things
like that have been know to happen.
  
So, to summarize...examine the documentation. If it isn't crystal
clear that it is a GM policy, more than likely you have purchased a
"knock-off" policy...ie.,you have been flim-flammed...
 
Thanks... As I said, examining the documentation left me with mixed
feelings, when I did it back in May.
 
Of course, I searched Web for any red flags and couldn't see any --
BBB was positive on Black's.
 
At the time, I found some site where one could enter the GMPP plan number,
from the card -- and it didn't accept mine. That was discomforting,
but I can't find that site now and repeat the experiment.
 
Just looked at the agreement text again, and compared it with what's
available online -- no reasons to worry from that.
 
But it would be helpful to hear from somebody who actually used the
coverage -- i.e. purchased at Black, used elsewhere.
 
I am 99% sure everything is all right, but getting rid of the
remaining one percent wouldn't hurt

#28 of 29 by Martypa

Nov 14, 2008 (8:51 am)

I purchased an 08 2LT in May. My father worked for GM so I got the employee price. The F&I guy wanted to give me a "deal" on a 5 yr, 75k GMPP extended warranty for $1400.00. After I laughed out loud he came down to $1000.00. I told him I would give him 50.00 over his price and he countered with 75, so I purchased it....for around $750.00 if I recall. I made him show me his price book.
 
Ironically, the day after purchase I compared the GM employee price I received on the website, gmfamilyfirst.com, with the price the dealer charged me which was, surprisingly, $300.00 higher. It was fixed when I brought it to the attention of the dealer, with no explanation.

#29 of 29 Re: 2008 Extended Warranty [wlbrown9] by e_net_rider

Sep 14, 2009 (4:07 am)

Replying to: wlbrown9 (Jul 03, 2008 9:53 am)
Tax laws also vary by state. Many states tax finished goods only and sometimes drugs or food are exempt. That is no tax on labor. Would you pay sales tax if you purchased life insurance? Some businesses are pocketing the money collected.

Messages Page 3 of 3

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