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Smart Shopper Repossession Stories and Questions
101 messages, Last post on Nov 12, 2009 at 9:13 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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i have a 2006 acura rsx type-s,i got it for my 18th birthday back in 06.It seemed my problem started back in May of 2008 when i gave Honda finance $3000 as a payment and i figured that i wouldnt have to give them any payment for about 10 months since my lease agreement is $298 a month for 3years.My lease is up in Feb09 and i wanted to keep the car,but my biggest problem is that i am on workers comp because i broke my leg in September and i just got some compensation yesterday(friday) and i wired money to honda thru westunion yesterday because it was the last day,the rep said if i gave 1 month that they wouldnt take the car and i guess it was to late because they took the car last nite,well i gave it up peacefully to them.They said my account is backed from Aug08,i have to call the recovery dept on Monday.I am not going to lie but i had about 3 late payments before this.Do u think i have to pay them in full before i get my car back or even give it back, i probably owe them about $620 for Sep-Oct08.Is it true that i have to do all my paywork over again and neg payment options?
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Replying to: garydc5 (Nov 22, 2008 8:12 am) Whatever you do, don't just give the car back. If you have a lease I'm pretty sure you will be required to make ALL the payments even if you return the car to the dealer. You just can't walk away from a lease. Even if you die, they will still come looking for the money. Good luck. |
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Replying to: jwm40517 (Feb 21, 2008 1:05 pm)
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Replying to: motherofone (May 11, 2009 4:24 am) tidester, host SUVs and Smart Shopper |
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Replying to: motherofone (May 11, 2009 4:24 am) Accidents don't happen for doing something. If I push you for trying to take something, especially something that doesn't belong to you in the first place, you fall and die - that's not an accident, that's murder. |
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Ok so my girlfriend co signed for one of my trucks but otherwise she has nothing to do with it. I am behind trying to catvh up and have been working with finance company and they said they cant stop repo till im caught up. BUT the repo guy keeps going into my girlfriends work and asking here where the truck is. she workd for a doctors office and besided the embarassment she is going to gety in trouble. We have told them over and over she has nothing to do with it beside her signing and to talk to me but they have shown up 4 times in 2 monthes. Can they keep going into her building and office????
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Replying to: mylandscaper (Nov 05, 2009 8:30 pm) tidester, host SUVs and Smart Shopper |
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I'm no lawyer, but I think when she co-signed she accepted the same responsibilities as you. Especially having to pay for the truck. That's what co-signing is all about. Now coming into her work - that's a question for the state consumer laws.
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I just had my car Repoed and my question is. Is the repo man allowed to break in to get to the vehicle?
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Replying to: bolivar (Nov 06, 2009 3:09 am) But I did talk to the finance company today and according to them once they are told not to come into work they are not allowed and she told the same guy that 3 times but basically they said that a different agent can come in and then she has to tell that agent one time and so on and so on. which is bullsht if you ask me. we are two honest people that have answered our phones for them and paid as much as we could even more sometimes and tried to deal with it. Me or her losing our jobs certinaly wont help And as I informed them if they continue to do this I will take legal action and be a prick like them. And I have never called them when they come into her work in fact just the oppisite I have ignored them and only when they came into her work did I do this beacause as I told then once they get a reaction out of me becasue they came there they will continue to do that just to get me to take more action or at least they think I will. Oh and by the way this finance company is Chase auto and as I walked into 7 dealers in 2 days trying to trade the truck in 5 of the 7 sighed ahhhh nooo as sooon as they heard the word Chase according to them they are one of the few NOT working with there customers in this time of economic disaster.. So if anyone has any other info please let em know Thank you |
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