Mazda CX-9 Lease Questions

Replying to: texasmax (Oct 16, 2009 7:09 am)

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• texasmax (Oct 30, 2009 3:19 pm)

Replying to: alsolia (Oct 16, 2009 12:34 pm)

Replying to: Car_man (Oct 28, 2009 2:01 am)

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• Car_man (Nov 18, 2009 3:23 am)

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• Car_man (Nov 18, 2009 3:26 am)
  • koho955 (Nov 18, 2009 5:45 am)
    • jcpharm (Nov 18, 2009 6:00 am)

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• coog31 (Nov 07, 2009 6:34 pm)
  • ken954 (Nov 08, 2009 8:10 am)

Replying to: ken954 (Nov 07, 2009 3:33 pm)

Im not familiar with this S-Plan lease. Is it regional? Im in the metro NY area. Youre numbers are better than what I was quoted for the same exactly vehicle, MSRP and term. But you got a better MF (i was quoted .00079 and i thought that was good!!) and loyalty cash. The last quote I got from my dealer was $33,190 for Gross Cap. But Im not sure I understand how you went from 32,791 up to 33,386 as a final price??
 
Anyway, to answer your question about the bank fees, yes, those are correct and identical to the ones quoted to me. That comes from Chase bank and as far as I know they not negotiable, but maybe someone can shed some light on that subject.
 
And I also dont believe the dealer is paying your first month's payment! Sounds too good to be true!! How do you know this for certain? These guys are very, very slick!! It also sounds like youre locked into this deal, how would you get out of it if you just learned (thru this forum) that you got rapped??
 
Im not sure if the deal you got would be considered "killer" but it's pretty damn close to the one I was offered yesterday. So take that for what it's worth. Good luck and enjoy your new CX-9!!
 
 

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• ken954 (Nov 08, 2009 8:10 am)

Replying to: coog31 (Nov 07, 2009 6:34 pm)

Thanks Coog91 - appreciate your response! The S-Plan is for suppliers (like Ford's X-Plan), so it's a national program. The dealer pushed the $595 acquisition fee into my cap, so the gross cap jumped up from invoice (S-Plan price = Dealer Invoice for the most part). Sounds like you negotiated below dealer invoice - with the S-Plan, there's no real negotiating, but the dealer can throw in sweeteners.
 
Based on your response, sounds like the acquisition fee is a standard fee from Chase so I shouldn't get upset about it.
 
My paperwork shows credits of $500 loyalty cash, plus another $446 for my first monthly payment and another $30 for tax on the $446 (credit at signing of $976), and also shows that I will make 35 payments instead of 36 on the top, but the lease calculation is based on 36 months. Seems a little odd, but the dealer is telling me that when I pick up the vehicle I shouldn't expect to write a check with the exception of title / tag fees. Paying 35 payments for a 36 month lease does seem a little too good to be true - which is why I'm asking the forum. I'm assuming this is part of the advertised 'drive off' event, but the dealer didn't mention that.
 
I'm picking it up tomorrow, so if there's a big issue I can back out, but sounds like it's in-line with others. I'll have the car for 36 months, will make 35 payments of $446... plus a $300 disposition fee at the end of the lease (which I understand is standard but still hate). So - zero down, 36 month lease, 35 payments $446 = $15,610 paid over life of lease. Does that compare well with total payment for your purchase?
 
Now that price is (I think) behind me, all I have to agonize over is choosing liquid silver over copper red!

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• Car_man (Nov 18, 2009 3:44 am)

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