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GMC Acadia Lease Questions

232 messages,  Last post on Nov 11, 2009 at 7:45 PM

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What is this discussion about? GMC Acadia, Car Leasing, Car Buying, SUV

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#190 of 232 Is this correct in coming up with monthly payments by antney79 Apr 11, 2008 (8:18 am)
Car Man, you replied to my post previous. Can you verify the below information is the correct way of coming up with a lease payment? If it is, how do I convey that to the dealership that this is where the price needs to be?   2008 Acadia- SLT2 FWD (Nav, Rear DVD, Sun Roof, HID and HUD) 1. Sticker Price of the car + options $42,765.00 2. Times the residual value percentage X .52% 3. Equals the residual value = $22,237.80 4. Invoice price of car minus incentives (net capitalized cost) $39,756.00 5. Minus the residual (From line 3) - $22,237.80 6. Equals the depreciation over 36 months = $ 17,518.20 7. Depreciation (Line 6) divided by term in months ÷ 48 8. Equals the monthly depreciation payment = $ 364.97 9. Net capitalized cost (From line 4) $39,756.00 10. Plus the residual (From line 3) + $22,237.80 11. Equals = $61,993.80 12. Times the money factor X .0026041 13. Equals money factor payment portion = $ 161.44 14. Monthly depreciation payment (from line 8) $ 364.97 15. Plus money factor payment portion (from line 12) + $ 161.44 16. Equals bottom-line monthly lease payment = $ 526.41   Dupage (7.25%) Sales tax added- 526.41*.0725=38.17 Total payment with taxes is= $564.58 Replies to this message: djhalptert (Jun 02, 2008 8:07 pm)
#191 of 232 Re: Is this a good deal? [mig42] by cvlav Apr 12, 2008 (6:52 am)
Replying to: mig42 (Apr 10, 2008 8:18 am) See my post below which has a monthly payment of a bit more with an MSRP of a bit less   What dealership gave you this price quote in the NJ area?
#192 of 232 Re: Acadia's April 08' lease rate & residual [Car_man] by ralora Apr 14, 2008 (4:32 am)
Replying to: Car_man (Apr 11, 2008 2:08 am) Car_man, thanks for your reply and info. I'm looking at 36 or 39 mo. lease w/ 15k so the 60% residual matches what the dealers have been telling me. The problem is on the rate. I've called four dealers and they are all telling me the rate is 8% & they are all showing me this from the incentives list at cars.com. My dilema is how can I show or prove them the 6.25 instead of the 8 they are all telling me? I understand there is also dealer fee and/or document fee, could you tell me from experience around how much this should be? And last, does GMAC requires a deposit on all leases and if so around how much?   Thanks ahead, RL Replies to this message: ralora (Apr 22, 2008 12:30 pm) Car_man (May 08, 2008 2:13 am) ralora (May 17, 2008 6:57 am) and 3 more...
#193 of 232 Re: Acadia's April 08' lease rate & residual [ralora] by ralora Apr 22, 2008 (12:30 pm)
Replying to: ralora (Apr 14, 2008 4:32 am) Car_man,   Anything on this?   Thanks, RL Replies to this message: Car_man (May 08, 2008 2:13 am) ralora (May 17, 2008 6:57 am) Car_man (Jun 05, 2008 2:24 am) and 2 more...
#194 of 232 Car Man Where are You by cvlav Apr 24, 2008 (11:41 am)
#195 of 232 Car Man Where are You by cvlav Apr 24, 2008 (11:42 am)
Any response to my prior post of 4/11/08...pleae advise   Thanks
#196 of 232 Re: Is this a good deal? [mig42] by cvlav Apr 24, 2008 (11:43 am)
Replying to: mig42 (Apr 10, 2008 8:18 am) Did you ever consumate this deal...if so how much was the invoice and/or sales price
#197 of 232 Re: Just leased 2/26 [Car_man] by msteller May 02, 2008 (4:09 pm)
Replying to: Car_man (Apr 11, 2008 2:12 am) Hi Car_man, I too cannot find a dealership in my local area (I have contacted 4) who will extend a lease rate of less than 8% to any customer. What would you advise?
#198 of 232 Re: Acadia's April 08' lease rate & residual [ralora] by Car_man HOST May 08, 2008 (2:13 am)
Replying to: ralora (Apr 22, 2008 12:30 pm) Hi ralora. I am absolutely positive that GMAC's base lease rate on the 2008 GMC Acadia is currently 6.25%. This is one of GM's most popular vehicles, so it is not surprising that dealers are trying to mark up its lease rate. If you comparison shop with a few dealers, you should be able to find one that is willing to let you use this truck's base lease rate to calculate your monthly payment. If not, then this is what you will have to pay to lease one in your area right now.   Car_man Host Prices Paid: Buying & Leasing Experiences Forum Replies to this message: ralora (May 17, 2008 6:57 am) Car_man (Jun 05, 2008 2:24 am) ralora (Jun 05, 2008 6:04 am) and 1 more...
#199 of 232 Re: Acadia's April 08' lease rate & residual [Car_man] by ralora May 17, 2008 (6:57 am)
Replying to: Car_man (May 08, 2008 2:13 am) Car_man, I've contacted every possible dealer I could in my area and they all came out with 8% instead of the 6.25%. In addition a family member ordered the leasewise report from carbargains.com, which is a service we have used for the past 10 years with great results, and all the dealers quoted at 8% based on GMAC's base lease rates. The residual also came out at 60% instead of 62%. This will put a base Acadia w/o any options priced at invoice with a $500 doc fee & Adv. fee of $550 (1.5% of MSRP w/o Freight) right at $621/mo on a 36/15 lease. Any other suggestions? What do I need to do in order to get the 6.25% rate & 62% rv in writing? Replies to this message: Car_man (Jun 05, 2008 2:24 am) ralora (Jun 05, 2008 6:04 am) Car_man (Jun 25, 2008 1:49 am)

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