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Repossession Stories and Questions

101 messages,  Last post on Nov 12, 2009 at 9:13 AM

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What is this discussion about? Car Financing


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#81 of 101
Re: Repo guy killed [jwm40517] by motherofone
May 11, 2009 (4:24 am)
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Replying to: jwm40517 (Feb 21, 2008 1:05 pm)

my son was in repo and now he is in jail for an accident that killed a man for trying to repo a truck,how would i go about getting some repo drivers to testify in court about how these repos can turn into a tradgety?
#82 of 101
Re: Repo guy killed [motherofone] by tidester HOST
May 11, 2009 (10:37 am)
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Replying to: motherofone (May 11, 2009 4:24 am)

While you're waiting for a reply here, you may want to have a look at this article which spells out some of the dangers repo men face.
 
tidester, host
SUVs and Smart Shopper
#83 of 101
Re: Repo guy killed [motherofone] by micosilver
May 12, 2009 (1:23 pm)
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Replying to: motherofone (May 11, 2009 4:24 am)

If a repo guy got killed "for trying to repo a truck" then it was not an accident.
Accidents don't happen for doing something.
If I push you for trying to take something, especially something that doesn't belong to you in the first place, you fall and die - that's not an accident, that's murder.
#84 of 101
Can Repo Man Keep going to My wife work?? HELP by mylandscaper
Nov 05, 2009 (8:30 pm)
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Ok so my girlfriend co signed for one of my trucks but otherwise she has nothing to do with it. I am behind trying to catvh up and have been working with finance company and they said they cant stop repo till im caught up. BUT the repo guy keeps going into my girlfriends work and asking here where the truck is. she workd for a doctors office and besided the embarassment she is going to gety in trouble. We have told them over and over she has nothing to do with it beside her signing and to talk to me but they have shown up 4 times in 2 monthes. Can they keep going into her building and office????
#85 of 101
Re: Can Repo Man Keep going to My wife work?? HELP [mylandscaper] by tidester HOST
Nov 05, 2009 (9:57 pm)
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Replying to: mylandscaper (Nov 05, 2009 8:30 pm)

That sounds like harassment. You need to contact your state's attorney general.
 
tidester, host
SUVs and Smart Shopper
#86 of 101
Cosign by bolivar
Nov 06, 2009 (3:09 am)
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I'm no lawyer, but I think when she co-signed she accepted the same responsibilities as you. Especially having to pay for the truck. That's what co-signing is all about.
 
Now coming into her work - that's a question for the state consumer laws.
#87 of 101
Repo by floridian2
Nov 07, 2009 (7:04 am)
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I just had my car Repoed and my question is. Is the repo man allowed to break in to get to the vehicle?
#88 of 101
Re: Cosign [bolivar] by mylandscaper
Nov 07, 2009 (7:44 pm)
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Replying to: bolivar (Nov 06, 2009 3:09 am)

ok I know what co sign is and yes she is responsible for it as I am and we are trying to pay the vehicle not to be some scumbag dead beat. just fell on hard times, we are both working.
 
But I did talk to the finance company today and according to them once they are told not to come into work they are not allowed and she told the same guy that 3 times but basically they said that a different agent can come in and then she has to tell that agent one time and so on and so on. which is bullsht if you ask me. we are two honest people that have answered our phones for them and paid as much as we could even more sometimes and tried to deal with it. Me or her losing our jobs certinaly wont help
 
And as I informed them if they continue to do this I will take legal action and be a prick like them. And I have never called them when they come into her work in fact just the oppisite I have ignored them and only when they came into her work did I do this beacause as I told then once they get a reaction out of me becasue they came there they will continue to do that just to get me to take more action or at least they think I will. Oh and by the way this finance company is Chase auto and as I walked into 7 dealers in 2 days trying to trade the truck in 5 of the 7 sighed ahhhh nooo as sooon as they heard the word Chase according to them they are one of the few NOT working with there customers in this time of economic disaster..
 
So if anyone has any other info please let em know Thank you
#89 of 101
Re: Cosign [mylandscaper] by isellhondas
Nov 09, 2009 (12:55 pm)
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Replying to: mylandscaper (Nov 07, 2009 7:44 pm)

My guess is that they will "pop" that car the first chance they get. These guys are good at their jobs. You will go outside and it'll be gone.
 
Have you talked to Chase? If you can work somthing out it may benefit both of you.
 
A Voluntary Repossession will look a lot better on your credit report then if they have to physically take it. You may want to consider that.
#90 of 101
Re: Repo [floridian2] by oldfarmer50
Nov 09, 2009 (3:40 pm)
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Replying to: floridian2 (Nov 07, 2009 7:04 am)

"...Is the repo man allowed to break in to get to the vehicle?..."
 
I don't believe so. I assume you're talking about breaking into you garage or other secure location.
 
I would check with the police. They can tell you what repo is allowed to do in your state.

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