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Buick Enclave Lease Questions

159 messages,  Last post on Nov 20, 2009 at 1:07 PM

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What is this discussion about? Buick Enclave, Car Leasing, Car Buying, SUV

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#155 of 159 Re: 2010 AWD 1XL [Car_man] by cats13 Nov 04, 2009 (9:03 pm)
Replying to: Car_man (Nov 04, 2009 3:36 am) Car Man, I want to keep you on point about the November lease programs, but have another question for anyone that knows the answer - it's really nagging at me.   If I pay the first month's pymt out of pocket (ie, don't roll it into the lease), shouldn't the adjusted cap cost # be reduced by at least the base lease pymt portion of that first month's pymt? If it's not, am not paying that first month's pymt twice - once out of my pocket directly and then again when the depreciation fee, finance fee and sales taxes are calculated for the term of the lease which, by definition, includes that first month? Replies to this message: jp125 (Nov 09, 2009 8:26 am) michaelj7 (Nov 10, 2009 6:42 pm)
#156 of 159 Re: 2010 AWD 1XL [cats13] by jp125 Nov 09, 2009 (8:26 am)
Replying to: cats13 (Nov 04, 2009 9:03 pm) Cats13:   I could see how you would think that. But that is not the case. It's hard to explain... Basically, the monthly payment on a lease is calculated by taking the interest rate/money factor, cap cost, residual value, lease term, and tax rate for your state. Replies to this message: michaelj7 (Nov 10, 2009 6:42 pm)
#157 of 159 2010 CXL-2 AWD - Lease Amount? by michaelj7 Nov 10, 2009 (6:42 pm)
Replying to: jp125 (Nov 09, 2009 8:26 am) I am looking to lease a 2010 CXL-2 AWD in NJ with an MSRP of 49,510.   Can you tell me what the lease payments would be at 10K miles per year and 12K miles per year?   Thanks
#158 of 159 Re: 2010 AWD 1XL [Car_man] by djoly Nov 20, 2009 (12:45 pm)
Replying to: Car_man (Nov 04, 2009 3:36 am) I'm looking to lease a 2010 AWD CXL2 or a mostly loaded package. Here is the response I got back from the dealership. I wish I had the MSRP and selling price but I don't at the moment. Should I really be looking at a $900+ payment to lease a very well equipped Enclave for 36 months and 15k per year?   Dealer email below ---------------------------------------------------------------------- I wanted to give you two options for financing, one lease and one purchase. For a 36 month lease, 15K miles a year and $1,838 due at signing, your monthly payment would be $914 a month. If you choose to purchase the Enclave, GM is offering 0% for 72 months which will give you a $619 monthly payment with $0 due a signing. I hope I have answered your questions, please don't hesitate to give me a call. Do you have time today or tomorrow to come in and take a closer look at the Enclave?   If this is incorrect then what should I be looking at for a monthly payment? Has anyone else recently leased and if so what did you get and what were the numbers?   If the $914 lease is correct then I would look at the option to purchase with 0% for 72 months. Would this make sense at this given the state of the economy? I've been leasing vehicles for the last 12 years but I'm not sure if I'm going to anymore.   I would be interested in any and all feedback.   Thanks in advance!   Don Replies to this message: 40yearfan (Nov 20, 2009 1:07 pm)
#159 of 159 Re: 2010 AWD 1XL [djoly] by 40yearfan Nov 20, 2009 (1:07 pm)
Replying to: djoly (Nov 20, 2009 12:45 pm) Without the MSRP, selling price, residual value and interest rate, it is impossible to give you any kind of payment to expect. I can tell you that a $900+ payment a month should get you a lot more expensive vehicle than a Buick Enclave.

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