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Prices Paid: Buying & Leasing Experiences Buick Enclave Lease Questions
160 messages, Last post on Nov 27, 2009 at 6:42 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: Car_man (Oct 21, 2009 2:13 am) Since it seems that NY is different from other states, would also love to get info on what sort of fees USBank charges in NY and what incentives are available. Much appreciated in advance. FYI, I'm also looking at the Traverse and just posting the identical questions there (but, of course, for the Traverse). |
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Replying to: cats13 (Nov 01, 2009 10:22 pm) My apologies in advance for being pushy; smack me around if you must. |
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Replying to: jim1462 (Oct 21, 2009 10:57 am) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: cats13 (Nov 01, 2009 10:22 pm) Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: Car_man (Nov 04, 2009 3:36 am) If I pay the first month's pymt out of pocket (ie, don't roll it into the lease), shouldn't the adjusted cap cost # be reduced by at least the base lease pymt portion of that first month's pymt? If it's not, am not paying that first month's pymt twice - once out of my pocket directly and then again when the depreciation fee, finance fee and sales taxes are calculated for the term of the lease which, by definition, includes that first month?
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Replying to: cats13 (Nov 04, 2009 9:03 pm) I could see how you would think that. But that is not the case. It's hard to explain... Basically, the monthly payment on a lease is calculated by taking the interest rate/money factor, cap cost, residual value, lease term, and tax rate for your state.
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Replying to: jp125 (Nov 09, 2009 8:26 am) Can you tell me what the lease payments would be at 10K miles per year and 12K miles per year? Thanks |
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Replying to: Car_man (Nov 04, 2009 3:36 am) Dealer email below ---------------------------------------------------------------------- I wanted to give you two options for financing, one lease and one purchase. For a 36 month lease, 15K miles a year and $1,838 due at signing, your monthly payment would be $914 a month. If you choose to purchase the Enclave, GM is offering 0% for 72 months which will give you a $619 monthly payment with $0 due a signing. I hope I have answered your questions, please don't hesitate to give me a call. Do you have time today or tomorrow to come in and take a closer look at the Enclave? If this is incorrect then what should I be looking at for a monthly payment? Has anyone else recently leased and if so what did you get and what were the numbers? If the $914 lease is correct then I would look at the option to purchase with 0% for 72 months. Would this make sense at this given the state of the economy? I've been leasing vehicles for the last 12 years but I'm not sure if I'm going to anymore. I would be interested in any and all feedback. Thanks in advance! Don
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Replying to: djoly (Nov 20, 2009 12:45 pm) |
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Replying to: djoly (Nov 20, 2009 12:45 pm) MSRP = $44,695 $682 per month payment 39 months / 12,000 miles ONLY 1st month payment due at lease signing I've haven't agreed to it just yet, but I get the feeling that this is their bottom line offer. I still would like to get the Nov '09 Lease Rates from Car_man to know if there is anymore negotiating room in this deal????? Car_man?? |
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