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Buick Enclave Lease Questions

160 messages,  Last post on Nov 27, 2009 at 6:42 AM

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What is this discussion about? Buick Enclave, Car Leasing, Car Buying, SUV

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#148 of 160 Re: 2010 AWD 1XL [jim1462] by 40yearfan Oct 23, 2009 (5:12 pm)
Replying to: jim1462 (Oct 21, 2009 10:57 am) When did GMAC start putting termination fees into their leases? I have two vehicles leased through them and neither has a termination fee.
#149 of 160 2010 AWD 1XL by jim1462 Oct 24, 2009 (10:31 am)
Local dealer advised that GMAC wants $350 at end of lease if you buy the leased car or $395 if it is turned in at end of lease. Replies to this message: 40yearfan (Oct 24, 2009 5:23 pm)
#150 of 160 Re: 2010 AWD 1XL [jim1462] by 40yearfan Oct 24, 2009 (5:23 pm)
Replying to: jim1462 (Oct 24, 2009 10:31 am) That's a shame. It makes them like all of the other car companies who charge a turn in fee at the end of the lease. I guess they have changed a lot of things after their restructuring.
#151 of 160 Re: 2010 AWD 1XL [Car_man] by cats13 Nov 01, 2009 (10:22 pm)
Replying to: Car_man (Oct 21, 2009 2:13 am) Hey Mr Car Man: I'm in New York and looking to lease the 2010 Enclave FWD CXL-1. What can you tell me about the November rates from USBank (that's the one that does it in NY in GMAC's place, right?) for the interest rate and residuals on both the 39 months/12K miles/yr and 39 months/15K miles/yr? If possible, can you tell me if they differ b/t the FWD and AWD models?   Since it seems that NY is different from other states, would also love to get info on what sort of fees USBank charges in NY and what incentives are available.   Much appreciated in advance.   FYI, I'm also looking at the Traverse and just posting the identical questions there (but, of course, for the Traverse). Replies to this message: cats13 (Nov 03, 2009 10:17 am) Car_man (Nov 04, 2009 3:36 am) cats13 (Nov 04, 2009 9:03 pm) jp125 (Nov 09, 2009 8:26 am) and 1 more... djoly (Nov 20, 2009 12:45 pm) 40yearfan (Nov 20, 2009 1:07 pm) markert2u (Nov 27, 2009 6:42 am)
#152 of 160 Re: 2010 AWD 1XL [cats13] by cats13 Nov 03, 2009 (10:17 am)
Replying to: cats13 (Nov 01, 2009 10:22 pm) Car Man and other Leasing Gods around these parts: I know you guys have real jobs and real responsibilities other than answering questions in this forum, but I'm dying for November lease program info on 2010 Enclave FWD CXL-1. I'm in NY and looking at 39 months either at 12k or 15k/yr. What incentives, if any, are coming through USBank?   My apologies in advance for being pushy; smack me around if you must.
#153 of 160 Re: 2010 AWD 1XL [jim1462] by Car_man HOST Nov 04, 2009 (3:33 am)
Replying to: jim1462 (Oct 21, 2009 10:57 am) Hey jim1462. I completely agree, disposition fees are very, very annoying. With some banks, you're talking about a grand in fees between the acquisition and termination fees. That's a lot of money. Unfortunately, if you want to lease and the captive finance company that the manufacturer of the vehicle that you want charges these fees, there isn't any way to avoid them.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#154 of 160 Re: 2010 AWD 1XL [cats13] by Car_man HOST Nov 04, 2009 (3:36 am)
Replying to: cats13 (Nov 01, 2009 10:22 pm) Hey cats13. General Motors just introduced its November programs yesterday. I'll make some calls and see what I can find out about its US Bank lease program for you.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: cats13 (Nov 04, 2009 9:03 pm) jp125 (Nov 09, 2009 8:26 am) michaelj7 (Nov 10, 2009 6:42 pm) djoly (Nov 20, 2009 12:45 pm) 40yearfan (Nov 20, 2009 1:07 pm) markert2u (Nov 27, 2009 6:42 am)
#155 of 160 Re: 2010 AWD 1XL [Car_man] by cats13 Nov 04, 2009 (9:03 pm)
Replying to: Car_man (Nov 04, 2009 3:36 am) Car Man, I want to keep you on point about the November lease programs, but have another question for anyone that knows the answer - it's really nagging at me.   If I pay the first month's pymt out of pocket (ie, don't roll it into the lease), shouldn't the adjusted cap cost # be reduced by at least the base lease pymt portion of that first month's pymt? If it's not, am not paying that first month's pymt twice - once out of my pocket directly and then again when the depreciation fee, finance fee and sales taxes are calculated for the term of the lease which, by definition, includes that first month? Replies to this message: jp125 (Nov 09, 2009 8:26 am) michaelj7 (Nov 10, 2009 6:42 pm)
#156 of 160 Re: 2010 AWD 1XL [cats13] by jp125 Nov 09, 2009 (8:26 am)
Replying to: cats13 (Nov 04, 2009 9:03 pm) Cats13:   I could see how you would think that. But that is not the case. It's hard to explain... Basically, the monthly payment on a lease is calculated by taking the interest rate/money factor, cap cost, residual value, lease term, and tax rate for your state. Replies to this message: michaelj7 (Nov 10, 2009 6:42 pm)
#157 of 160 2010 CXL-2 AWD - Lease Amount? by michaelj7 Nov 10, 2009 (6:42 pm)
Replying to: jp125 (Nov 09, 2009 8:26 am) I am looking to lease a 2010 CXL-2 AWD in NJ with an MSRP of 49,510.   Can you tell me what the lease payments would be at 10K miles per year and 12K miles per year?   Thanks

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