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United Automobile Workers of America (UAW)

16663 messages,  Last post on Nov 08, 2009 at 9:32 PM

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#7279 of 16663
Re: lumpy [gagrice] by kernick
Jan 07, 2009 (5:45 pm)
Reply

Replying to: gagrice (Jan 07, 2009 4:51 pm)

I feel the individual should be responsible for their own health care.
 
Absolutely with you on that. Everyone who gets medical benefits from an employer would instead get that money tax-free in their paycheck. People pay cash or credit card for medical care. The government places limits on what doctors and hospitals can charge, and that would be about 50% of current. The hundreds of thousands of people in hospitals and insurance companies who push paper (billing) are cut, and do go find productive jobs. The government severely limits malpractice lawsuits, and each doctor in this country can reduce their malpractice insurance about $50,000.
 
Or if you absolutely want medical insurance then you buy it from your paycheck. But cash, limited paperwork and eliminating law from medicine would be much better. That is probably why countries like Canada have much cheaper care.
#7280 of 16663
Re: lumpy [imidazol97] by dallasdude1
Jan 07, 2009 (5:50 pm)
Reply

Replying to: imidazol97 (Jan 07, 2009 3:45 pm)

However the UAW has negotiated a sweetheart deal when the car company MBAs didn't realize that healthcare costs would keep going up.
 
The AMA, big drug companies, managed care, and many others are lobby's in Washington. They represent their members well. As the baby boomers age the system will need adjustments. Why do Americans waste 650 billion in health care?
 
http://www.mckinseyquarterly.com/Why_Americans_pay_more_for_health_care_2275
#7281 of 16663
Re cost of healthcare for UAW and others by imidazol97
Jan 07, 2009 (5:51 pm)
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In a recent billing for an outpatient procedure my wife had done at a large hospital, they had billed for hundreds, I'm thinking $700-$800 for one part; they were paid $23 or something of that order by our insurance company.
 
>I feel the individual should be responsible for their own health care.
 
I like that philosophy.
 
>The government places limits on what doctors and hospitals can charge, and that would be about 50% of current
 
I can hear the screaming now about how that would be unfair. Price controls don't work right and don't work well at times, but I think here I'd be willing to try it.
#7282 of 16663
Re: lumpy [kernick] by explorerx4
Jan 07, 2009 (6:05 pm)
Reply

Replying to: kernick (Jan 07, 2009 5:45 pm)

one of my brother in laws is a staff doctor, and he absolutely looks out for his patients.
the only reason i kind of disagree about limiting malpractice is that there have been horrific instances here in ct where warped individuals have been protected by the group that was supposed to oversee conduct.
otoh, i was selected for jury duty on a malpractice case, but after listening to the the lawyers for the injured party, i played my 'doctor relative' card to get out of it.
i would not have given the plaintiff party one cent.
the case was settled for 8 million dollars!
completely ridiculous, although there was a loss of spouse.
#7283 of 16663
UAW please by steve_ HOST
Jan 07, 2009 (6:11 pm)
Reply
Are we winding down on UAW stuff in here again?
#7285 of 16663
Re: lumpy [explorerx4] by fezo
Jan 07, 2009 (6:15 pm)
Reply

Replying to: explorerx4 (Jan 07, 2009 6:05 pm)

The taking care of your own health care is great if you don't get sick. Unfortunately I'm the guy in the pool of insureds tha they end up spending the money on. Loads of people will use the insurance very lightly but the past couple of years my medical bills are higher than my gross salary.
 
Fortunately with the insurance I have my costs are minimal but it is stunning how expensive this can be.
#7286 of 16663
Re: UAW please [steve_] by gagrice
Jan 07, 2009 (6:23 pm)
Reply

Replying to: steve_ (Jan 07, 2009 6:11 pm)

I think that Health Care is the issue with the UAW. They are protecting their retired members health care benefits. The Big 3 did not see into the future and made promises that are now killing them. The question is: will the UAW cut wages for the working members or sell out the retirees on the health care. GM has proven over the last 20 years it cannot make any money with the UAW contracts they have signed onto.
#7287 of 16663
Re: UAW please [gagrice] by steve_ HOST
Jan 07, 2009 (6:28 pm)
Reply

Replying to: gagrice (Jan 07, 2009 6:23 pm)

I'm behind today and skimming fast, but I'm seeing a lot of comments that look more like political attacks and attacks on lawyers and doctors than UAW related comments.
#7288 of 16663
Re: lumpy [fezo] by gagrice
Jan 07, 2009 (6:35 pm)
Reply

Replying to: fezo (Jan 07, 2009 6:15 pm)

Fortunately with the insurance I have my costs are minimal but it is stunning how expensive this can be.
 
I think it is important to have medical insurance. After I retired and before I turned 65 I carried a policy that would protect me against a catastrophic illness or accident. The most I would have to pay in a given year with the policy I bought was $4000. There are dozens of choices in CA. I am not familiar with other states. I paid $273 per month for peace of mind that the medical system would not take everything including my home if I were to get very ill. My Union COBRA was $900 per month and not great coverage. They only paid 70% with $1,000,000 lifetime coverage. My Kaiser plan has no limit. Most HMOs now are set at $5 million lifetime limit.
 
GM claims that $2000 on each car is to cover the UAW retirees Health Care. That is more than 10% of a Malibu currently selling for $15k.

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