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Saturn Outlook Lease Questions

90 messages,  Last post on Aug 22, 2008 at 2:08 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? Saturn Outlook, Car Leasing, Car Buying, SUV

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#66 of 90 Re: Saturn Outlook: Lease Questions [kyfdx] by cdcruizer05 Jan 16, 2008 (6:03 pm)
Replying to: kyfdx (Feb 22, 2007 6:04 pm) Hi new to the forum, and i have a few questions! My first question is are co-signers allowed on a lease? Secondly, how is the payment determined for the lease, like what kind of APR do you receive also how does your credit play a role in getting a lease? Thanks Guys! Replies to this message: Car_man (Feb 04, 2008 2:48 am)
#67 of 90 XR AWD 39MO 10K MILE DEAL by panastas1 Jan 31, 2008 (9:03 pm)
I was hoping to get a deal done based on the info that Carman provided, but I came a little short. I was hoping to get the 68% residual but only could get 64% (another dealership would only give 62%). Interest was at 6.25% vs 6.45%. I ended up paying MSRP of $36,890 less a $500 GM Conquest rebate (too bad I could not get the $500 customer loyalty rebate also). I put $3,000 down (hopefully GAP insurance in my state covers me there) to get my payments to less than $500.   I know it probably not the best deal, but I was able to get them to cut me a check for the last 3 payments on my Honda Pilot lease for $1,000 to take back early (and not have to deal with car seat madness with 3 kids anymore with 2nd row captains chairs). They also threw in a DVD player to be installed since the one they had on the lot did not have it. Replies to this message: cdcruizer05 (Feb 01, 2008 8:32 pm)
#68 of 90 Re: XR AWD 39MO 10K MILE DEAL [panastas1] by cdcruizer05 Feb 01, 2008 (8:32 pm)
Replying to: panastas1 (Jan 31, 2008 9:03 pm) Were you able to get that kind of interest because of your credit? Also who did they pull for you as far a Credit Report?
#69 of 90 Re: 2008 Outlook [rtadams] by Car_man HOST Feb 04, 2008 (2:31 am)
Replying to: rtadams (Jan 03, 2008 11:14 am) Hey rtadams. GMAC's current base lease rate and residual value for a 36 month lease of a 2008 Saturn Outlook with 12,000 miles per year are 6.45% and 66%, respectively. The lease rate would be the same for a 39 month lease, but its residual value would be 1% lower.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#70 of 90 Re: Saturn Outlook: Lease Questions [cdcruizer05] by Car_man HOST Feb 04, 2008 (2:48 am)
Replying to: cdcruizer05 (Jan 16, 2008 6:03 pm) Welcome cdcruizer05. I believe that most banks do allow co-signers on leases. As far as down payments go, consumers are free to put as much or as little down on their lease as they want. I always advise consumers not to make any sort of down payment when leasing. Consumers who make one, risk losing part or all of it if their vehicle is totaled in an accident or stolen and never recovered. All you should pay at lease signing are your truck's first month's payment, a security deposit equivalent to that payment rounded up to the nearest $25 increment, GMAC's $595 acquisition fee, and any required state taxes or fees.   GMAC's current base lease rate for any length lease of a 2008 Saturn Outlook is 6.45%. I believe that GMAC uses a pass / fail system for its lease rates, rather than the tiered system that some banks use. This means that either your credit is good enough to take advantage of the aforementioned lease rate, or you can's lease through them at all. GMAC is usually pretty lenient in who it approves for leases and loans.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum
#71 of 90 2008 Saturn Outlook lease offer...it has to get better? by ridemywave Mar 10, 2008 (4:58 pm)
39 months....15k miles... MSRP $36250....$1200 down....$612 monthly payments.   Saturn of Raleigh, from what I have seen from post in previous months this is not a good deal at all... experts please help! Replies to this message: Car_man (Mar 13, 2008 2:51 am) ridemywave (Mar 13, 2008 4:22 pm)
#72 of 90 Re: 2008 Saturn Outlook lease offer...it has to get better? [ridemywave] by Car_man HOST Mar 13, 2008 (2:51 am)
Replying to: ridemywave (Mar 10, 2008 4:58 pm) Greetings ridemywave. You never mentioned the selling price of the car that you are interested in leasing. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the car that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of the vehicle that they want to lease is that it is necessary to calculate its lease payment. I would be more than happy to work up a sample lease payment on the car that you are interested in for you if you let me know what its selling price is.   The Saturn Outlook that you are interested in probably has a spread of around $1,800 between its full MSRP and its dealer invoice price. If I was in the market for this vehicle right now, I personally would shoot for a selling price of a couple hundred dollars over invoice...perhaps a $1,500 discount or so. Once you arrive at a selling price that you are comfortable with, have the dealer that you are working with calculate your monthly payment using GMAC's current base lease rate of 6.25%.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: ridemywave (Mar 13, 2008 4:22 pm)
#74 of 90 Outlook Lease by sheepdog1 Mar 13, 2008 (11:56 am)
I've noticed some attractive Outlook Leases in Florida. Please give me the details for a low mileage lease.
#75 of 90 Re: 2008 Saturn Outlook lease offer...it has to get better? [Car_man] by ridemywave Mar 13, 2008 (4:22 pm)
Replying to: Car_man (Mar 13, 2008 2:51 am) $36,985.00 plus tax tags etc.......out the door $38,131...he said they would not come off the sales price....vin5GZER23778J164592.....said rate was 6.45 and residual of 60%...would not come off that deal....even told him we were ready to sign? What is the best deal they could have offered?   I am working a mazda cx-9 now...see you in that forum..i hope!

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