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Prices Paid: Buying & Leasing Experiences GMC Acadia Lease Questions
206 messages, Last post on Jun 30, 2008 at 10:40 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: galvang (Feb 10, 2007 7:18 am) 24 months 67% 30 months 63% 36 months 60% 48 months 52% as of June 18th and the money factor (lease rate) from gmac is 7.20 but the MDX lease sounds like just as much of joke if you ask me, $1995 cap cost reduction is the same as money down and then all the fees and tax down too??? thats $4000- $5000 out of pocket here in AZ, here's quote at $500 over invoice I just did for a customer at 36 months $33000 purchase price $2500 dn at signing, covers security deposit of $575, first payment, upfront charges, and the rest to reduce cap cost 12K per year 36 month $564/month out-the-doorw with gap insurance
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Replying to: willhbauto (Jun 18, 2007 12:53 pm) |
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Replying to: Car_man (Jun 08, 2007 3:55 am) looking for residuals and money factors on 36/12 and 36/10 for an '07 acadia slt2. live in northern VA if that helps. visiting dealer tomorrow, please advise!! 
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Replying to: willhbauto (Jun 18, 2007 12:53 pm) |
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I am in Texas..wanted to lease, but I am being steered by the dealers toward the GMAC Smartbuy program, and to the best of my understanding that is due to some tax law items in this state.. Anyway, even though the dealers have been telling me 8.2% is the rate they are using, my lease calc program tells me they are really marking that up to around 9-9.2%. When I pushed the dealer for a better explanation, he halfheartedly tried to explain the money factor to me (his number didnt make sense). He also mentioned they do mark up the % rate if they are selling the vehicle too low. He told me to call GMAC for further explanation..2 people from GMAC told me that GMAC has nothing to do with the % given at the dealer..they only administer the % as agreed to by the dealer and the consumer. So obviously the games are on. Anyway, the deal I am looking at right now is for a lower level 2007 Acadia, MSRP=31,174. Selling price is $29,800. I would pay $2100 up front in cash (tax, tags, license). 36 months  12,000 miles came out to $468 per month. This was using .63 residual. They told me residual was .60 for 15,000 mi/year for 36 months. Also there was a 39 month option that was .62 residual for 12k/year mileage. I am going to wait and hit them with my GM card at the dealer (I have $2300 on that)..Based on my calcs, I should be down around $386/month this way. Need to clarify if I have to pay more $ at signing, such as deposits/fees, etc..
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Replying to: jtm60 (Jul 06, 2007 3:31 pm)
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Replying to: vinnyny (Jul 07, 2007 2:36 am) The deal was finalized today, using GM Smartbuy, we wound up trading in a Tahoe-dealer gave us a good trade that met the payoff on the Tahoe ($17,500), which saved us $450 disposal fee, and the trade allowed us to save $1100 in taxes. Bottom line was $354/month for 39 months. We bit, and I am sure you can slice and dice it from here, but we needed a vehicle..I would have liked to have waited until the end of the month, but so be it.
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Replying to: jtm60 (Jul 07, 2007 6:50 pm) |
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| Looking at a 2007 Acadia loaded. Dallas Texas 75150, Wondering if the offer is a good one. MSRP 41300 Price after rebates 37,122. Monthly payments $665, GMAC %9.2, residual on 39 month lease is 5.9%, no money down, but still owe ttl. Let me know. Thanks WIll | |
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Replying to: wristshot19 (Feb 20, 2007 10:03 pm) |
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