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Audi A5 Lease Questions

720 messages,  Last post on May 19, 2013 at 7:19 AM

You are in the Prices Paid - Buying & Leasing Experiences Forum.

What is this discussion about? Audi A5, Car Leasing, Car Buying, Coupe

Messages Page 49 of 73

#474 of 720 Audi A5 vs Audi TT by nash4u

Jun 30, 2011 (5:53 pm)

Hello All,
 
Ok, Let me first tell you about my situation. I am Single 28 yrs old, just recently got a job and want to buy a new car. It should have sporty features but should also be a good value for my money.
 
I have test driven a few cars and have made my mind on 2012 Audi A5 and 2012 Audi TT. I am planning to finance this car for about 5 years and then maybe sell it off.
 
Please let me know which car would you recommend as my first sports/luxury car.
 
a few points that I have in my mind for these cars is as below:
 
1. Audi TT has been one of THE sports cars offered by Audi but Audi A5 is a little more spacious.
 
2. Both the cars have and I-4 engine, 212 HP and 258 lb-ft of Torque hence there is not much of a differentiation here.
 
Which one would be the right car to invest today as per my needs.
 
Or do you think i should go for a more powerful engine such as a V6 offered by BMW 338i coupe or Infiniti G37??
 
Any advise is highly appreciated.
 
Thanks!

#475 of 720 Re: Audi S5 Lease terms [mabc] by Car_man HOST

Jul 03, 2011 (1:31 pm)

Replying to: mabc (Jun 29, 2011 9:37 am)
Here's the information that you're looking for Mark. Audi Financial Services' June buy rate lease money factor and residual value for a 36 month lease of a 2011 Audi S5 Coupe Premium Plus with 10,000 miles per year are .00158 and 56%, respectively.
 
I haven't seen the four year numbers, but I'll see what I can find out.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#476 of 720 2012 Audi A5 Coup Prestige by red71

Jul 06, 2011 (9:41 am)

Help! Need advice on a lease for a new 2012 Audi A5 for July delivery.
36 mos/12,000 miles
MSRP $48,850 - my cost $47,384
Northeast delivery
No money down (only security dep/taxes)
Top tier credit
MF .00203
52% residual
 
Good deal?

#477 of 720 2011 Audi A5 Premium Plus by bhayward

Jul 06, 2011 (1:45 pm)

Hi Car Man,
 
Can you give me the new money factor and residual % from AFS? I've been to three dealers in LA and the best deal I got---with the new July 5th buy rate---is $487 with taxes. Here are the stats:
 
Audi A5 Premium Plus
 
MSRP: $47, 625 (Navi, B&O, Sport Package with 19's)
 
Sell Price: $46,400
 
36 month lease
 
$10,000 down (total drive off)
 
I don't know if I should even get this car if the 2012 is coming out this month. Doesn't make sense on the resale if you ask me. Anyway, let me know about the MF and residual % when you get a chance. Thanks so much Car Man!
 
b

#478 of 720 Re: 2011 Audi A5 Premium Plus [bhayward] by Car_man HOST

Jul 06, 2011 (3:53 pm)

Replying to: bhayward (Jul 06, 2011 1:45 pm)
I'd be happy to, bhayward. Audi Financial Services' July buy rate lease money factor and residual value for a 36 month lease of a 2012 A5 Premium Plus Coupe with 15,000 miles per year are .00161 and 56%, respectively for consumers who qualify for its top credit tier.
 
The numbers for an otherwise identical lease of an '11 model are .00127 and 50%.
 
I have to say that $10,000 is an awful lot of money to pay at lease signing. You would be better off putting as little down as possible.
 
Car_man
Host
Prices Paid: Buying & Leasing Experiences Forum

#479 of 720 Response by bhayward

Jul 06, 2011 (8:52 pm)

Hi Car Man,
 
Thanks so much! One thing I forgot to say is that I only need 10,000 miles per year, not 15000. Can you tell me how that affects the 2012 and 2011 numbers? What changes?

#480 of 720 Additional by bhayward

Jul 06, 2011 (8:56 pm)

Also, i should add that my logic behind putting 10k down is this:
 
If I lease the car for, at best, 500 bucks with tax. After 36 months, I'll have paid 18,000 dollars. Add that to the 10,000 I put down and I'm 28,000 in the red. The buy back is approximately 25,000 at the end of the lease. That means I'm in the red for a total of 53k after 36 months.
 
BUT, if I sell the Audi for 40k, which is approximately what a 3 year old audi a5 goes for, then I am only in the red 13k for 3 years on an audi lease. The high resale value of the Audi makes it better to lease. I can buy back a car for 25 grand and sell it for 40 grand. That's due to the amazing resale of the audi (versus say the BMW which has a garbage depreciation rate).

#481 of 720 Re: Additional [bhayward] by kyfdx HOST

Jul 07, 2011 (4:32 am)

Replying to: bhayward (Jul 06, 2011 8:56 pm)
In either case, how does putting $10K upfront change the calculations? You either pay the $10K upfront, or you pay it monthly during the term of the loan.. In your scenario, the only difference would be a small amount of finance charges.
 
On another note... If the bank says the car will be worth $25K in three years, it's really doubtful you can get $40K for it... That might be the asking price at a dealer, right now.. but, asking isn't getting.... and, they have many more resources to sell an expensive used car (financing, advertising, etc..).
 
And lastly... never go into a lease, assuming your total cost will be anything but the amounts you are required to pay during the term.. Anything else is just a gamble. In the real world, the chances of coming out with any equity in a car at lease end probably are very, very small...
 
regards,
kyfdx

#482 of 720 Question A5 2012 Prestige by red71

Jul 07, 2011 (5:06 am)

MR Car Man,
Can you tell me if this is a good offer?
New 2012 Audi A5 Prestige for July delivery.
36 mos/12,000 miles
MSRP $48,850 - my cost $47,384
Northeast delivery
No money down (only security dep/taxes)
Top tier credit
MF .00203
52% residual
  
Thanks!

#483 of 720 Re by bhayward

Jul 07, 2011 (9:15 am)

Kyfdx,
 
Thanks for your message. The 10k up front does not effect anything...except it does lower my monthly overhead significantly. That is just my preference. 400 bucks a month instead of 700.
 
Re: the lease, sure...anticipating market value is always a gamble, buying or leasing...but the odds "probably being very, very small" are just not true. I've been searching for 09 Audi A5's for 2 months. I know the market...I know what's sold on ebay, not just been auctioned, from private sellers...I know I was hawking a 2009 Prestige with 20k miles and it sold for 38k. Not from a dealer.
 
Thus, the odds that I can get AT LEAST 10k more than the 25k I pay for my car at the end of 3 years is very high...as my odds are supported by current 3 year old Audi A5s. I've weighed the pros and cons and crunched all the numbers. Resale value of an Audi is not just going to plummet by 35% randomly (from 38k to 25k).
 
The flat fact is that Audi A5s have a very low residual mark---53%, etc---and make it way too attractive to not buy at the end of the lease. BMWs on the other hand, with their 65 to 70% residual mark, have a purchase price at or above market value. Thus it is a bad investment.
 
So what do ya say car man, do you think you can give me those numbers for a 2011 and a 2012 lease at:
 
1) 10k miles per year with an Audi Premium Plus (Navi, B&O and Sport Package--MSRP 47,625)
2) Money rate?
3) Residual?
 
Thank you!
bh

Messages Page 49 of 73

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