- #170 of 232
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Latest offer, fair?
by antney79
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Apr 03, 2008 (11:35 am)
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Just received this offer:
MSRP- 42,765
Selling price- 39,756
48 months
15K miles per year.
$270 down (docs and plates) plus first month payment
They told me the residual is 52%
Money factor (rate)  6.25%
Monthly payment $615.00.
Is this fair?
I beleive it should be around 550
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- #171 of 232
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Re: Latest offer, fair? [antney79]
by rm65
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Apr 04, 2008 (5:08 am)
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Replying to: antney79 (Apr 03, 2008 11:35 am)
That sounds high, I have been running numbers on the GMC website (under financial tools) and using your numbers from above the GMAC payment I get a payment of around 570.00. I dont know what MF or Residual is used for that calculation but it is what is in the GMC site. I would ask the dealer why the difference.
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- #172 of 232
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Fair Quote?
by bkg223
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Apr 04, 2008 (12:40 pm)
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I just got the following quote for a fully loaded Acadia SLT-2 ($45,045 MSRP) with Supplier Discount
15K/year / 39 mos. / 6.25%APR / resdi 59%
$627.55 a month
fair?
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- #173 of 232
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Acadia's April 08' lease rate & residual
by ralora
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Apr 06, 2008 (9:48 am)
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Hi, I'm new here and on the market for an Acadia & would like to know where can I get current bank rates & residuals for this vehicle.
Thanks,
RL
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- #174 of 232
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Re: Just leased 2/26 [pstallin]
by Car_man HOST
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Apr 10, 2008 (1:54 am)
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Replying to: pstallin (Mar 11, 2008 7:49 pm)
Hi pstallin. Dealer invoice minus any available incentives is an excellent selling price for a GMC Acadia. As far as this truck's lease program goes, GMAC's current base lease rate and residual; value for a 36 month lease of a 2008 GMC Acadia SLT 2WD with 15,000 miles per year are 6.25% and 60%, respectively. As you can see, GMAC publishes lease rates instead of money factors for the vehicles that it leases. You can convert its published lease rates into approximate money factor equivalents by dividing them by 2400.
Car_man
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- #175 of 232
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Re: Acadia lease [bancroft162]
by Car_man HOST
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Apr 10, 2008 (1:55 am)
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Replying to: bancroft162 (Mar 12, 2008 10:25 am)
Hi bancroft162. The Acadia is actually selling reasonably well, given the current state of the economy and high gas prices. As a result, General Motors still is not providing much in the way of lease support on it in April.
Car_man
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- #176 of 232
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Re: Acadia Lease Questions [sheepdog1]
by Car_man HOST
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Apr 10, 2008 (1:57 am)
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Replying to: sheepdog1 (Mar 12, 2008 8:32 pm)
Greetings sheepdog1. GMAC's current lease program for this truck varies by term. For now I will assume that you are interested in a 36 month lease. Let me know if you want something different. Its current base lease rate and residual value for a 36 month lease of a 2008 GMC Acadia with 12,000 miles per year are 6.25% and 63%, respectively. If by low mileage, you meant 10,000 miles per year this truck's residual value would be 2% higher.
Car_man
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Prices Paid: Buying & Leasing Experiences Forum
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- #177 of 232
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Re: Can someone review this deal for me? [bancroft162]
by Car_man HOST
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Apr 10, 2008 (2:16 am)
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Replying to: bancroft162 (Mar 29, 2008 1:23 pm)
Hi bancroft162. The selling price that you were quoted on the Acadia that you are interested in is excellent, especially for an ordered vehicle. Dealers are usually much more anxious to sell vehicles that they already physically have in inventory than they are to place an order for one. The residual value that you were quoted is right in line with GMAC's current resid for this truck. Just make sure that the dealer uses GMAC's current base lease rate of 6.25% to calculate your monthly payment and you're in business. Ask the dealer what rate they are using, they should tell you.
Car_man
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- #178 of 232
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Re: What is GMS? [bancroft162]
by Car_man HOST
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Apr 10, 2008 (2:19 am)
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Replying to: bancroft162 (Mar 29, 2008 1:25 pm)
Hi bancroft162. GMS pricing is available to consumers who purchase vehicles through General Motors' supplier purchase program. GM employees are usually given coupons that they can use to extend the special low prices that are available through this program to anyone.
Car_man
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- #179 of 232
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Re: did I get a good deal? [spalme2733]
by Car_man HOST
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Apr 10, 2008 (2:21 am)
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Replying to: spalme2733 (Mar 30, 2008 4:33 pm)
Hi spalme2733. You mentioned a lot of numbers in your post, but I can't tell what this truck's selling price is. This is an important number for you as a consumer to know for two reasons. First, the selling prices of leased vehicles can be negotiated, just as if you were paying cash for them. Without knowing the price of the truck that you want to lease you don't know how good a price you are getting it for. The second reason is that one needs the selling price of the vehicle that they want to lease is that it is necessary to calculate its lease payment. I am sure that someone here will be happy to give you their opinion of this deal if you let us know what the selling price is.
Car_man
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