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Prices Paid: Buying & Leasing Experiences Mazda CX-9 Prices Paid and Buying Experience
2238 messages, Last post on Dec 07, 2009 at 2:18 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: nastacio (Sep 17, 2007 1:00 pm) I currently drive a 2007 GMC Sierra that has the same dash layout as the Acadia so I am not adverse to the Acadia, I just felt the CX-9 enveloped the driver. I'm sure it will boil down to the driving of each vehicle including the new Highlander also. Yes those 20" wheels do make the CX-9 sexy |
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I went to the Billion Mazda dealer in Sioux Falls. After I showed him the Fitzmall.com printouts he agreed to sell me for $500 over invoice price. So I finalized 2008 Cx9 Touring model with (i)Moon roof and bose system, (ii) compass with autodimming mirror for $34000 before title and tax. Then we discussed about finacing the car, he offered me 7.5% APR for 48months (he told me my credit score was 686) I came home and checked the mazda website it tells 3.9% APR incentive offer. I applied for it online and was approved for it. Then I called Mazda American credit to confirm the interest rate. They are telling me that the interest rate will be decided by the dealer. If feel like this is full of crap. Can anyone explain me whether I am being cheated. Is $34000 an OK price? 7.5% seems to be on the higher side any suggestions will be welcomed. Thanks |
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Replying to: mkumar (Sep 18, 2007 8:58 am) First is on the price of the car. The higher the price of the car relative to the price they paid for it, the more money they make. The lower the price they sell to you, the less money they make. Next is on your trade-in (if you have one). The more they give you for it versus what they can sell it for (usually at auction), the less money they make. So they may give you a good price on your new vehicle and then give you a lousy price on your trade-in and make up the money there. You may never even KNOW that you're being had on the trade-in. Next place is worthless accessories. That "interior protectant" costs them a few bucks but they typically charge $500 or more for it - and generally, the "warranty" requires that you pay to have it reapplied every year. Nothing wrong with a Lo-Jack, but if you can get it installed afterwards for $300, there's no reason to have the dealer "include" it with the car for $1,000. Yes, they'll try to talk you into high profit extras that you probably don't need or want and/or can get cheaper elsewhere. Yet another place for them to make money is on the financing. Few people realize this because they just ASSUME that the dealer is giving them the best financing that you qualify for directly from the bank. The reality is that MANY dealers actually MARK UP the financing!!! You may qualify for 3.9% but the dealer may tell you that you'll get 7.5% - and most people will just assume that the dealer is telling the truth (that you qualify only for 7.5%). Nope, the dealer is making that 3.6% spread - and that can be a LOT of profit for them (at least an extra grand or two). The best way of buying a car is to come in pre-approved for your own financing. Many banks and credit unions offer car loans at reasonable rates (maybe not as good as a factory rate). Go to a few banks (including your own), see what they'll give you, and then go to the dealer knowing that you can get at LEAST what the banks are giving you. If the dealer give you better, great. If not, then you don't need the dealer financing. You can also always go to more than one dealer and see what they'll give you. Incidentally, lest you think that this might affect your credit score (getting multiple inquiries), it shouldn't; most FICO scoring treats multiple inquiries within a short period of time for a single loan as a single inquiry. Cheated? Cheated is when they say that you'll get 5% and then charge you 7.5%. You're just being had. (grin) Seriously, I'd look for another dealer. Maybe you'll pay a bit more for the car (maybe $700 over invoice) but get better financing. Oh, and make them SHOW you the invoice or already KNOW what it is from web sites like KBB and MSN Autos (and Edmunds, of course).
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Replying to: nastacio (Sep 16, 2007 8:25 pm) Going by the Popular Mechanics New Crossover Vehicles: Comparison Test, it is faster than the 2007 CX-9. It may be different against the 3.7L in the 2008 model. And lateral acceleration between the 2 cars were not too far apart. Now, the Highlander returns better fuel economy compared to the CX-9, but the CX-9 seems to provide more utility and ease for a 7-passenger crossover. So, it really boils down to what is most important to the buyer. I do like that the CX-9 has HIDs and 20" rims, and I do prefer its styling over the Highlander. But, if I place more value on the Toyota brand and better fuel economy, the Highlander would be my choice. |
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Replying to: warever (Sep 18, 2007 9:30 am) The Buy Rate (this is what the dealers gets from the lienholder) The Dealers rate (this can be anything for one to three points higher) As for the price of the car that seems like a great deal for a 2008 CX-9 GT with all those goodies |
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Please post your deal in terms of $ under the invoice price. 07 CX-9 ???? under invoice. 08 CX-9 ???? under invoice.
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| Got a 2007 CX9 grand touring package, which was in the lot for 34,669 (with navigation, towing package, moon roof, sirus, wheel lock, cargo net) which was the Splan/invoice price for it at 0% APR for 36 months. I got tired of haggling, so just liked the car and got and like it very much. | |
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Replying to: warever (Sep 18, 2007 9:30 am)
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Replying to: mkumar (Sep 20, 2007 6:59 pm) You know, it is funny that I still "hang out" in here. Back in March when the lease on my 2003 RX300 was up, I was most seriously looking at the new RX350, the RX400h hybrid, and the CX-9. I actually ended up getting the RX400h (not the CX-9) and am certainly more than happy with the vehicle (and as a lease, it is really costing me no more than the CX-9 would have). But then, I keep thinking that the extra space in the CX-9 would have been nice (and I DO think they're prettier than the Lexus). Wish I had the money and the space to get both. (grin) |
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Replying to: seloo (Sep 18, 2007 4:36 pm) 07 CX-9 $0 under invoice. At invoice. 08 CX-9 ???? under invoice. Keep posting those good deals.
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