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Buick Enclave Lease Questions

159 messages,  Last post on Nov 20, 2009 at 1:07 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Buick Enclave, Car Leasing, Car Buying, SUV


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#146 of 159
Re: 2010 AWD 1XL [jp125] by Car_man HOST
Oct 21, 2009 (2:13 am)
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Replying to: jp125 (Oct 13, 2009 8:07 pm)

Hi jp125. I haven't checked on the acquisition fees for GMAC or US Bank lately, but I suspect that they both charge something in the vicinity of $600.
 
GMAC's requires a security deposit that's equivalent to vehicles' monthly payments rounded up to the nearest $25 increment. I suspect that US Bank's requirement is similar, but I don't know that for a fact.
 
I don't believe that the $1,000 consumer cash that General Motors is currently providing on the 2010 Buick Enclave is compatible with its special lease program.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#147 of 159
Re: 2010 AWD 1XL [Car_man] by jim1462
Oct 21, 2009 (10:57 am)
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Replying to: Car_man (Oct 21, 2009 2:13 am)

Hey car-man, what gives with the $400 termination fee for a GMAC lease. That coupled with the aquisition fee and upfront money makes leasing very expensive.
#148 of 159
Re: 2010 AWD 1XL [jim1462] by 40yearfan
Oct 23, 2009 (5:12 pm)
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Replying to: jim1462 (Oct 21, 2009 10:57 am)

When did GMAC start putting termination fees into their leases? I have two vehicles leased through them and neither has a termination fee.
#149 of 159
2010 AWD 1XL by jim1462
Oct 24, 2009 (10:31 am)
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Local dealer advised that GMAC wants $350 at end of lease if you buy the leased car or $395 if it is turned in at end of lease.
#150 of 159
Re: 2010 AWD 1XL [jim1462] by 40yearfan
Oct 24, 2009 (5:23 pm)
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Replying to: jim1462 (Oct 24, 2009 10:31 am)

That's a shame. It makes them like all of the other car companies who charge a turn in fee at the end of the lease. I guess they have changed a lot of things after their restructuring.
#151 of 159
Re: 2010 AWD 1XL [Car_man] by cats13
Nov 01, 2009 (10:22 pm)
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Replying to: Car_man (Oct 21, 2009 2:13 am)

Hey Mr Car Man: I'm in New York and looking to lease the 2010 Enclave FWD CXL-1. What can you tell me about the November rates from USBank (that's the one that does it in NY in GMAC's place, right?) for the interest rate and residuals on both the 39 months/12K miles/yr and 39 months/15K miles/yr? If possible, can you tell me if they differ b/t the FWD and AWD models?
 
Since it seems that NY is different from other states, would also love to get info on what sort of fees USBank charges in NY and what incentives are available.
 
Much appreciated in advance.
 
FYI, I'm also looking at the Traverse and just posting the identical questions there (but, of course, for the Traverse).
#152 of 159
Re: 2010 AWD 1XL [cats13] by cats13
Nov 03, 2009 (10:17 am)
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Replying to: cats13 (Nov 01, 2009 10:22 pm)

Car Man and other Leasing Gods around these parts: I know you guys have real jobs and real responsibilities other than answering questions in this forum, but I'm dying for November lease program info on 2010 Enclave FWD CXL-1. I'm in NY and looking at 39 months either at 12k or 15k/yr. What incentives, if any, are coming through USBank?
 
My apologies in advance for being pushy; smack me around if you must.
#153 of 159
Re: 2010 AWD 1XL [jim1462] by Car_man HOST
Nov 04, 2009 (3:33 am)
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Replying to: jim1462 (Oct 21, 2009 10:57 am)

Hey jim1462. I completely agree, disposition fees are very, very annoying. With some banks, you're talking about a grand in fees between the acquisition and termination fees. That's a lot of money. Unfortunately, if you want to lease and the captive finance company that the manufacturer of the vehicle that you want charges these fees, there isn't any way to avoid them.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#154 of 159
Re: 2010 AWD 1XL [cats13] by Car_man HOST
Nov 04, 2009 (3:36 am)
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Replying to: cats13 (Nov 01, 2009 10:22 pm)

Hey cats13. General Motors just introduced its November programs yesterday. I'll make some calls and see what I can find out about its US Bank lease program for you.
 
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
#155 of 159
Re: 2010 AWD 1XL [Car_man] by cats13
Nov 04, 2009 (9:03 pm)
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Replying to: Car_man (Nov 04, 2009 3:36 am)

Car Man, I want to keep you on point about the November lease programs, but have another question for anyone that knows the answer - it's really nagging at me.
 
If I pay the first month's pymt out of pocket (ie, don't roll it into the lease), shouldn't the adjusted cap cost # be reduced by at least the base lease pymt portion of that first month's pymt? If it's not, am not paying that first month's pymt twice - once out of my pocket directly and then again when the depreciation fee, finance fee and sales taxes are calculated for the term of the lease which, by definition, includes that first month?

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