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Buick Enclave Lease Questions

164 messages,  Last post on Dec 04, 2009 at 3:45 PM

You are in the Buick Enclave Forum. Your Hosts are steve_ & tidester

What is this discussion about? Buick Enclave, Car Leasing, Car Buying, SUV


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#153 of 164
Re: 2010 AWD 1XL [jim1462] by Car_man HOST
Nov 04, 2009 (3:33 am)
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Replying to: jim1462 (Oct 21, 2009 10:57 am)

Hey jim1462. I completely agree, disposition fees are very, very annoying. With some banks, you're talking about a grand in fees between the acquisition and termination fees. That's a lot of money. Unfortunately, if you want to lease and the captive finance company that the manufacturer of the vehicle that you want charges these fees, there isn't any way to avoid them.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#154 of 164
Re: 2010 AWD 1XL [cats13] by Car_man HOST
Nov 04, 2009 (3:36 am)
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Replying to: cats13 (Nov 01, 2009 10:22 pm)

Hey cats13. General Motors just introduced its November programs yesterday. I'll make some calls and see what I can find out about its US Bank lease program for you.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#155 of 164
Re: 2010 AWD 1XL [Car_man] by cats13
Nov 04, 2009 (9:03 pm)
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Replying to: Car_man (Nov 04, 2009 3:36 am)

Car Man, I want to keep you on point about the November lease programs, but have another question for anyone that knows the answer - it's really nagging at me.
 
If I pay the first month's pymt out of pocket (ie, don't roll it into the lease), shouldn't the adjusted cap cost # be reduced by at least the base lease pymt portion of that first month's pymt? If it's not, am not paying that first month's pymt twice - once out of my pocket directly and then again when the depreciation fee, finance fee and sales taxes are calculated for the term of the lease which, by definition, includes that first month?
#156 of 164
Re: 2010 AWD 1XL [cats13] by jp125
Nov 09, 2009 (8:26 am)
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Replying to: cats13 (Nov 04, 2009 9:03 pm)

Cats13:
 
I could see how you would think that. But that is not the case. It's hard to explain... Basically, the monthly payment on a lease is calculated by taking the interest rate/money factor, cap cost, residual value, lease term, and tax rate for your state.
#157 of 164
2010 CXL-2 AWD - Lease Amount? by michaelj7
Nov 10, 2009 (6:42 pm)
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Replying to: jp125 (Nov 09, 2009 8:26 am)

I am looking to lease a 2010 CXL-2 AWD in NJ with an MSRP of 49,510.
 
Can you tell me what the lease payments would be at 10K miles per year and 12K miles per year?
 
Thanks
#158 of 164
Re: 2010 AWD 1XL [Car_man] by djoly
Nov 20, 2009 (12:45 pm)
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Replying to: Car_man (Nov 04, 2009 3:36 am)

I'm looking to lease a 2010 AWD CXL2 or a mostly loaded package. Here is the response I got back from the dealership. I wish I had the MSRP and selling price but I don't at the moment. Should I really be looking at a $900+ payment to lease a very well equipped Enclave for 36 months and 15k per year?
 
Dealer email below ----------------------------------------------------------------------
I wanted to give you two options for financing, one lease and one purchase. For a 36 month lease, 15K miles a year and $1,838 due at signing, your monthly payment would be $914 a month. If you choose to purchase the Enclave, GM is offering 0% for 72 months which will give you a $619 monthly payment with $0 due a signing. I hope I have answered your questions, please don't hesitate to give me a call. Do you have time today or tomorrow to come in and take a closer look at the Enclave?
 
If this is incorrect then what should I be looking at for a monthly payment? Has anyone else recently leased and if so what did you get and what were the numbers?
 
If the $914 lease is correct then I would look at the option to purchase with 0% for 72 months. Would this make sense at this given the state of the economy? I've been leasing vehicles for the last 12 years but I'm not sure if I'm going to anymore.
 
I would be interested in any and all feedback.
 
Thanks in advance!
 
Don
#159 of 164
Re: 2010 AWD 1XL [djoly] by 40yearfan
Nov 20, 2009 (1:07 pm)
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Replying to: djoly (Nov 20, 2009 12:45 pm)

Without the MSRP, selling price, residual value and interest rate, it is impossible to give you any kind of payment to expect. I can tell you that a $900+ payment a month should get you a lot more expensive vehicle than a Buick Enclave.
#160 of 164
Re: 2010 AWD 1XL [djoly] by markert2u
Nov 27, 2009 (6:42 am)
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Replying to: djoly (Nov 20, 2009 12:45 pm)

I was able to negotiate the following Enclave CXL 2 (Audio w/ Entertainment package... no GPS, running boards) lease:
 
MSRP = $44,695
$682 per month payment
39 months / 12,000 miles
ONLY 1st month payment due at lease signing
 
I've haven't agreed to it just yet, but I get the feeling that this is their bottom line offer. I still would like to get the Nov '09 Lease Rates from Car_man to know if there is anymore negotiating room in this deal????? Car_man??
#161 of 164
Re: 2010 CXL-2 AWD - Lease Amount? [michaelj7] by Car_man HOST
Dec 04, 2009 (3:25 am)
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Replying to: michaelj7 (Nov 10, 2009 6:42 pm)

Hi michaelj7. This truck's lease payment will vary depending upon what sort of selling price you are able to negotiate on it. I would be happy to work up a sample payment on it for you if you tell me what selling price you have been able to negotiate or are shooting for.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#162 of 164
Re: 2010 AWD 1XL [djoly] by Car_man HOST
Dec 04, 2009 (3:29 am)
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Replying to: djoly (Nov 20, 2009 12:45 pm)

Hey Don. HAHAHAHAHAH $900 per month to lease a Buick Enclave?!?! That's nuts. You definitely don't want to do that. If you really love this vehicle, then negotiate the lowest possible selling price and finance a 2010 model through GMAC at 1.9% for 5 years or a 2009 model at 0% for 6 years.
 
If you are really set on leasing, then you probably should go with a different truck. There's a tone of awesome ones out there that you can lease for a lot less than $900 per month.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum

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