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Prices Paid: Buying & Leasing Experiences GMC Acadia Lease Questions
206 messages, Last post on Jun 30, 2008 at 10:40 AM
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I am in Texas..wanted to lease, but I am being steered by the dealers toward the GMAC Smartbuy program, and to the best of my understanding that is due to some tax law items in this state.. Anyway, even though the dealers have been telling me 8.2% is the rate they are using, my lease calc program tells me they are really marking that up to around 9-9.2%. When I pushed the dealer for a better explanation, he halfheartedly tried to explain the money factor to me (his number didnt make sense). He also mentioned they do mark up the % rate if they are selling the vehicle too low. He told me to call GMAC for further explanation..2 people from GMAC told me that GMAC has nothing to do with the % given at the dealer..they only administer the % as agreed to by the dealer and the consumer. So obviously the games are on. Anyway, the deal I am looking at right now is for a lower level 2007 Acadia, MSRP=31,174. Selling price is $29,800. I would pay $2100 up front in cash (tax, tags, license). 36 months  12,000 miles came out to $468 per month. This was using .63 residual. They told me residual was .60 for 15,000 mi/year for 36 months. Also there was a 39 month option that was .62 residual for 12k/year mileage. I am going to wait and hit them with my GM card at the dealer (I have $2300 on that)..Based on my calcs, I should be down around $386/month this way. Need to clarify if I have to pay more $ at signing, such as deposits/fees, etc..
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Replying to: jtm60 (Jul 06, 2007 3:31 pm)
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Replying to: vinnyny (Jul 07, 2007 2:36 am) The deal was finalized today, using GM Smartbuy, we wound up trading in a Tahoe-dealer gave us a good trade that met the payoff on the Tahoe ($17,500), which saved us $450 disposal fee, and the trade allowed us to save $1100 in taxes. Bottom line was $354/month for 39 months. We bit, and I am sure you can slice and dice it from here, but we needed a vehicle..I would have liked to have waited until the end of the month, but so be it.
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Replying to: jtm60 (Jul 07, 2007 6:50 pm) |
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| Looking at a 2007 Acadia loaded. Dallas Texas 75150, Wondering if the offer is a good one. MSRP 41300 Price after rebates 37,122. Monthly payments $665, GMAC %9.2, residual on 39 month lease is 5.9%, no money down, but still owe ttl. Let me know. Thanks WIll | |
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Replying to: wristshot19 (Feb 20, 2007 10:03 pm) |
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Looking at a fully loaded '07 Acadia SLT2 AWD. It is a dealer demo model with 2,000 miles on it. MSRP $45,700, Purchase price of $42,560, and Residual Value of $27,322. A 39 month lease (w/12,000 miles p.a.) offered at $599 mos. (w/no money down) thru GMAC. Is this a fair lease rate?
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Replying to: koko19 (Jul 16, 2007 8:37 am) |
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Looking to lease a 07 Acadia SLT1 w/ options. MSRP comes to $39964. I live in NYC, want a 36 month/10k miles lease. Willing to put 2-3000 down to cover taxes, title, etc. up front. If it helps, I am currently leasing an 04 Envoy that is up in October. GMAC offered the pullahead program to waive the last 2 payments to get me into another Gm vehicle.
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Replying to: joeystiffs19 (Jul 21, 2007 7:27 pm) I spoke with GMAC this past week and was told the pull ahead is now 4 months through the end of July. Did you check with them recently, I don't know when this changed from 2 to 4 months. Anyone else get this new info or was rep incorrect? thanks
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