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Prices Paid: Buying & Leasing Experiences Mazda CX-9 Lease Questions
724 messages, Last post on Nov 23, 2009 at 3:23 PM
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The 27 and 36 month lease comparison will change the balance factor of the down payment when doing your comparative analysis. 36 month lease: For every $500 down -/+ $13.50 27 month lease For every $500 down -/+ $18.50 Your overall payment may also change based on the money factor between the 27 and 36 month lease. But is actually irrelevant once you have the final per month price. You get your ratio based on the bottom line. |
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Replying to: r000 (Feb 17, 2008 3:59 pm) |
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Good Luck after all is said and done with negotiation, try to get based on invoice and the rebate applied.When they spit the number at you per month divide it by the MSRP to see what your ratio is. My advise is that you want to be over a 90 to 1 ratio without putting over 2500 down (with all fees included). So if your car is 39K try to get the monthly fee based on 36 or so and let them calculate all the mumbo jumbo. Just so you know a ratio of 92 is 424 a month with 2500 down.
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Replying to: dip007 (Feb 17, 2008 7:49 pm) |
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I know nothing about good lease deals here is the offer i got on a 2008 cx-9 awd grand touring with bose mooonroof , assist package/gps , back up camera msrp 39325 selling to me 36045 I have a trade a 2000 vw jetta vr6 giving me $3500.00 no other money down payments 400.00 a month for 36 months with 12000 miles a year i don't know what the residual is or the money factor |
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Compare your deal to others on this post using the MSRP / per month factor and attribute the money down for or against as explained above. This is how you can gauge whether or not you are getting a "better" or "worse" deal than other consumers in the market. A rule of thumb that I have found is that you want to try to have more than a 90 to 1 ratio. In your case comparing your deal to the assumed "average" amount of $2500 out of pocket with a 39325 MSRP your ratio is: 39325 MSRP $2,500 down 400 per month (+27 taking 1000 off the down payment) = 427 pm Ratio = 92 You have a pretty good ratio here on this lease payment (the dealer is most likely cringing). You may be able to improve the ratio a bit by getting competitors in the mix (say you were offered the same deal for the Highlander Hybrid or better) that always pisses dealers off. |
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Replying to: dip007 (Feb 18, 2008 7:41 am) 08 GT FWD (Bose/MRoof / GT Assist / Blind Spot Mon) MSRP 38925 Sell 36205 - 750 Rebate 35455 Res 49% 36 at 15K a year MF .00066 Pre Tax Payment 539.44 Out of Pocket is 795 total Any thoughts?
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Replying to: cwa318 (Feb 18, 2008 8:04 am) |
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Replying to: cwa318 (Feb 18, 2008 8:04 am) There are others on this post that have gotten the CX9 in the 90's. My advice is to take the time and shop around and get competitors in the mix - I would not get a lease on any vehicle unless you are in the 90+ per lease dollar ratio. To make it simple - for this car and 2500 out of pocket shoot for a 425 a month or 1500 out of pocket shoot for 455 a month.
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Replying to: dip007 (Feb 18, 2008 10:10 am) |
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