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Sedans Jaguar XF 2009 Jaguar XF
427 messages, Last post on Nov 12, 2009 at 2:43 PM
You are in the Jaguar XF Forum. Your Hosts are pat & karens
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Replying to: texasguy8 (Jun 21, 2008 11:35 am) It's interesting to see that Jag is starting to deal on these cars, which I think are the car to beat in this category over the next few years. I couldn't wait, so I recently made a deal on another E350 4matic, which have EXTREMELY aggressive lease rates ( .72% equivalent lending rate - no, that is not a typo), and heavy reduction from MSRP. So, it's essentially free financing on a heavily discounted car. About your deal, it's looks straight forward, but your monthly payment is based on a monthly cost of depreciation that subtracts the residual from the MSRP, and it should be based on the residual subtracted from your net CAP COST. This means your net payment should be $1034/month, assuming an 8.25% sales tax rate. And, your financing rate based on this is 7.68%, which sounds like Jag's financing terms, and I hear that US Bank goes a couple of points lower. Otherwise, your financing cost must be much higher if the depreciation was calculated from the CAP COST. Remember, your final lease contract will only state dollar figures, not percentages, so the correct cost of the lease is irrelevant once you've agreed to a final price. the percentages and numbers can be manipulated and played with to the dealers or leasing company's advantage. Other than that, the XF is a beautiful car, and I hope it lives up to it's promise, and I'm sure you'll enjoy the car at whatever price you pay. My motto is that you can always get a better deal, and you can always get a much worse deal.
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Replying to: rten (Jun 21, 2008 3:45 pm) |
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Replying to: donfenn (Jun 14, 2008 10:38 pm) Again, I'm Jag's new Target, I'm 39 and will be in the market for a new car in 5 months. I never would of consider Jaguar until I saw the one and only XF driving down the road. But until TATA motor gets inline with their leases I will go else where. In this luxury class the choices are many. My current car 06 navi. fully loaded sale price was $54k. 36 month lease 15k/miles year $2500 total out of pocket and $762/month. My previous car was in the first year of production Hummer H2 sale price $61K and was out of pocket $3800 for 24 months 15k/miles per year $849/month. So I dont understand where Jag is coming from when they like the other proven companies are not competing with the leases out there. I can lease a 2008 535i Loaded, Prem, sport, navi, etc for $2500 out of pocket and $725/month for 24 months 12k/miles year. Yes the XF is a beautiful car and I understand the law of supply and demand. I see the supply but where is the demand??
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Replying to: phantom5 (Jun 21, 2008 7:19 pm)
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Replying to: texasguy8 (Jun 22, 2008 4:08 am)
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Hello, I've just got my XF Lux 3 days ago and since I was able to negotiated the deal based on all the info here I would like to share my deal. I live in Orange county in Socal and I was able to obtain this deal through US bank. Model: XF lux with navigation. msrp: $51500 gross cap cost: $47559 down: $3500 (could of been $3000 if I wanted the tan interior vs charcoal which wasn't in stock) residual: $26252 monthly payment: $750.87 including tax term: 36 months with 15k/year acq fee: $795 termination fee:395 This deal took several weeks of emails from3 different dealers and was really close to purchase a Audi A5 instead but I'm happy with the decision to lease XF. Hope this helps. .
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Replying to: gobruin1010 (Jun 25, 2008 2:41 pm) What was your money factor? Was the $3500 down a cap reduction or was it to pay your taxes? In Texas, we must pay sales tax on the cost of the selling price of the vehicle (not the residual). This increases our lease costs a little. I am still working with dealers here and I was ready to sign the papers next week until I saw your figures. I just can't get anyone here to really get aggressive with the numbers. 2 dealers just stopped calling me back. The seem to be sticking together in this area and keeping the prices high. |
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Replying to: gobruin1010 (Jun 25, 2008 2:41 pm) |
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Does anyone know how much each multiple security deposit will reduce the MF for a 2009 XF? I have been told by the dealer that I am working with that each multiple security deposit reduces the MF by .0006, which is on .144%. This is through Jaguar credit. Thanks |
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Replying to: gobruin1010 (Jun 25, 2008 2:41 pm) I live in the OC also. Do you mind telling me what dealer you got that deal from> Thanks, |
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