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16663 messages, Last post on Nov 08, 2009 at 9:32 PM
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Replying to: imidazol97 (Jan 07, 2009 3:45 pm) The AMA, big drug companies, managed care, and many others are lobby's in Washington. They represent their members well. As the baby boomers age the system will need adjustments. Why do Americans waste 650 billion in health care? http://www.mckinseyquarterly.com/Why_Americans_pay_more_for_health_care_2275 |
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In a recent billing for an outpatient procedure my wife had done at a large hospital, they had billed for hundreds, I'm thinking $700-$800 for one part; they were paid $23 or something of that order by our insurance company. >I feel the individual should be responsible for their own health care. I like that philosophy. >The government places limits on what doctors and hospitals can charge, and that would be about 50% of current I can hear the screaming now about how that would be unfair. Price controls don't work right and don't work well at times, but I think here I'd be willing to try it.
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Replying to: kernick (Jan 07, 2009 5:45 pm) the only reason i kind of disagree about limiting malpractice is that there have been horrific instances here in ct where warped individuals have been protected by the group that was supposed to oversee conduct. otoh, i was selected for jury duty on a malpractice case, but after listening to the the lawyers for the injured party, i played my 'doctor relative' card to get out of it. i would not have given the plaintiff party one cent. the case was settled for 8 million dollars! completely ridiculous, although there was a loss of spouse.
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| Are we winding down on UAW stuff in here again? | |
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Replying to: explorerx4 (Jan 07, 2009 6:05 pm) Fortunately with the insurance I have my costs are minimal but it is stunning how expensive this can be.
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Replying to: steve_ (Jan 07, 2009 6:11 pm)
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Replying to: gagrice (Jan 07, 2009 6:23 pm)
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Replying to: fezo (Jan 07, 2009 6:15 pm) I think it is important to have medical insurance. After I retired and before I turned 65 I carried a policy that would protect me against a catastrophic illness or accident. The most I would have to pay in a given year with the policy I bought was $4000. There are dozens of choices in CA. I am not familiar with other states. I paid $273 per month for peace of mind that the medical system would not take everything including my home if I were to get very ill. My Union COBRA was $900 per month and not great coverage. They only paid 70% with $1,000,000 lifetime coverage. My Kaiser plan has no limit. Most HMOs now are set at $5 million lifetime limit. GM claims that $2000 on each car is to cover the UAW retirees Health Care. That is more than 10% of a Malibu currently selling for $15k.
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Replying to: gagrice (Jan 07, 2009 6:23 pm) Gagrice, I think this is the slippery slope we have now. The one caveat that the "new hires" have in their favor as opposed to retirees or older employees in the UAW, is that they now accept the new rules as a condition of their employment, and have the time to properly prepare for how they will finance healthcare and their living expenses in retirement. The others don't have that luxury. It is understood that you "can't get blood from a stone", but I think everyone involved understands that they have to protect the older workers and retirees at the very least to the point that you don't pull the rug out from underneath them entirely. |
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