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Mazda Tribute Lease Questions

16 messages,  Last post on Apr 11, 2007 at 5:05 AM

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#12 of 16 Re: 3 internet sources concerning capitalized costs [tveilleux] by vianos Apr 09, 2007 (5:48 am)
Replying to: tveilleux (Apr 09, 2007 4:58 am) Thanks: You can read the whole article : at  Message #1121 Mazda Tribute 2008 lease     You can email in private at vianos12 verizon.net Replies to this message: tveilleux (Apr 10, 2007 4:53 am) vianos (Apr 10, 2007 5:59 am) tveilleux (Apr 11, 2007 4:46 am) and 1 more...
#13 of 16 Re: 3 internet sources concerning capitalized costs [vianos] by tveilleux Apr 10, 2007 (4:53 am)
Replying to: vianos (Apr 09, 2007 5:48 am) Why are you leasing? At almost $450 a month for the lease you could purchase the car for about the same and avoid any of the lease headaches. I just purchased a used Cadillac with no money down at about 9% interest over 5 years and am paying $550 a month ($25,500).   You need to get the specifics from the dealer concerning the items included in the Capitalized Costs since you will not get the details from this forum. They may be legit in the leasing world but you have to decide whether you want to pay them or not. If not, then do not lease, purchase instead.   Years ago when purchasing a new Mercury Villager I asked the dealer about leasing it and he suggested that I was better off buying if I wanted to keep the car for more than a 4 year term. It was related to the residual value at the end of the lease period.   When leasing, there is an agreed to end-of-term value that you can expect to get, so long as there is no unreasonable damage or higher than expected mileage. However, if you buy a car and then resell it/trade it in a few years there is no guarantee what the value will be. The dealer is accepting a certain amount of risk (or so they say) and thus you pay for that. For older cars the depreciation rate is not as steep as when newer, thus there is less variation in resale value. Low risk for both the dealer and you, so no real need to lease. Replies to this message: vianos (Apr 10, 2007 5:59 am) tveilleux (Apr 11, 2007 4:46 am) vianos (Apr 11, 2007 5:05 am)
#14 of 16 Re: 3 internet sources concerning capitalized costs [tveilleux] by vianos Apr 10, 2007 (5:59 am)
Replying to: tveilleux (Apr 10, 2007 4:53 am) I did ask him to give me the option of buying or leasing . Lease came lower . I was in Miami in vacation and it looks like he taught that he can screw me up because I am tourist who will go home in NJ and can,t do anything . He taught it was a clever move for him,but I have the time and money to expose them as crooks. They are doing this probably to a lot of customers. A lot of customers have their feelings that some car dealers or salesman for the dealer are not honest with them . I wish that those people express their experience on forums like this,or leave their feed back on the dealers website. Some of the dealers work the old ways knowing that the customers will be reluctant to admit in public that they were screwed. Its like you like to brag when you win but keep quiet when you loose. Replies to this message: tveilleux (Apr 11, 2007 4:46 am) vianos (Apr 11, 2007 5:05 am)
#15 of 16 Re: 3 internet sources concerning capitalized costs [vianos] by tveilleux Apr 11, 2007 (4:46 am)
Replying to: vianos (Apr 10, 2007 5:59 am) "I did ask him to give me the option of buying or leasing . Lease came lower ."   You must mean the monthly payment came lower. There is no way that it is a better deal overall since you do not own the car at the end of the payment term of 4 years. You still have the residual value of the car at the end of the term. If you want to buy the car at that time then you need to pay the residual with a loan. The lease, as you have indicated in your list of costs, takes into account the residual value at terms end. Thus your payments are based on paying the for the car's depreciation and the cost of the money, but not for the car itself since you still owe the residual.   Is this the first time you have tried to lease a car?   Since you seem a bit paranoid about the whole situation (the dealer is out to get me, I'll get a lawyer, etc.), you should drop the whole idea of leasing altogether. If the way that leasing works is not clear to you, or you are not comfortable with the items you are charged for, then you should not get involved in it. Replies to this message: vianos (Apr 11, 2007 5:05 am)
#16 of 16 Re: 3 internet sources concerning capitalized costs [tveilleux] by vianos Apr 11, 2007 (5:05 am)
Replying to: tveilleux (Apr 11, 2007 4:46 am) There is a residual .I know that I did lease cars before from Mazda dealers and Mercury dealers,and those people were honest. I did trust this guy but it looks that this dealer is doing this all day long. They manipulate the figures of the lease to look legit and clean. Its just extra money they get out the hidden way from the customers. My point is to prove that if you sign a document is not the end of it if you have legitimate complains. The car is ok ,but the dealing is not. I was in vacation and have no way to verify my lease untill I got home. My point is that people should take action when they feel manipulated,and expose the crooks. Internet is a powerfull tool. Make sure you are right and go to attack.

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