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Prices Paid: Buying & Leasing Experiences Buick Enclave Lease Questions
160 messages, Last post on Nov 27, 2009 at 6:42 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: jp125 (Oct 04, 2009 8:25 am) Yes, the $2,250 cash incentive is still available on leases of this truck through GMAC this month. Most banks charge a security deposit that's equivalent to vehicles' monthly payment rounded up to the nearest $25 or $50 increment on leases. You're right, for some reason GM leases in New York are run through US Bank instead of GMAC. The lease rate for a US Bank lease of this truck is slightly higher at 0.72% and the lease cash is a little lower, $1,500. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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A reporter is looking to speak to consumers who recently leased a GM or Chrysler vehicle in the past two months . Please send your daytime phone number to ctalati edmunds.com by Thursday, October 8, 2009.
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Sorry if these are basic questions, but I'm a nubie so humor me pls: 1. where are you guys pulling all the lease rates and residual values from? Is there some sort of schedule the rest of us can access? Or do I have to come back here and post each time depending on the specific Enclave model, yr, location, etc.? 2. what's the story if you lease in one state (say, NY), but then relocate to another (say, TN)? How does that impact the lease, if at all? Many thanks
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Replying to: Car_man (Oct 07, 2009 1:42 am) Could you provide the security deposit required from each gmac & US Bank also? What is the minimum credit score gmac & US Bank will accept? Last question, Do people who lease get gmac's 1000 discount along with the lease incentive of 1500(US Bank) or 2250(GMAC). For example, the total off a US Bank lease would be $2,500 (1500 + 1000).
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Replying to: jp125 (Oct 13, 2009 8:07 pm) http://www.buick.com/pages/mds/pricing/affordability.do $2735 due at signing $409/mo 39 months 39000 miles Payments are for 2010 Buick Enclave CX with MSRP of $35,940. Month payment total $15,932.67. Option to purchase at lease end for an amount to be determined at lease signing. GMAC must approve lease. Take delivery by 11/2/09. Lessee pays for excess wear. Payments may be higher in some states. Not available with other offers. As of October 14, 2009, if I have the right math, this is %51 residual with %0 lease cash calculation. If you take 0.6 lease cash, then this is around %60 residual value, is that not right? Since this is on the buick site, I don't know where the %40 residual is coming from? I called a dealer to get a quote for $650 instead of this with about the same down payment. So the "dealers are trying to ripp off" and "they deserve to go bankrupt" are two favorite phrases in my mind now. If this SUV looses %60 of its value during the lease term, give me one good reason to lease or buy this vehicle... I rather buy a 2007 Enclave with 39000 miles on it for a fraction of the price. I would feel ripped if I buy this for anything above the advertised lease deal...
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Replying to: HardC0d3r (Oct 15, 2009 1:22 am) For starters, how can they possibly calculate the monthly lease payment with the language "option to purchase at lease end for an amount to be determined at lease signing." Isn't that another way of saying that the residual amount is not yet fixed? If that's the case, and regardless of what else the ad might say about total monthly payments, etc., you're missing 2 important factors in determing the monthly pymnt: the money factor and the residual. You can work it out with one missing variable, but not 2. So how they come up with $409/month is a mystery to me. Also, I don't think the $409 includes sales tax, but it kinda looks like it's based off the full MSRP price which I'd never agree to in a million years Also looks like you're probably waiving the GMAC incentives. Bottom line, the ad just smells fishy to me.
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Replying to: cats13 (Oct 16, 2009 7:55 am) |
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Replying to: cats13 (Oct 12, 2009 12:06 pm) You are free to move anywhere within the continental U.S. when you lease a vehicle. The only issue that you may run into is sales or use tax. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Replying to: jp125 (Oct 13, 2009 8:07 pm) GMAC's requires a security deposit that's equivalent to vehicles' monthly payments rounded up to the nearest $25 increment. I suspect that US Bank's requirement is similar, but I don't know that for a fact. I don't believe that the $1,000 consumer cash that General Motors is currently providing on the 2010 Buick Enclave is compatible with its special lease program. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Replying to: Car_man (Oct 21, 2009 2:13 am)
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