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68 messages, Last post on Aug 28, 2007 at 3:55 PM
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I am a college student so money is a big issue. I have 5k available to put down on a car and in 5 months I will have 5k extra from a student loan that I am willing to use towards a down payment. I will have 10k to put down on the car and with my dad's credit (he qualifies for the best) he will co-sign. My grandfather retired from Ford so I qualify for the Z plan, where I can get a car at 2% under dealer cost and incentives/rebates can be used along with this deal. I want a small basic level truck that is automatic (dunno how to drive a stick) so with the Z plan I could get a Ranger. I have read some negative things about Rangers. My only experience with them is with an older one that is a friends. It is a 95 and pretty much a POS. If I had my choice I would take a Tacoma. I have driven an 06 and loved it. However, if the price difference is going to be 4k+ then I would almost be an idiot to turn down the Z plan. What do some of you experts or people with experience think? I would like to get my monthly payments after 10k down below $100 a month. I can get a 5.0% loan through a credit union if Ford/Toyota doesn't offer a better one. Thanks guys, btw I love this site.
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Replying to: phatferd (Dec 27, 2005 11:14 pm)
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Replying to: bkwallen (Dec 28, 2005 12:49 pm)
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Replying to: uga91 (Dec 28, 2005 2:41 pm) I am looking at 2WD and a 4 cylinder. Money is the biggest factor so that is why I am looking at a 4 cylinder. 2WD is all I need, I won't be doing any off-roading. If the rebates/incentives are better for the 150's/Silverado in 6 months then I will put serious thought in those. I just don't expect them to be in 6 months.
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Replying to: phatferd (Dec 28, 2005 3:32 pm)
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Replying to: bkwallen (Dec 28, 2005 4:45 pm) Like I mentioned earlier, it will have to be an automatic. BTW, thanks a lot for the input, I love this site!
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Replying to: phatferd (Dec 28, 2005 8:18 pm) |
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Replying to: phatferd (Dec 27, 2005 11:14 pm) But I'd first have to ask if you're comfortable in a midsized pickup. If you are, then I wouldn't even consider a full size pickup. The full size pickups they sell that are cheap won't be worth squat in 2 years (or 5 years), because no one wants used 6 cylinder standard cab full size pickups (which is why they have to discount them so drastically to begin with). On the other hand, a Toyota Tacoma 4 cylinder 5 speed standard cab will probably only depreciate $1000 a year, if you buy it right to begin with. I certainly don't need to discuss the reliability of it versus the competition... lol Also comes with a longer warranty than the others. As for buying it right, the last Tacoma I bought through the fleet office of my local Toyota dealer AT INVOICE. I'm betting you can do the same if you shop a little. Don't go through a salesman on the floor!!!!!! I either call the fleet office, or send them an email. My 2001 Tacoma Prerunner is still worth within $5000 of what I paid for it brand new. Oh, and I sold cars for 4 years somewhere along the way as well |
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| How tall are your kids? If they are over 5'10" I would suggest going with the Dodge Mega Cab. But they are a little on the pricey side though. As your kids get older you will be using your truck more to transport them to school activities (football) and all their friends, too. A base Dodge Mega Cab would cost 32,000 just so ya know. | |
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