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Toyota Tacoma 2004 and Earlier Frame Problem

925 messages,  Last post on Nov 29, 2009 at 8:03 AM

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What is this discussion about? Toyota Tacoma, Toyota 4Runner, Car Safety, Auto Body, Car Warranties, Truck

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#50 of 925 I NEED HELP WITH A SCENARIO by tylorkitty Apr 17, 2008 (7:57 pm)
I NEED HELP WITH A SCENARIO:I OWN A 2000 TACOMA 4X4 SR5 EXTENDED CAB WITH 160K. I HAVE A LOAN OUT FOR 6K ON IT. I LIVE IN NH. I TAKE MY TRUCK TO BE INSPECTED, THEY QUALIFY IT FOR THE BUY BACK, THEY TAKE POSSESSION. I GET MY LOANER. WHAT HAPPENS? I CANNOT GIVE THEM THE TITLE, THE BANK HAS IT? IF I CALL THE BANK THEY WILL NOT RELEASE TITLE UNLESS THE LOAN IS PAID OFF? NOW WHAT? I JUST GOT LAYED OFF, I DO NOT HAVE 6K TO PAY OFF THE LOAN??? WHAT HAPPENS???
#51 of 925 Not Sure by hockeyeast Apr 17, 2008 (8:59 pm)
I am sure the bank would understand whats going on. They would have to get their money first, I suppose. The rest would be yours. call your bank. Replies to this message: tylorkitty (Apr 17, 2008 9:49 pm) otto8 (Apr 18, 2008 5:28 am) tylorkitty (Apr 18, 2008 6:46 am) and 1 more... kcram (Apr 18, 2008 2:45 pm)
#52 of 925 Re: Not Sure [hockeyeast] by tylorkitty Apr 17, 2008 (9:49 pm)
Replying to: hockeyeast (Apr 17, 2008 8:59 pm) Thats what I mean, in the scenario I would have no truck and no money. How do I know Toyota will not say, that its my problem to get the title to them, leaving me screwed, if I do not supply the Title then I cannot complete my part of the Buy Back. I do not see anyone saying they surrndered their truck, and Toyota paid off the lien holder and gave the customer the rest of the $$. I am CONFIDENT that the Bank will want the loan paid off when they find out I do not have possession PLUS I carry FULL Liability Vehicle Insuarance as well. Why pay for full coverage insurance on a truck I no longer have? see the issues? I called Toyota, they could NOT answer my quuestions, which leads me to believe, in that scenario I WOULD be screwed, and have to come up with the 6k to get the Title released so Toyota coud process my claim in the Buy back program. ** has anyone out here surendered their truck and had their lien holder paid to get the title???? Replies to this message: otto8 (Apr 18, 2008 5:28 am) tylorkitty (Apr 18, 2008 6:46 am) whitewaternut (Apr 18, 2008 9:07 am) kcram (Apr 18, 2008 2:45 pm)
#53 of 925 Re: What's the deal here? [hockeyeast] by otto8 Apr 18, 2008 (5:22 am)
Replying to: hockeyeast (Apr 17, 2008 3:50 pm) Replies to this message: hockeyeast (Apr 18, 2008 10:00 am)
#54 of 925 Re: Not Sure [tylorkitty] by otto8 Apr 18, 2008 (5:28 am)
Replying to: tylorkitty (Apr 17, 2008 9:49 pm) Kitty........Its simple.............toyo will send any buyback money directly to your finance org. to release the title to them. If you owe more than that YOU prob. will have to come up with the CASH difference for them to release the title. You may have a problem................   As far as your insurance .....Just cancel your policy. Your insurance company will refund you any unearned premium amount you may have. Replies to this message: tylorkitty (Apr 18, 2008 6:46 am) whitewaternut (Apr 18, 2008 9:07 am)
#55 of 925 Re: Not Sure [otto8] by tylorkitty Apr 18, 2008 (6:46 am)
Replying to: otto8 (Apr 18, 2008 5:28 am) HI, I'm not worried about me owing more than what they will give me, I Owe 6k, the buy back will be around 15k. What I am worried about is surrending the vehicle, and Toyota wants the title and I HAVE TO PAY THE LOAN OFF 6k BEFORE I CAN GIVE THE TITLE TO THEM, I a NOT working. I have not see one post of anyone saying that Toyota will pay a lien holder in order to get the title once they take possession of a vehicle.   PS I cannot just cancel my insurance, as long as I have a loan out I am required to have full covergare or it would be default on the loan. Replies to this message: whitewaternut (Apr 18, 2008 9:07 am)
#56 of 925 Re: Not Sure [tylorkitty] by whitewaternut Apr 18, 2008 (9:07 am)
Replying to: tylorkitty (Apr 18, 2008 6:46 am) Took in my 1998 Tac with 103,000 this morning and it failed the frame inspection. Dealer said that Toyota would contact me in 7 to 10 days. It's been a great truck, I hate to lose it.   Will post updates when I get them.
#57 of 925 Re: What's the deal here? [otto8] by hockeyeast Apr 18, 2008 (10:00 am)
Replying to: otto8 (Apr 18, 2008 5:22 am) Holy Crap!!!!   Nice Post!
#58 of 925 Re: Not Sure [tylorkitty] by kcram HOST Apr 18, 2008 (2:45 pm)
Replying to: tylorkitty (Apr 17, 2008 9:49 pm) It should be treated by your bank the same as a dealer trade-in. Toyota will satisfy the loan and pay you the difference. Same as if you trade in a vehicle that is worth more than the loan... the dealer pays off the loan to get the title and pays you the difference.   kcram - Pickups Host
#59 of 925 2002 Tacoma Crew Cab by mehunter Apr 18, 2008 (7:56 pm)
Was just wondering if any 2002 crew cabs were recalled????

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