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Mazda CX-9 Lease Questions

724 messages,  Last post on Nov 23, 2009 at 3:23 PM

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What is this discussion about? Mazda CX-9, Car Leasing, Car Buying, SUV

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#323 of 724 AWD CX9 Grand Touring by dip007 Feb 17, 2008 (3:07 pm)
Dino,   You got a great deal, you have a 1 to $92 lease ratio which means that every dollar you pay a month = $92 of the MSRP. The higher this number is the better (although with all things being equal the ratio factor ignores money down so if you compare your lease to someone else's make sure you level the down payment) click on my user name and see my postings on Leasing Economics. Just a tip that dealers will never give you a $100 to 1 ratio or it is very unlikely assuming an average of 2500 out of pocket. A good rule of thumb is if you ration is 90+ you are in good statue.
#324 of 724 Re: AWD CX9 Grand Touring [dino1313] by r000 Feb 17, 2008 (3:59 pm)
Replying to: dino1313 (Feb 17, 2008 11:56 am) What is your tax rate and where did you get this deal?   dip007 -   The down payment is a huge factor. So far my lowest deal s $450 a month with no down payment. Thats on a AWD GT with Bose/Moonroof ,BSMS, Homelink and Cargo Cover.   MSRP = $37780 Monthly payment = $450   MSRP/Payment = 83.9   However when I factor the down payment in dino's deal, these deal is better. correct me if I'm wrong.   Also does anyone know exactly what dealer incentives Mazda currently offers? I was under the impression that all they have right now is the $1000 marketing incentive? Replies to this message: dip007 (Feb 17, 2008 4:34 pm) cwa318 (Feb 17, 2008 7:33 pm)
#325 of 724 Re: AWD CX9 Grand Touring [r000] by dip007 Feb 17, 2008 (4:34 pm)
Replying to: r000 (Feb 17, 2008 3:59 pm) You are exactly right - your deal is better than Dino. Economically and with all things being equal making the benefits equal to the costs.   The down payment is a very huge factor in this ratio and must equal the variable being compared. If you are paying 0 down you must deduct your monthly payment by $13.50 per 500 down (for a 36 month lease) to match whomever price you are comparing too. For example, Dino put 2500 down to do a comparative analysis on the payment ratio we must make the variables equal: to compare let us say that you are putting 2500 down.   MSRP = $37780 Monthly payment = 450 (-$67) = $384 per month Down = 2500 MSRP/Payment factor = 98   You are actually almost close to $100 per 1 dollar owed on this deal which would make a dealership (whom I've consulted with in the past on this analysis) very angry.   Both consumers (buyers) and suppliers (dealers) can use this ratio to leverage deals.
#326 of 724 AWD CX9 Grand Touring by dip007 Feb 17, 2008 (4:40 pm)
Now to compare your rate to Dino take his MSRP of 37,765 and divide by your LPMR ratio which is 98.   You would have gotten 385 a month compared to what he paid. Replies to this message: r000 (Feb 17, 2008 4:47 pm)
#327 of 724 Re: AWD CX9 Grand Touring [dip007] by r000 Feb 17, 2008 (4:47 pm)
Replying to: dip007 (Feb 17, 2008 4:40 pm) Thanks for the quick reply.   Is it possible to compare 2 leases with different lease lengths? Example 27 vs. 36 months.   That deal that I posted is for 27 months.   27 months = 64% Residual and 36 months 52% residual. So from my perspective doesn't it make sense to lease for 27 months?
#328 of 724 AWD CX9 Grand Touring by dip007 Feb 17, 2008 (5:01 pm)
The 27 and 36 month lease comparison will change the balance factor of the down payment when doing your comparative analysis.   36 month lease: For every $500 down -/+ $13.50   27 month lease For every $500 down -/+ $18.50   Your overall payment may also change based on the money factor between the 27 and 36 month lease. But is actually irrelevant once you have the final per month price. You get your ratio based on the bottom line.
#329 of 724 Leaseing CX-9 FWD GT by cwa318 Feb 17, 2008 (7:33 pm)
Replying to: r000 (Feb 17, 2008 3:59 pm) We are going to start negotiating a deal on this vehicle. I am somewhat confused on this MSRP/Payment concept. I am assuming this is how we should base our negotiations? Am I correct that the captive lease rates for this vehicle is 53% and the money factor is .00088 for 36 mon. at 15K per year. It appears to me that many are negotiating at dealer invoice and then getting the 750 reabte applied after the fact to bring the price below invoice. Is this a correct assumptions?
#330 of 724 Leaseing CX-9 FWD GT by dip007 Feb 17, 2008 (7:49 pm)
Good Luck   after all is said and done with negotiation, try to get based on invoice and the rebate applied.When they spit the number at you per month divide it by the MSRP to see what your ratio is. My advise is that you want to be over a 90 to 1 ratio without putting over 2500 down (with all fees included).   So if your car is 39K try to get the monthly fee based on 36 or so and let them calculate all the mumbo jumbo. Just so you know a ratio of 92 is 424 a month with 2500 down. Replies to this message: cwa318 (Feb 17, 2008 8:30 pm)
#331 of 724 Re: Leaseing CX-9 FWD GT [dip007] by cwa318 Feb 17, 2008 (8:30 pm)
Replying to: dip007 (Feb 17, 2008 7:49 pm) Thanks for the information. Do you have any other information regarding my other questions?
#332 of 724 cx-9 lease deal by faroon Feb 18, 2008 (3:28 am)
I know nothing about good lease deals here is the offer i got on a 2008 cx-9 awd grand touring with bose mooonroof , assist package/gps , back up camera   msrp 39325 selling to me 36045   I have a trade a 2000 vw jetta vr6 giving me $3500.00   no other money down   payments 400.00 a month for 36 months with 12000 miles a year   i don't know what the residual is or the money factor

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