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GMC Acadia Prices Paid and Buying Experience

405 messages, Last post on Oct 26, 2009 at 11:23 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: nuzy (Jul 06, 2009 4:35 pm)
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Replying to: van2411 (Jul 06, 2009 8:43 pm) |
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Replying to: van2411 (Jul 06, 2009 2:48 pm) |
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Does anyone know if there is a minimum downpayment when selecting the 0% financing offer? My plan was to put $12,500 down but if i can finance the full purchase price, i maximize my savings using the 0% offer. Financing $42,500 at 0% has a present day savings value of $4,506 vs financing at 4.5%. Financing $30,000 at 0% has a present day savings value of $3,181 vs. financing at 4.5%. Both of these assume 60 month schedules. Both are significantly better than the $2,250 cash off incentive.
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Replying to: sprmario (Jul 09, 2009 7:20 am) |
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Replying to: sprmario (Jul 09, 2009 7:20 am) remember if you finance whole amount then the monthly installment will go high. but still i think its a great deal.
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Replying to: van2411 (Jul 09, 2009 8:34 pm) My understanding is that the primary qualifier for the 0% is a 700+ fico score. I'm right around 800 right now so i should be good. Yes, the payment would be high. My plan would be to leave the $12,500 in a separate savings account pulling out $300 or so a month to supplement my regular payment. |
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I am looking at buying a 2009 GMC Acadia FWD SLT-1. I am located in the West Texas Region and the dealer I am doing business with is offering me the "Dealer's Price" of roughly $38,000 with either a total of $2250 in incenctives or 0% financing for 60 months. With $6000 down the monthly payments were calculated at $537. I am a first-time car buyer and am a little skeptical about the price. I feel that because of my age the dealer is trying to stick it to me. Does anyone have an idea of what I should settle to pay for either this vehicle or a SLT-2?
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Replying to: cvaldez2 (Jul 14, 2009 9:49 am) |
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We just left the dealer, bought a SLT2 with all the options except navigation. We were really looking for a SLT1 with the 7 seat configuration and leather, but it is hard to find in our region (so. cal.) We paid $38,500 before rebates. Our rebates added up to $5,250 so $33,250 before taxes and License. I think we did alright, but seeing that we were looking for the SLT1, we still paid more then I wanted. At least the wife is happy.
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