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Mazda CX-9 Prices Paid and Buying Experience

2196 messages,  Last post on Nov 28, 2009 at 10:03 PM

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What is this discussion about? Mazda CX-9, Car Leasing, Car Buying, SUV

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#554 of 2196 Re: Mazda Cradit Application Online [perseus1206] by carteach Nov 05, 2007 (12:01 pm)
Replying to: perseus1206 (Nov 05, 2007 11:08 am) I think you should not apply for credit until the deal is sealed. at least that's how I did it. Do you have another cara loan in place? Replies to this message: perseus1206 (Nov 05, 2007 12:16 pm)
#555 of 2196 Re: Mazda Cradit Application Online [carteach] by perseus1206 Nov 05, 2007 (12:16 pm)
Replying to: carteach (Nov 05, 2007 12:01 pm) Thanks for the reply. I do have another car loan approval in place but it's not as good as the 1.9% they are offering for 36 months. The other loan through my CU is around what they are offering for 60 Mterm Fin loan. I have read that sometimes the interest rate spread from what you apply online is diff from what F&I manager will give you. I guess I will go in there and see what happens.   Did anyone recieve the 1.9% financing terms and what FICO score does Mazda look for to get these rates? 725 800?   Thanks
#556 of 2196 Re: Best Deals [seloo] by dash5 Nov 08, 2007 (7:46 pm)
Replying to: seloo (Nov 04, 2007 10:32 am) I was hoping to get some help on what a "good deal" would be for an '08 CX-9 GT with AWD, the Nav package and moonroof package. Mazda calls it "2PA Grand Touring Assistance Package" and "1MC Moonroof and Bose Audio Package"   Edmunds gives me: MSRP:$39,510 Invoice:$36,300 TMV: $39,060   Put it this way, 39k is not what I'm looking to spend on my next vehicle. I was looking to go 36 tops and preferably 34ish. I'm guessing I'll have to take off the Nav package to get in that range, but am I looking to get the car for about 500 over invoice? TMV is so high it's kind of throwing me. I could use some advice. Replies to this message: seloo (Nov 09, 2007 3:48 am)
#557 of 2196 Re: Best Deals [dash5] by seloo Nov 09, 2007 (3:48 am)
Replying to: dash5 (Nov 08, 2007 7:46 pm) Forget TMV, I found it not to be a good guide.   Unless you must have a car today, I would wait a few months. All economic indicators are pointing down, so it is possible the environment may be better in a few months. Waiting will also let the SUV of the year hype fade some.   While you are waiting, shop your price around and let the dealers call you if they want to make a deal. Check out the auto mall prices.   Based on recent purchases, I would make the invoice price my goal. If there are rebates then invoice minus the rebates.   The dealers are padding these cars with a number of extra fees, port fee, prep fee, doc fee, ad fee, etc.... next, they will have a test drive fee (just kidding).   Let time work for you and not the dealer.   Good Luck and keep us informed.
#558 of 2196 Re: Best Deals by dash5 Nov 09, 2007 (9:30 am)
Thanks Seloo, good advice.   I dont have unlimited time but I'm not exactly in a rush either. I've still got to look at the Highlander too and possibly a Ford Escape. I'm ok with 500 over invoice if it will get the deal done before the bad weather gets here in force. I'm gonna ignore the TMV I think.   Anyway I had my test drive yesterday, convinced us we wanted the CX-9 over the CX-7. Had the dealer "work up some numbers" just to get an initial feel for them. I was amused when the finance guy came back with "450 per month" for 60 months including our trade in which I know to be worth about 11k. I asked what the price of the car was and he said "i dont know". Seriously   Anyway I left it there because I wasnt going to make a deal then, but thought I'd share that little story. Replies to this message: mdhutton (Nov 09, 2007 4:52 pm) cmuniz (Nov 10, 2007 5:36 am)
#559 of 2196 Re: Best Deals [dash5] by mdhutton Nov 09, 2007 (4:52 pm)
Replying to: dash5 (Nov 09, 2007 9:30 am) Dash5:   Follow me on this.   $450 per month for 60 months is $27,000 plus your trade, which you say is worth $11,000. You will lay out $38,000 for this vehicle. Subract from that $300 for title, plates, etc. (I'm using figures for my area, yours could be different) and you're left with $37,700. Divide by 1.07 to account for an average sales tax percentage (7%) and you're left with $35,234.   If the invoice on this vehicle as equipped is $36,300, you're at about $1066 UNDER invoice for a damn fine vehicle, but we're not done yet!   Consider that the finance guy probably didn't quote you a deal at 0% APR, so let's assume a reasonable rate for that term -- say 5.9%. The $450 per month for 60 months at 5.9% will let us figure an "amount financed" of $23,332.   So in the end, the sales price is $23,332 plus your $11,000 trade for a total of $34,332.....$1968 UNDER INVOICE!   Please provide the name of this dealer, because if they're making deals like that, I'll buy 10 of 'em! Replies to this message: cmuniz (Nov 10, 2007 5:36 am)
#560 of 2196 Re: Best Deals [mdhutton] by cmuniz Nov 10, 2007 (5:36 am)
Replying to: mdhutton (Nov 09, 2007 4:52 pm) By my calculations if the car was priced at $36,300 (invoice) and Dash5 traded in his vehicle valued at $11,000 , the $450 payment would be based on financing about $27,000 (includes estimates for TTL) at 0.0% financing. That sounds like a good deal if it's the car he wants. The comment form the finance mgr was dumb, though. We seem to be doing a better job of "selling" the car than he did if his numbers are correct and it's a sale not a lease.
#561 of 2196 2008 CX9 by nm1675 Nov 10, 2007 (11:34 am)
I put a 500.00 deposit down and wanted to see if anyone could give me some feed back on the deal. I think it is a good deal.   Total cap cost 34,852 money factor for nov. .00132 36 months 15,000 miles monthly payment 528.39 including gap insurance, and 0 down at closing.   CX9 Grand Touring AWD   MSRP INVOICE   Base 34655 32041 Moonroof Package 1760 1514 Blind Spot Monitor 200 172 Backup Camera 665 530 Destination Charge 595 595 Total 37875 34852 Thank you for any feedback!
#562 of 2196 Re: Best Deals [seloo] by thbarrett Nov 11, 2007 (9:12 am)
Replying to: seloo (Nov 04, 2007 10:32 am) I just bought a 2008 CX-9 on Oct 31, 2008   2008 CX-9 Grand Touring AWD $35,250 GT Assist package 2,500 Towing Package 525 Moonroof/bose 1,760 Cargo net 40 Roof Rails 250 Wheel locks 50   MSRP $40,375   I paid Invoice at $37,024 No extras, Just tax and Lic.   I thought it was a fair deal so I went for it. I also got there 1.9% for 36 month.   Tom Replies to this message: warever (Nov 11, 2007 10:30 am) thbarrett (Nov 11, 2007 4:19 pm)
#563 of 2196 Re: Best Deals [thbarrett] by warever Nov 11, 2007 (10:30 am)
Replying to: thbarrett (Nov 11, 2007 9:12 am) Congrats. But it is a shame that you won't be able to enjoy the car for a year, seeing as how you didn't buy it until NEXT October...   (I think you meant October 31, 2007 - not 2008) Replies to this message: thbarrett (Nov 11, 2007 4:19 pm)

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