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Smart Shopper Repossession Stories and Questions
101 messages, Last post on Nov 12, 2009 at 9:13 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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I just had my car Repoed and my question is. Is the repo man allowed to break in to get to the vehicle?
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Replying to: bolivar (Nov 06, 2009 3:09 am) But I did talk to the finance company today and according to them once they are told not to come into work they are not allowed and she told the same guy that 3 times but basically they said that a different agent can come in and then she has to tell that agent one time and so on and so on. which is bullsht if you ask me. we are two honest people that have answered our phones for them and paid as much as we could even more sometimes and tried to deal with it. Me or her losing our jobs certinaly wont help And as I informed them if they continue to do this I will take legal action and be a prick like them. And I have never called them when they come into her work in fact just the oppisite I have ignored them and only when they came into her work did I do this beacause as I told then once they get a reaction out of me becasue they came there they will continue to do that just to get me to take more action or at least they think I will. Oh and by the way this finance company is Chase auto and as I walked into 7 dealers in 2 days trying to trade the truck in 5 of the 7 sighed ahhhh nooo as sooon as they heard the word Chase according to them they are one of the few NOT working with there customers in this time of economic disaster.. So if anyone has any other info please let em know Thank you |
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Replying to: mylandscaper (Nov 07, 2009 7:44 pm) Have you talked to Chase? If you can work somthing out it may benefit both of you. A Voluntary Repossession will look a lot better on your credit report then if they have to physically take it. You may want to consider that. |
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Replying to: floridian2 (Nov 07, 2009 7:04 am) I don't believe so. I assume you're talking about breaking into you garage or other secure location. I would check with the police. They can tell you what repo is allowed to do in your state.
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Replying to: oldfarmer50 (Nov 09, 2009 3:40 pm) A friend's daughter had he car repo'd. She spent her money on things other than car payments and one night at 2 in the morning the tow truck showed up and took it. The only way to get it back was to pay for it IN FULL. My friend had to bail out her daughter, buy the car outright and have her pay back. To the daughter's credit she did pay it all once mom was the finance company. |
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Replying to: mylandscaper (Nov 07, 2009 7:44 pm) Not unless you cna convince Chase to re-structure your loan, I would consider isell's option. Banks aren't really looking out for consumers. |
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Replying to: dtownfb (Nov 10, 2009 6:11 pm) |
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Replying to: jb_turner (Nov 11, 2009 12:17 pm)
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Replying to: kirstie_h (Nov 11, 2009 1:09 pm) |
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