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Prices Paid: Buying & Leasing Experiences Buick Enclave Lease Questions
160 messages, Last post on Nov 27, 2009 at 6:42 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: octagon3 (Jan 07, 2009 8:44 am) GM is not providing employee pricing for everyone on its vehicles right now. I take it that you must be an actual GM employee. If not, the only way that you can get a special low price is to be a member of a credit union. GM is providing credit union members with supplier pricing on all of its products right now. You can always shoot for a selling price that's way below dealer invoice minus all of the available incentives and see what happens. If the dealer bites, chances are that they got some of the re-consensus cash. Good luck and make sure to let us all know how everything turns out. Car_man Host Prices Paid: Buying & Leasing Experiences Forum |
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Car_man, Please provide the 36 month / 15000 miles a year lease numbers on a 2010 AWD Enclave 1XL. Thank you
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Replying to: dolphin5 (Sep 16, 2009 3:52 pm) When negotiating your lease on this truck, make sure to take advantage of the $2,250 cash incentive that General Motors is currently providing on leases of it through GMAC. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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Replying to: Car_man (Sep 29, 2009 1:42 am) I'm looking at getting a 2010 enclave AWD 2xl with 15k miles and 3 years also. I am located in Maryland. I see your previous post, but could you tell me if anything has changed for October. I called 2 dealers and they both told me the rate was 1.6% Is that the new rate for October, or are they just trying to get paid on the interest rate also? Also, are they still offering the 2250 cash incentive in October and is the residual still 42%? And, If you know the security deposit for these leases please let me know that also. Is the security deposit required or can they waive it, and is there a minimum credit score needed to qualify for this lease? I am also considering leasing this vehicle and registering it in NY. From my understanding they are leasing through another bank and not gmac in NY. Do you have the lease rate and residual for a NY lease at the same terms above? Thank You
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Replying to: jp125 (Oct 04, 2009 8:25 am) Yes, the $2,250 cash incentive is still available on leases of this truck through GMAC this month. Most banks charge a security deposit that's equivalent to vehicles' monthly payment rounded up to the nearest $25 or $50 increment on leases. You're right, for some reason GM leases in New York are run through US Bank instead of GMAC. The lease rate for a US Bank lease of this truck is slightly higher at 0.72% and the lease cash is a little lower, $1,500. Car_man Host Prices Paid: Buying & Leasing Experiences Forum
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A reporter is looking to speak to consumers who recently leased a GM or Chrysler vehicle in the past two months . Please send your daytime phone number to ctalati edmunds.com by Thursday, October 8, 2009.
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Sorry if these are basic questions, but I'm a nubie so humor me pls: 1. where are you guys pulling all the lease rates and residual values from? Is there some sort of schedule the rest of us can access? Or do I have to come back here and post each time depending on the specific Enclave model, yr, location, etc.? 2. what's the story if you lease in one state (say, NY), but then relocate to another (say, TN)? How does that impact the lease, if at all? Many thanks
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Replying to: Car_man (Oct 07, 2009 1:42 am) Could you provide the security deposit required from each gmac & US Bank also? What is the minimum credit score gmac & US Bank will accept? Last question, Do people who lease get gmac's 1000 discount along with the lease incentive of 1500(US Bank) or 2250(GMAC). For example, the total off a US Bank lease would be $2,500 (1500 + 1000).
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Replying to: jp125 (Oct 13, 2009 8:07 pm) http://www.buick.com/pages/mds/pricing/affordability.do $2735 due at signing $409/mo 39 months 39000 miles Payments are for 2010 Buick Enclave CX with MSRP of $35,940. Month payment total $15,932.67. Option to purchase at lease end for an amount to be determined at lease signing. GMAC must approve lease. Take delivery by 11/2/09. Lessee pays for excess wear. Payments may be higher in some states. Not available with other offers. As of October 14, 2009, if I have the right math, this is %51 residual with %0 lease cash calculation. If you take 0.6 lease cash, then this is around %60 residual value, is that not right? Since this is on the buick site, I don't know where the %40 residual is coming from? I called a dealer to get a quote for $650 instead of this with about the same down payment. So the "dealers are trying to ripp off" and "they deserve to go bankrupt" are two favorite phrases in my mind now. If this SUV looses %60 of its value during the lease term, give me one good reason to lease or buy this vehicle... I rather buy a 2007 Enclave with 39000 miles on it for a fraction of the price. I would feel ripped if I buy this for anything above the advertised lease deal...
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Replying to: HardC0d3r (Oct 15, 2009 1:22 am) For starters, how can they possibly calculate the monthly lease payment with the language "option to purchase at lease end for an amount to be determined at lease signing." Isn't that another way of saying that the residual amount is not yet fixed? If that's the case, and regardless of what else the ad might say about total monthly payments, etc., you're missing 2 important factors in determing the monthly pymnt: the money factor and the residual. You can work it out with one missing variable, but not 2. So how they come up with $409/month is a mystery to me. Also, I don't think the $409 includes sales tax, but it kinda looks like it's based off the full MSRP price which I'd never agree to in a million years Also looks like you're probably waiving the GMAC incentives. Bottom line, the ad just smells fishy to me.
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