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Prices Paid: Buying & Leasing Experiences Mazda CX-9 Lease Questions
486 messages, Last post on Jul 07, 2008 at 12:25 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: browndognj (May 02, 2008 1:55 pm)  yahoo.com with a contact name. Thanks |
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| Got a quote for a CX-9 sport. MSRP 34,295, selling price 30,802, 1700 Customer cash rebate, 350 Mac cash rebate, 12K a year 36 months residual 51% money factor .00077. 1st month & DMV charges due at pickup & 451 a month. Any good? | |
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Replying to: jetfan (May 06, 2008 8:27 pm) |
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Replying to: r000 (May 07, 2008 5:14 am)
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MSRP 39750 Cap cost 35,751 Lease term 27 months Miles 18K per year (40,500 total) TOTAL DOWN 1000. Payment 614.68 a month including taxes. Does this sound kosher? I'm working this deal via email. He originally had be at 551 a month with 1000 down PLUS tags and fees. Don't have that breakdown though. I think this is pretty good. Thoughts? |
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I was quoted the following at the "largest NJ" dealership. Please let me know if this is good: 2008 AWD Touring with Moonroof/Bose MSRP: 35,275 Neg price: 31342 money factor: .00077 residual is 51% 36 mo lease w/ 12k per year $850 due at signing $469 a month Does this seem to be an ok deal or can i do better? |
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Here's a proposal from a dealer today. MSRP: $40,215 Negotiated price: $35,315 27 month lease, 12K miles per year $2,000 TOTAL out of pocket Payment including sales tax is $449.59 Additional Excise monthly amount is $39.85 Cost and monthly payment increase if I added Sirius and remote start is $698 for Sirius and $399.95 for remote start for a payment increase of $44.32. Vehicle did not have Sirius or Remote Start. I was told that all vehicles have these items installed at the port in NJ. I don't know if the whole amount can be residualized even know they are installed exactly as if they were done factory. Any input on this deal would be appreciated. |
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I'm not sure if this is the correct forum for this, but I'll give it a shot. I'm new to the leasing game and want to calculate the payments myself in a spreadsheet so I can see if the dealer's numbers make sense. We're looking at a CX-9 Touring AWD with Bose/Moonroof option MSRP: 35,835 Residual: 59% Base Cap: 33,694 Trade-in: 4,500 Term: 27 months Miles: 12k/year Money factor: .00028 Quoted monthly payment: 397 I think I am getting screwed on the fees, but it's hard for me to calculate. As far as I know, tax is paid up front in NJ based on the monthly lease cost. So the total tax would be 397 * .07 * 27 = 750.33. The inception fees also include the first month's payment of 397. So those combined are ~1147. Doing some calculations shows me that my net cap must be 31,649 (2,225 cap cost reduction) in order for the payments to come out to 397. Which means that my total inception fees must be 2,275. Which finally means there are 1,128 in "other fees" (not tax or first month's payment). That seems very high to me. That being said, how is it possible to change parameters, such as the base cap, and calculate new monthly payments? I need to calculate the monthly payments in order to calculate the tax and the first payment into the inception fees. The total inception fees adjust my cap cost reductions (subtracted out of my down payment), which are needed to calculate my monthly payments. I am seeing some circular logic here. Can anyone shed some light on this?
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Replying to: manonstreet (May 12, 2008 1:11 pm) here is a good site to help figure your monthly payments: http://leaseguide.com/calc.htm |
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Cx-9 AWD Grand Touring 2008 GT Assist package Blind spot, compass auto mirror, roof rails, remote engine start, moonroof Bose-6DC, Towing package, Serius Sat radio. $3000 down (includes trade-in) Nothing due at signing or delivery 36 mos, 12,000 miles Gross capitalized cost 39,170 residual value 21,000 $510 per month (first month included in $3,000 down pymt/trade in) Thanks for any comments. T |
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