18435 messages,
Last post on Jun 18, 2013 at 3:41 PM
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Hyundai Sonata, Toyota Camry, Honda Accord, Nissan Altima, Volkswagen Passat, Mazda MAZDA6, Ford Fusion, Chevrolet Malibu, Kia Optima, Car Comparisons, Sedan
#18426 of 18435 Re: crash ratings [akirby]
by huskerfan5
Jun 17, 2013 (2:49 pm)
I understand your point. They do publish a monthly newsletter and want to be relevant. Obviously, if you work for the IIHS, you have a stake in it's continued existence but the point I was trying to make is it is similar to a subsidiary of a corporation that would not hesitate to shut it down if it wasn't contributing to the bottomline in some way at an appropriate level. For example, if the insurance industry thought that investing the money in driver training would be more beneficial, they could consider cutting funding to the IIHS. In your example, it's the union itself that is trying to validate it's existence, not a non-necessary component as the IIHS is to the insurance industry.
#18427 of 18435 Re: crash ratings [huskerfan5]
by scwmcan
Jun 17, 2013 (3:29 pm)
Except the insurance company want tests to show a car is " unsafe" or sustains " excessive damage" in an accident so they can justify raising their rates so they can make more profit. The NHTSA may not give them enough ammo for that.
#18428 of 18435 Re: crash ratings [scwmcan]
by huskerfan5
Jun 17, 2013 (6:28 pm)
I'm not aware that the IIHS test results are factored in when establishing rates. The Highway Loss Data Institute, a sister organization to the IIHS, compiles statistics regarding medical and property claims which is used to calculate premiums.
#18429 of 18435 Re: crash ratings [huskerfan5]
by scwmcan
Jun 18, 2013 (3:23 am)
Do you really think the insurance industry is financing the IIHS tests and not using them in some way to increase profits? Yes they are saving a bit on injury/death claims, but they could probably use the money as effectively ( if not more so) to lobby for stricter safety measures ( which I am sure they are doing as well, all in the name of being " concerned corporate citizens". Big industry doesn't do anything unless it helps their bottom line, as was pointed out above most people think the IIHS tests are government tests so they aren't helping improve the image of the insurance companies, and I doubt the returns on injury and death claims alone can justify the institute's costs, so you really think if the insurance industry has data saying that they Camry has a higher risk of injury or death from a certain type of accident than its other midsized competition that they aren't going to raise the rates on it?
#18430 of 18435 Re: Lemmings [huskerfan5]
by cski
Jun 18, 2013 (3:42 am)
I actually like the tail end of the previous Malibu better than the Camaro-copy style units in the 2013. Chevy is trying to tie all of their models together with the four square taillight theme, even putting them on the new Corvette, which traditionally has had four round units, making some Corvette traditionalists a little upset. The new Impala is a looker inside and out (especially in blue w/ tan interior), and in the July C/D it is put up against 5 other large sedans in a comparo. These would represent the next step up from the mid-sizer's discussed here. Avalon won, and Chevy came in 2nd. Good job there GM. All the Malibu really needs is more room in the back seat, and an IP redesign with the same high quality materials that are in the Impala.
#18431 of 18435 Re: Lemmings [suydam]
by cski
Jun 18, 2013 (3:48 am)
Good point. I forgot about the 5' 3" wife of Wayne21. The passenger seat of the base Optima EX has no height adjustment. I did not realize that until after I bought it. My last vehicle was an SUV with an 8 way power passenger seat , so the thought never occurred to me that it would be a problem.
Fellow owners of the Optima EX have added washers and installed taller bolts to raise the seat an 1 1/2 inches, but I am afraid that would not be safe in an accident.
#18432 of 18435 Re: crash ratings [scwmcan]
by huskerfan5
Jun 18, 2013 (6:09 am)
Of course they will raise rates on the Camry if they have data that backs it up and they do! Re-read my previous comment. The insurance industry funds the Highway Loss Data Institute (HLDI). That is the organization that compiles the statistics used to determine rates, not the IIHS. Are you aware that the IIHS doesn't even perform all the tests it reports? The side impact tests are done by the auto companies themselves based on specs provided by the IIHS and they report back to the IIHS. HLDI and the IIHS are affiliates.
#18433 of 18435 Re: Lemmings [cski]
by wayne21
Jun 18, 2013 (11:38 am)
Fellow owners of the Optima EX have added washers and installed taller bolts to raise the seat an 1 1/2 inches, but I am afraid that would not be safe in an accident.
I would check with my insurance company before doing something like that. I could see someone argue that your modification of the vehicle's seat altered the safety features of the vehicle. As for me, I'm not remotely interested in buying a new car then having to modify it for my wife to ride in the passenger seat. Guess it's just the thought of it to me.
#18434 of 18435 '13 Fusion Fuel Tank
by fury63
Jun 18, 2013 (2:46 pm)
A few months ago I posted on the limited capacity of the fuel tank on this model. Have any owners who have experienced this issue gotten resolution from either the dealer or directly from Ford?
I have not heard a thing...
#18435 of 18435 Re: '13 Fusion Fuel Tank [fury63]
by explorerx4
Jun 18, 2013 (3:41 pm)
You should check some more Fusion centric sites. I think there is a fix for this, but I'm not in a hurry to have it corrected because a tank usually lasts me a couple of weeks.